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SOCOMFIN

Active
Private limited companyfounded 200620 yrs activeAquilonlaan 5, 1200 Sint-Lambrechts-Woluwe, BelgiumKBO/BCE: BE 0878.503.066
Summary

SOCOMFIN has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €286,860 and a net result of €10,439. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 43% of 12860 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Checked score

Score 2025
Axes · tick = 2024
Profitability71▼-2
Solvency74▲+2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20,000 at 30 days acceptable
Liquidity ample (current ratio 3.46 against 3.38 in 2024; short-term debt: 12.5% and cash: 1.6% of total assets), but 50.9% of the assets are financed with debt.
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Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Multiple establishment units
Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.
KBO · establishment units
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 20 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
49.1%
Return on assets
1.8%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
1 d early
2023
23 d early
2022
29 d early
2021
on the day
2020
27 d early
2019
25 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today. Usually files around 30 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 close30-09-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SOCOMFIN was incorporated on 10 January 2006.1 Total assets rose from EUR 509,551 in 2019 to EUR 584,709 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2019 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€286,860▲ 3.8%
2024 · €276,421
Total assets
€584,709▼ 0.2%
2024 · €585,970
Net result
€10,439▼ 42.4%
2024 · €18,112
Working capital
€179,377▲ 2.6%
2024 · €174,903
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result€45,889▲ 79.0%€40,449▼ 11.9%€36,466▼ 9.8%€34,037▼ 6.7%€28,207▼ 17.1%
Net result€25,436within the sector's middle half▲ 108%€23,980within the sector's middle half▼ 5.7%€21,064within the sector's middle half▼ 12.2%€18,112within the sector's middle half▼ 14.0%€10,439below the sector's middle half▼ 42.4%
Equity€213,264within the sector's middle half▲ 13.5%€237,244within the sector's middle half▲ 11.2%€258,309above the sector's middle half▲ 8.9%€276,421above the sector's middle half▲ 7.0%€286,860above the sector's middle half▲ 3.8%
Total assets€492,063within the sector's middle half▲ 4.2%€490,527within the sector's middle half▼ 0.3%€533,663above the sector's middle half▲ 8.8%€585,970above the sector's middle half▲ 9.8%€584,709above the sector's middle half▼ 0.2%
Debt€278,799▼ 1.9%€253,283▼ 9.2%€275,354▲ 8.7%€309,549▲ 12.4%€297,850▼ 3.8%
Working capital€177,515above the sector's middle half▲ 18.5%€199,744above the sector's middle half▲ 12.5%€190,982above the sector's middle half▼ 4.4%€174,903above the sector's middle half▼ 8.4%€179,377above the sector's middle half▲ 2.6%
Solvency43.3%within the sector's middle half▲ 3.5pp48.4%within the sector's middle half▲ 5.0pp48.4%within the sector's middle half=47.2%within the sector's middle half▼ 1.2pp49.1%within the sector's middle half▲ 1.9pp
Current ratio3.96within the sector's middle half▼ 0.535.10above the sector's middle half▲ 1.145.53above the sector's middle half▲ 0.433.38within the sector's middle half▼ 2.163.46within the sector's middle half▲ 0.08
Return on assets (ROA)5.2%within the sector's middle half▲ 2.6pp4.9%within the sector's middle half▼ 0.3pp3.9%below the sector's middle half▼ 0.9pp3.1%below the sector's middle half▼ 0.9pp1.8%below the sector's middle half▼ 1.3pp
above within below the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20,000€40,000Operating result 2021: €45,889€45,889Net result 2021: €25,436€25,436Operating result 2022: €40,449€40,449Net result 2022: €23,980€23,980Operating result 2023: €36,466€36,466Net result 2023: €21,064€21,064Operating result 2024: €34,037€34,037Net result 2024: €18,112€18,112Operating result 2025: €28,207€28,207Net result 2025: €10,439€10,43920212022202320242025€0€10,000€20,000€30,000€40,000Operating result 2023: €36,466€36,500Net result 2023: €21,064€21,100Operating result 2024: €34,037€34,000Net result 2024: €18,112€18,100Operating result 2025: €28,207€28,200Net result 2025: €10,439€10,400202320242025
The operating result has fallen four years in a row; 2025 is 17% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €584,709
