Summary
SOFOS is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €20,460 and a net result of -€16,088. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 6351 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Activities of holding companies
NACE 64210Holdings NACE 64200
1 site
Size
€151,932total assets 2025
- Equity
- €20,460
- Loss
- -€16,088
Turnover not published (abridged schema)
Financial health
Financial institution: outside the modelProbability: sector outside the model
Structure
Accounts 29 d early0 of 3 deeds read
Signals- Weak solvency vs sectorLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 6351 sector peers (2025).
NBB · sector comparisonPosition among 6351 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-07-2026, 29 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
29 d early
2024
20 d early
2023
28 d early
2022
35 d early
2021
30 d early
2020
36 d early
2019
25 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 29 days before the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 2 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
03-10-2026 today31-12-2026 close31-07-2027 deadline
- General meeting · Director resignationPermanent representative · Director appointment
- Annual accounts filedfiscal year 2025 · abbreviated…
- Annual accounts filedfiscal year 2024 · abbreviated…
Financials · fiscal year 2025, abbreviated schema
Equity
€20,460▼ 71.7%
2024 · €72,303
Net result
-€16,088
2024 · €18,696
Total assets
€151,932▼ 7.0%
2024 · €163,387
Solvency
13.5%▼ 30.8pp
2024 · 44.3%
Trend over the years
2021 to 2025, 5 fiscal years 2018 to 2025, 8 fiscal years
The operating result turns negative in 2025: a loss of €5,344 after €33,185 in 2024, the lowest result in the available series.
What the company sold each fiscal year and what was left of it. A loss stands below the zero line.
Operating result-€5,344
2025
Net result-€16,088
2025
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Total assets€151,932
2025
Equity€20,460
2025
Debt€131,472
2025
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
Working capital€17,083
2025
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
Return on assets (ROA)-10.6%
2025
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Solvency13.5%
2025
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Current ratio1.13
2025
Point at or tap a year, or use the arrow keys on the chart, for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20182019202020212022202320242025
Operating result€146,707-€182,927▲ 24.7%€348,357▲ 90.4%€41,624▼ 88.1%€58,026▲ 39.4%€44,984▼ 22.5%€33,185▼ 26.2%-€5,344
Net result€111,502-€135,255▲ 21.3%€247,154above the sector's middle half▲ 82.7%€30,212within the sector's middle half▼ 87.8%-€19,515below the sector's middle half€30,398within the sector's middle half€18,696within the sector's middle half▼ 38.5%-€16,088below the sector's middle half
Equity€117,702-€252,957▲ 115%€500,112above the sector's middle half▲ 97.7%€542,723within the sector's middle half▲ 8.5%€23,208below the sector's middle half▼ 95.7%€53,606below the sector's middle half▲ 131%€72,303below the sector's middle half▲ 34.9%€20,460below the sector's middle half▼ 71.7%
Total assets€169,515-€299,582▲ 76.7%€594,644within the sector's middle half▲ 98.5%€590,334within the sector's middle half▼ 0.7%€184,440below the sector's middle half▼ 68.8%€197,453below the sector's middle half▲ 7.1%€163,387below the sector's middle half▼ 17.3%€151,932below the sector's middle half▼ 7.0%
Debt€51,813-€46,624▼ 10.0%€94,532▲ 103%€47,611▼ 49.6%€161,232▲ 239%€143,847▼ 10.8%€91,084▼ 36.7%€131,472▲ 44.3%
Working capital€117,702-€252,957▲ 115%€500,112above the sector's middle half▲ 97.7%€540,661above the sector's middle half▲ 8.1%€21,649within the sector's middle half▼ 96.0%€52,549within the sector's middle half▲ 143%€67,515within the sector's middle half▲ 28.5%€17,083within the sector's middle half▼ 74.7%
Solvency69.4%-84.4%▲ 15.0pp84.1%above the sector's middle half▼ 0.3pp91.9%above the sector's middle half▲ 7.8pp12.6%below the sector's middle half▼ 79.4pp27.1%within the sector's middle half▲ 14.6pp44.3%within the sector's middle half▲ 17.1pp13.5%below the sector's middle half▼ 30.8pp
Current ratio3.27-6.43▲ 3.156.29above the sector's middle half▼ 0.1412.36above the sector's middle half▲ 6.071.13within the sector's middle half▼ 11.221.37within the sector's middle half▲ 0.231.74within the sector's middle half▲ 0.381.13within the sector's middle half▼ 0.61
Return on assets (ROA)65.8%-45.1%▼ 20.6pp41.6%above the sector's middle half▼ 3.6pp5.1%within the sector's middle half▼ 36.4pp-10.6%below the sector's middle half▼ 15.7pp15.4%above the sector's middle half▲ 26.0pp11.4%within the sector's middle half▼ 4.0pp-10.6%below the sector's middle half▼ 22.0pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2021 Net result -88% on 2020. The accounts now follow the abbreviated schema, last year the micro schema.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €151,932
Fixed assets
€3,377 ▼ 29.5%
Current assets
€148,555 ▼ 6.3%
Equity and liabilities €151,932
Equity
€20,460 ▼ 71.7%
Debt
€131,472 ▲ 44.3%
Debt's share of the balance-sheet total rises from 55.7% to 86.5%. Equity is lower and debt is higher.
