FEELING & C° is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €20k and a net result of €833k. Equity remains stable across the filed fiscal years (±0% per year). Its solvency ranks better than 5% of 2377 sector peers (fiscal year 2025). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-12-2025, 120 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
120 d early
2024
97 d early
2023
126 d early
2022
123 d early
2021
68 d early
2020
24 d early
2019
142 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€20k▼ 99.1%
2024 · €2.22M
2018: €1.78M
2019: €2.11M
2020: €2.53M
2021: €2.90M
2022: €2.98M
2023: €2.45M
2024: €2.22M
2018 → 2025
Net result
€833k▲ 39.9%
2024 · €595k
2018: €332k
2019: €389k
2020: €478k
2021: €591k
2022: €365k
2023: €565k
2024: €595k
2018 → 2025
Total assets
€3.79M▲ 0.4%
2024 · €3.77M
2018: €4.73M
2019: €4.63M
2020: €4.84M
2021: €4.46M
2022: €4.17M
2023: €3.74M
2024: €3.77M
2018 → 2025
Solvency
0.5%▼ 58.3pp
2024 · 58.9%
2018: 37.5%
2019: 45.5%
2020: 52.2%
2021: 65.1%
2022: 71.6%
2023: 65.4%
2024: 58.9%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€2.90M-€2.98M▲ 2.7%€2.45M▼ 17.9%€2.22M▼ 9.2%€20k▼ 99.1%
Operating result€830k-€520k▼ 37.3%€791k▲ 51.9%€825k▲ 4.3%€974k▲ 18.2%
Net result€591k-€365k▼ 38.3%€565k▲ 54.9%€595k▲ 5.3%€833k▲ 39.9%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 18% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.79M
Fixed assets
€3.50M▼ 0.2%
Current assets
€284k▲ 8.2%
Equity and liabilities €3.79M
Equity
€20k▼ 99.1%
Debt
€3.77M▲ 143%
The debt ratio rises from 41.1% to 99.5%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
0.5%▼
2024 · 58.9%
ROA
22.0%▲
2024 · 15.8%
Debt
€3.77M▲
2024 · €1.55M
Debt ≤ 1 year
€3.04M▲
2024 · €826k
Debt > 1 year
€725k=
2024 · €725k
Income taxes
€241k▲
2024 · €204k
A ratio outside any meaningful range has been withheld (balance sheet total €3.79M, equity €20k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€3.77M€3.79M▲
Fixed assets21/28€3.51M€3.50M▼
Tangible fixed assets22/27€35k€29k▼
Furniture and vehicles24€34k€28k▼
Other tangible fixed assets26€1k€728▼
Financial fixed assets28€3.48M€3.48M=
Current assets29/58€262k€284k▲
Amounts receivable within one year40/41€2k€5k▲
Other amounts receivable41€2k€5k▲
Cash at bank and in hand54/58€260k€277k▲
Deferred charges and accrued income490/1€889€2k▲
Equity and liabilities
Total equity and liabilities10/49€3.77M€3.79M▲
Equity10/15€2.22M€20k▼
Contributions10/11€20k€20k=
Reserves13€124k-
Distributable reserves133€124k-
Profit (loss) carried forward14€2.08M-
Amounts payable17/49€1.55M€3.77M▲
Amounts payable after more than one year17€725k€725k=
Financial debts170/4€725k€725k=
Amounts payable within one year42/48€826k€3.04M▲
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€2k€2k=
Taxes450/3€2k€2k=
Other amounts payable47/48€822k€3.04M▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16k€17k▲
Other operating charges640/8€960€1k▲
Gross operating margin9900€841k€993k▲
Operating profit (loss)9901€825k€974k▲
Financial income75/76B€4k€129k▲
Recurring financial income75€4k€129k▲
Financial charges65/66B€29k€29k▼
Recurring financial charges65€29k€29k▼
Profit (loss) for the period before taxes9903€799k€1.07M▲
Income taxes67/77€204k€241k▲
Profit (loss) for the period9904€595k€833k▲
Profit (loss) for the period to be appropriated9905€595k€833k▲
Appropriation of the result
Profit (loss) to be appropriated9906€2.90M€2.91M▲
Profit (loss) brought forward from the previous period14P€2.30M€2.08M▼
Transfer from equity791/2-€124k
Profit to be distributed694/7€820k€3.03M▲
Return on contributions (dividend)694€820k€3.03M▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
30-09
Financial
Highest result since 2018net €833k ▲39.9%
Operating result €974k, net result €833k, both a record.
23-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
26-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
28-12
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
21-02
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
06-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2019
10-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
30-09
Financial
Equity above €2MEq €2.11M ▲18.5%
2 profitable years in a row build equity to €2.11M.
26-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
27-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oudergem · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Isidore Gérardlaan 91160 OudergemGround area
440 m²
Building footprint
471 m²
Volume, LiDAR
3,056 m³
2 parcels, Brussels · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FEELING & C°
since 20132.221.447.181
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21332C0051/00W010 | Brussels | 239 m² | 1 · 270 m² | 11.6 m · 2 fl. |
| 21332C0051/00R009 | Brussels | 201 m² | 1 · 201 m² | 10.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 7,462 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded09-07-2013
Fiscal year end30-09
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
66199Other activities auxiliary to financial services, excluding insurance and pension funding
66210Risk and damage evaluation
66220Insurance agents and brokers
66290Activities auxiliary to financial services and insurance activities
66300Activities auxiliary to financial services and insurance activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.