Fixed assets €332,453 ▼ 1.5%
Current assets €252,256 ▲ 1.5%
Equity and liabilities €584,709
Equity €286,860 ▲ 3.8%
Debt €297,850 ▼ 3.8%
Debt's share of the balance-sheet total falls from 52.8% to 50.9%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€62,859▲
2024 · €55,803
Cash flow
€45,091▲
2024 · €39,878
Debt to equity
1.04▼
2024 · 1.12
ROE
3.6%▼
2024 · 6.6%
Interest coverage
7.06▲
2024 · 6.64
Debt ≤ 1 year
€72,879▼
2024 · €73,599
Debt > 1 year
€224,971▼
2024 · €235,950
Income taxes
€8,862▲
2024 · €7,516
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.2% went bankrupt
3.5% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet Code20242025
Assets
Total assets20/58€585,970€584,709▼
Fixed assets21/28€337,468€332,453▼
Tangible fixed assets22/27€337,261€332,246▼
Land and buildings22€226,705€220,227▼
Furniture and vehicles24€110,556€112,018▲
Financial fixed assets28€207€207=
Current assets29/58€248,502€252,256▲
Amounts receivable after more than one year29€200,070€200,070=
Other amounts receivable291€200,070€200,070=
Amounts receivable within one year40/41€44,119€40,870▼
Trade receivables40€34,755€21,709▼
Other amounts receivable41€9,364€19,161▲
Cash at bank and in hand54/58€2,118€9,409▲
Deferred charges and accrued income490/1€2,194€1,907▼
Equity and liabilities
Total equity and liabilities10/49€585,970€584,709▼
Equity10/15€276,421€286,860▲
Contributions10/11€18,600€18,600=
Reserves13€201,860€211,860▲
Non-distributable reserves130/1€1,860€1,860=
Reserves not available under the articles1311€1,860€1,860=
Distributable reserves133€200,000€210,000▲
Profit (loss) carried forward14€55,961€56,400▲
Amounts payable17/49€309,549€297,850▼
Amounts payable after more than one year17€235,950€224,971▼
Financial debts170/4€235,950€224,971▼
Amounts payable within one year42/48€73,599€72,879▼
Current portion of amounts payable after more than one year42€32,260€37,523▲
Financial debts43-€14,286
Credit institutions430/8-€14,286
Trade debts44€32,458€10,501▼
Suppliers440/4€32,458€10,501▼
Taxes, remuneration and social security45€8,881€10,569▲
Taxes450/3€8,881€10,569▲
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21,766€34,653▲
Other operating charges640/8€6,978€4,884▼
Gross operating margin9900€62,781€67,744▲
Operating profit (loss)9901€34,037€28,207▼
Financial income75/76B€0€1▲
Recurring financial income75€0€1▲
Financial charges65/66B€8,409€8,906▲
Recurring financial charges65€8,409€8,906▲
Profit (loss) for the period before taxes9903€25,628€19,301▼
Income taxes67/77€7,516€8,862▲
Profit (loss) for the period9904€18,112€10,439▼
Profit (loss) for the period to be appropriated9905€18,112€10,439▼
Appropriation of the result
Profit (loss) to be appropriated9906€155,961€66,400▼
Profit (loss) brought forward from the previous period14P€137,849€55,961▼
Transfer to equity691/2€100,000€10,000▼
To other reserves6921€100,000€10,000▼

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€24,648€13,830€12,498€21,766€34,653▲ 59.2%
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4--€8,839-€2,598---
Other operating charges640/8-€1,983€4,775€6,978€4,884▼ 30.0%
Gross operating margin9900€77,266€47,422€51,140€62,781€67,744▲ 7.9%
Operating profit (loss)9901€45,889€40,449€36,466€34,037€28,207▼ 17.1%
Financial income75/76B-€3€5€0€1▲ 533%
Recurring financial income75€0€3€5€0€1▲ 533%
Financial charges65/66B-€7,759€7,489€8,409€8,906▲ 5.9%
Recurring financial charges65€7,697€7,759€7,489€8,409€8,906▲ 5.9%
Profit (loss) for the period before taxes9903€38,192€32,692€28,981€25,628€19,301▼ 24.7%
Income taxes67/77€12,756€8,712€7,917€7,516€8,862▲ 17.9%
Profit (loss) for the period9904€25,436€23,980€21,064€18,112€10,439▼ 42.4%
Profit (loss) for the period to be appropriated9905€25,436€23,980€21,064€18,112€10,439▼ 42.4%
Line20212022202320242025Change
Assets
Total assets20/58€492,063€490,527€533,663€585,970€584,709▼ 0.2%
Fixed assets21/28€254,607€242,116€300,537€337,468€332,453▼ 1.5%
Tangible fixed assets22/27€254,399€241,909€300,330€337,261€332,246▼ 1.5%
Land and buildings22-€239,659€233,182€226,705€220,227▼ 2.9%
Furniture and vehicles24-€1,062€67,148€110,556€112,018▲ 1.3%
Other tangible fixed assets26-€1,188----
Financial fixed assets28€207€207€207€207€207=
Current assets29/58€237,456€248,411€233,125€248,502€252,256▲ 1.5%
Amounts receivable after more than one year29-€200,070€200,070€200,070€200,070=
Trade receivables290--€200,070---
Other amounts receivable291-€200,070-€200,070€200,070=