Key figures and ratios
ROE
-78.6%▼
2024 · 25.9%
Debt ≤ 1 year
€131,472▲
2024 · €91,084
Income taxes
€283▼
2024 · €4,581
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €450 | €502 | €502 | €810 | €1,410 | ▲ 74.1% |
| Other operating charges640/8 | - | - | - | €847 | €1,070 | €1,067 | €1,343 | €2,383 | ▲ 77.4% |
| Gross operating margin9900 | €147,500 | €183,738 | €349,700 | €42,921 | €59,598 | €46,554 | €35,338 | -€1,550 | ▼ 104% |
| Operating profit (loss)9901 | €146,707 | €182,927 | €348,357 | €41,624 | €58,026 | €44,984 | €33,185 | -€5,344 | ▼ 116% |
| Financial income75/76B | - | - | - | €0 | €77 | - | €1 | €1 | ▼ 28.0% |
| Recurring financial income75 | - | €2 | - | €0 | €77 | - | €1 | €1 | ▼ 28.0% |
| Financial charges65/66B | - | - | - | €2,717 | €77,338 | €2,974 | €9,909 | €10,462 | ▲ 5.6% |
| Recurring financial charges65 | €621 | €2,265 | €23,779 | €2,717 | €77,338 | €2,974 | €9,909 | €10,462 | ▲ 5.6% |
| Profit (loss) for the period before taxes9903 | €146,086 | €180,665 | €324,577 | €38,907 | -€19,235 | €42,010 | €23,277 | -€15,805 | ▼ 168% |
| Income taxes67/77 | €34,584 | €45,410 | €77,423 | €8,695 | €280 | €11,612 | €4,581 | €283 | ▼ 93.8% |
| Profit (loss) for the period9904 | €111,502 | €135,255 | €247,154 | €30,212 | -€19,515 | €30,398 | €18,696 | -€16,088 | ▼ 186% |
| Profit (loss) for the period to be appropriated9905 | €111,502 | €135,255 | €247,154 | €30,212 | -€19,515 | €30,398 | €18,696 | -€16,088 | ▼ 186% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €169,515 | €299,582 | €594,644 | €590,334 | €184,440 | €197,453 | €163,387 | €151,932 | ▼ 7.0% |
| Fixed assets21/28 | - | - | - | €2,062 | €1,560 | €1,057 | €4,787 | €3,377 | ▼ 29.5% |
| Tangible fixed assets22/27 | - | - | - | €2,062 | €1,560 | €1,057 | €4,787 | €3,377 | ▼ 29.5% |
| Plant, machinery and equipment23 | - | - | - | €2,062 | €1,560 | €1,057 | €4,787 | €3,377 | ▼ 29.5% |
| Current assets29/58 | €169,515 | €299,582 | €594,644 | €588,272 | €182,881 | €196,396 | €158,599 | €148,555 | ▼ 6.3% |
| Amounts receivable within one year40/41 | €69,029 | €82,904 | €68,585 | €82,888 | €12,499 | €57,423 | €48,400 | €6,257 | ▼ 87.1% |
| Trade receivables40 | - | - | - | €22,153 | €7,763 | €52,704 | €48,400 | €5,540 | ▼ 88.6% |
| Other amounts receivable41 | - | - | - | €60,735 | €4,736 | €4,720 | - | €717 | - |
| Cash at bank and in hand54/58 | €100,486 | €216,678 | €526,059 | €505,384 | €170,382 | €138,973 | €110,199 | €142,298 | ▲ 29.1% |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €169,515 | €299,582 | €594,644 | €590,334 | €184,440 | €197,453 | €163,387 | €151,932 | ▼ 7.0% |
| Equity10/15 | €117,702 | €252,957 | €500,112 | €542,723 | €23,208 | €53,606 | €72,303 | €20,460 | ▼ 71.7% |
| Contributions10/11 | €6,200 | €6,200 | - | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €111,502 | €246,757 | €493,912 | €524,123 | €4,608 | €35,006 | €53,703 | €1,860 | ▼ 96.5% |
| Non-distributable reserves130/1 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Reserves not available under the articles1311 | - | - | - | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Distributable reserves133 | - | - | - | €522,263 | €2,748 | €33,146 | €51,843 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | - | - | - | - | - | - | - | €0 | - |
| Amounts payable17/49 | €51,813 | €46,624 | €94,532 | €47,611 | €161,232 | €143,847 | €91,084 | €131,472 | ▲ 44.3% |
| Amounts payable within one year42/48 | €51,813 | €46,624 | €94,532 | €47,611 | €161,232 | €143,847 | €91,084 | €131,472 | ▲ 44.3% |
| Financial debts43 | - | - | - | €7,500 | - | - | - | - | - |
| Other loans439 | - | - | - | €7,500 | - | - | - | - | - |
| Trade debts44 | €18,624 | €15,594 | €5,954 | - | €122 | €28 | €302 | €7,580 | ▲ 2,411% |
