Gilissen Eric is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €20k and a net result of €129k. Equity is shrinking by ~44.3% per year across the filed fiscal years. Its solvency ranks better than 11% of 7980 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 7980 sector peers (2025).
NBB · sector comparisonPosition among 7980 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 d early
2024
77 d early
2023
41 d early
2022
20 d early
2021
32 d early
2020
31 d late
2019
17 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€20k=
2024 · €20k
2018: €1.19M
2019: €391k
2020: €391k
2021: €391k
2022: €391k
2023: €20k
2024: €20k
2018 → 2025
Net result
€129k▼ 56.1%
2024 · €294k
2018: €371k
2019: €393k
2020: €386k
2021: €332k
2022: €476k
2023: €477k
2024: €294k
2018 → 2025
Total assets
€575k▼ 41.9%
2024 · €990k
2018: €1.77M
2019: €1.82M
2020: €2.07M
2021: €1.91M
2022: €1.42M
2023: €1.54M
2024: €990k
2018 → 2025
Solvency
3.6%▲ 1.5pp
2024 · 2.1%
2018: 67.1%
2019: 21.5%
2020: 18.9%
2021: 20.5%
2022: 27.6%
2023: 1.3%
2024: 2.1%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€391k-€391k=€20k▼ 94.8%€20k=€20k=
Operating result€488k-€669k▲ 37.3%€666k▼ 0.4%€442k▼ 33.7%€209k▼ 52.6%
Net result€332k-€476k▲ 43.4%€477k▲ 0.2%€294k▼ 38.3%€129k▼ 56.1%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 53% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €575k
Fixed assets
€221k▼ 7.5%
Current assets
€354k▼ 52.9%
Equity and liabilities €575k
Equity
€20k=
Debt
€554k▼ 42.8%
The debt ratio falls from 97.9% to 96.4%. Debt is lower.
Key figures and ratios
Solvency
3.6%▲
2024 · 2.1%
ROE
631.0%
ROA
22.5%▼
2024 · 29.7%
Debt
€554k▼
2024 · €969k
Debt ≤ 1 year
€553k▼
2024 · €968k
Income taxes
€53k▼
2024 · €117k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€990k€575k▼
Fixed assets21/28€239k€221k▼
Tangible fixed assets22/27€239k€221k▼
Plant, machinery and equipment23€6k€3k▼
Furniture and vehicles24€1k€0▼
Other tangible fixed assets26€232k€217k▼
Current assets29/58€751k€354k▼
Amounts receivable within one year40/41€242k€240k▼
Trade receivables40€0€31k▲
Other amounts receivable41€242k€210k▼
Current investments50/53€0-
Cash at bank and in hand54/58€506k€109k▼
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€990k€575k▼
Equity10/15€20k€20k=
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€969k€554k▼
Amounts payable within one year42/48€968k€553k▼
Trade debts44€2k€7k▲
Suppliers440/4€2k€7k▲
Taxes, remuneration and social security45€73k€32k▼
Taxes450/3€71k€30k▼
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€893k€515k▼
Accrued charges and deferred income492/3€1k€1k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€22k€18k▼
Other operating charges640/8€1k€1k▲
Gross operating margin9900€465k€229k▼
Operating profit (loss)9901€442k€209k▼
Financial income75/76B€20k€7k▼
Recurring financial income75€20k€7k▼
Financial charges65/66B€50k€35k▼
Recurring financial charges65€50k€35k▼
Profit (loss) for the period before taxes9903€411k€182k▼
Income taxes67/77€117k€53k▼
Profit (loss) for the period9904€294k€129k▼
Profit (loss) for the period to be appropriated9905€294k€129k▼
Appropriation of the result
Profit (loss) to be appropriated9906€294k€129k▼
Transfer from equity791/2€0-
Profit to be distributed694/7€294k€129k▼
Return on contributions (dividend)694€294k€129k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €129k ▼56.1%
Net result drops to €129k, the lowest in the series.
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €477k ▲0.2%
Net result €477k, the highest in the series.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
17-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 17 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
26-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Luikersteenweg 1653500 HasseltGround area
1,278 m²
Building footprint
275 m²
Volume, LiDAR
1,879 m³
Parcel 71324E0444/00Z000, Flanders · tallest building 14.2 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Gilissen Eric, geassocieerd notaris
since 20142.254.059.967
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71324E0444/00Z000 | Flanders | 1,278 m² | 1 · 275 m² | 14.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 7,462 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2014
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.