Amounts receivable within one year40/41€22,355€31,672€29,857€44,119€40,870▼ 7.4%
Trade receivables40-€10,846€10,457€34,755€21,709▼ 37.5%
Other amounts receivable41-€20,826€19,400€9,364€19,161▲ 105%
Cash at bank and in hand54/58€14,620€16,465€1,464€2,118€9,409▲ 344%
Deferred charges and accrued income490/1-€204€1,734€2,194€1,907▼ 13.1%
Equity and liabilities
Total equity and liabilities10/49€492,063€490,527€533,663€585,970€584,709▼ 0.2%
Equity10/15€213,264€237,244€258,309€276,421€286,860▲ 3.8%
Contributions10/11-€18,600€18,600€18,600€18,600=
Reserves13€101,860€101,860€101,860€201,860€211,860▲ 5.0%
Non-distributable reserves130/1-€1,860€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860€1,860€1,860€1,860=
Distributable reserves133-€100,000€100,000€200,000€210,000▲ 5.0%
Profit (loss) carried forward14€92,804€116,784€137,849€55,961€56,400▲ 0.8%
Amounts payable17/49€278,799€253,283€275,354€309,549€297,850▼ 3.8%
Amounts payable after more than one year17€218,858€204,616€233,210€235,950€224,971▼ 4.7%
Financial debts170/4-€204,616€233,210€235,950€224,971▼ 4.7%
Amounts payable within one year42/48€59,940€48,666€42,144€73,599€72,879▼ 1.0%
Current portion of amounts payable after more than one year42-€14,242€24,741€32,260€37,523▲ 16.3%
Financial debts43-€16,606--€14,286-
Credit institutions430/8-€16,606--€14,286-
Trade debts44€3,292€3,716€6,659€32,458€10,501▼ 67.6%
Suppliers440/4-€3,716€6,659€32,458€10,501▼ 67.6%
Taxes, remuneration and social security45-€14,102€10,744€8,881€10,569▲ 19.0%
Taxes450/3-€14,102€10,744€8,881€10,569▲ 19.0%
Line20212022202320242025Change
Profit (loss) for the period9904€25,436€23,980€21,064€18,112€10,439▼ 42.4%
+ Depreciation and write-downs630€24,648€13,830€12,498€21,766€34,653▲ 59.2%
Operating cash flow (approximation)€50,084€37,810€33,562€39,878€45,091▲ 13.1%
Investment in fixed assets (approximation)--€1,339-€70,919-€58,696-€29,638▲ 49.5%
Change in cash-€1,845-€15,000€654€7,290▲ 1,015%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2026
09-06
State Gazette act Incorporation · Founder
Name clause · Registered office clause
31-01
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial Weakest financial yearnet €10,439 ▼42.4%
Net result drops to €10,439, the lowest in the series.
30-01
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
08-01
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
02-01
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-01
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial Highest result since 2019net €25,436 ▲108%
Operating result €45,889, net result €25,436, both a record.
30-06
Financial Equity above €200,000Eq €213,264 ▲13.5%
3 profitable years in a row build equity to €213,264.
04-01
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
06-01
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
09-01
NBB filing Annual accounts filed
fiscal year 2018 · full schema
2018
02-01
NBB filing Annual accounts filed
fiscal year 2017 · full schema
2017
31-01
NBB filing Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 3 establishment units since 2006
seat establishment All 3 establishment units on the map
Ground area
1.0 ha
Building footprint
1,185 m²
Volume, LiDAR
20,231 m³
3 parcels, Brussels, Flanders · tallest building 37.5 m, ±10 floors. Linked by address, not a title deed.
3 companies at this address See who is registered here
3 establishment units
SOCOMFIN
Aquilonlaan 5, 1200 Sint-Lambrechts-WoluweCertified accountants and tax accountants
since 20062.223.829.720
Socomfin
Edgar Tinelstraat 25, 2600 AntwerpenCertified accountants and tax accountants
since 20152.247.714.682
SOCOMFIN
Louizalaan 137, 1050 ElseneCertified accountants and tax accountants
since 20202.302.131.187
3 parcels
Flanders 1 (33.3%) Brussels 2 (66.7%)
Parcel (capakey) Region Area Buildings Height / fl.
21018A0119/00M003 Brussels 9,341 m² 1 · 856 m² 17.2 m · 5 fl.
21807G0060/00Z002 Brussels 711 m² 1 · 256 m² 37.5 m · 10 fl.
11302A0102/00S005 Flanders 319 m² 1 · 73 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Good to know
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 12,173 companies in sector 69201 we hold annual accounts for 7,641. 6,101 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded10-01-2006
Fiscal year end30-06
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
85599Other education
E-invoicing
Reachable via Peppol
Peppol ID 0208:0878503066
Also 9925:BE0878503066
Registered 28-08-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.