| Suppliers440/4 | - | - | - | - | €122 | €28 | €302 | €7,580 | ▲ 2,411% |
| Advances received on contracts in progress46 | - | - | - | - | €12,100 | - | - | - | - |
| Taxes, remuneration and social security45 | - | - | - | €29,702 | €3,249 | €10,169 | €16,629 | €16,292 | ▼ 2.0% |
| Taxes450/3 | - | - | - | €29,702 | €3,249 | €10,169 | €13,749 | €16,292 | ▲ 18.5% |
| Remuneration and social security454/9 | - | - | - | - | - | - | €2,880 | €0 | ▼ 100% |
| Other amounts payable47/48 | - | - | - | €10,409 | €145,761 | €133,651 | €74,153 | €107,600 | ▲ 45.1% |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €111,502 | €135,255 | €247,154 | €30,212 | -€19,515 | €30,398 | €18,696 | -€16,088 | ▼ 186% |
| + Depreciation and write-downs630 | - | - | - | €450 | €502 | €502 | €810 | €1,410 | ▲ 74.1% |
| Operating cash flow (approximation) | €111,502 | €135,255 | €247,154 | €30,662 | -€19,013 | €30,900 | €19,506 | -€14,677 | ▼ 175% |
| Investment in fixed assets (approximation) | - | - | - | - | €0 | €0 | -€4,540 | €0 | ▲ 100% |
| Change in cash | - | €116,192 | €309,381 | -€20,675 | -€335,002 | -€31,409 | -€28,773 | €32,099 | ▲ 212% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
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Of 24,719 companies in this sector we hold annual accounts for 20,009. 7,594 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Directors
Directors
No directors read yet: 0 of 3 Gazette acts processed. See the function holders in the CBE →
Owners and capital
Owners
No owners or capital events in the accounts and acts we read.
Group and network
Connections & network
The board mandates are listed below; here you explore them as a network.
This company
Company
Director
Shareholding
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Board mandates elsewhere
1 board mandateBoard mandates of this companythis company sits on their board1
1 location
History
Acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
State Gazette act
General meeting · Director resignation
Permanent representative · Director appointment
02-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
03-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Back to profitnet €30,398
Net result €30,398 after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet -€19,515
Net result drops to -€19,515, the lowest in the series; recovery starts the following year.
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €247,154 ▲82.7%
Operating result €348,357, net result €247,154, both a record.
31-12
Financial
Equity above €500,000Eq €500,112 ▲97.7%
3 profitable years in a row build equity to €500,112.
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Equity above €200,000Eq €252,957 ▲115%
2 profitable years in a row build equity to €252,957.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Register details
Identification
Legal formPrivate limited company
Founded15-06-2018
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0697945880
Also
9925:BE0697945880
Registered
21-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 3 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Recognitions · licences · registrations
Legal Entity Identifier
254900AXB2XTO8RT4K64
Sites & property
Location & real-estate footprint
Registered office, Olen · 1 establishment unit since 2018
Ground area
1,179 m²
Building footprint
227 m²
Volume, LiDAR
886 m³
Parcel 13029G0048/00R002, Flanders · tallest building 7.3 m, ±1 floor. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 establishment unit
SOFOS
since 2018unit no. 2.277.394.011
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13029G0048/00R002 | Flanders | 1,179 m² | 1 · 227 m² | 7.2 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.