VRB CONSULT
ActiveSummary
VRB CONSULT has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €211,808 and a net result of €21,392. Equity remains stable across the filed fiscal years (±1.8% per year). Its solvency ranks better than 44% of 3342 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability55=
Solvency63▲+5
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days acceptable
Liquidity tight (current ratio 1.43 against 1.42 in 2024; short-term debt: 61% and cash: 34.4% of total assets), and 61.8% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Legal and accounting activities (NACE 69)
about 77% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
38.2%
Return on assets
3.9%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €211,808
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
53 d late
2024
42 d late
2023
61 d late
2022
59 d late
2021
92 d late
2020
61 d late
2019
69 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 62 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 September (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
01-10-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€211,808▲ 11.2%
2024 · €190,416
Total assets
€553,913▼ 3.1%
2024 · €571,883
Net result
€21,392▼ 22.4%
2024 · €27,580
Working capital
€145,753▼ 0.9%
2024 · €147,006
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA), Staff (FTE).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€30,349▲ 79.1%€31,275▲ 3.1%€52,702▲ 68.5%€61,514▲ 16.7%€49,503▼ 19.5%
Net result€16,587within the sector's middle half▲ 223%€17,157within the sector's middle half▲ 3.4%€28,170within the sector's middle half▲ 64.2%€27,580within the sector's middle half▼ 2.1%€21,392within the sector's middle half▼ 22.4%
Equity€252,509within the sector's middle half▲ 7.0%€269,666above the sector's middle half▲ 6.8%€162,836within the sector's middle half▼ 39.6%€190,416within the sector's middle half▲ 16.9%€211,808within the sector's middle half▲ 11.2%
Total assets€393,306within the sector's middle half▲ 4.7%€469,179within the sector's middle half▲ 19.3%€541,956above the sector's middle half▲ 15.5%€571,883above the sector's middle half▲ 5.5%€553,913within the sector's middle half▼ 3.1%
Debt€140,797▲ 0.8%€199,513▲ 41.7%€379,120▲ 90.0%€381,467▲ 0.6%€342,105▼ 10.3%
Working capital€244,969above the sector's middle half▲ 5.1%€303,733above the sector's middle half▲ 24.0%€126,818within the sector's middle half▼ 58.2%€147,006within the sector's middle half▲ 15.9%€145,753within the sector's middle half▼ 0.9%
Solvency64.2%within the sector's middle half▲ 1.4pp57.5%within the sector's middle half▼ 6.7pp30.0%below the sector's middle half▼ 27.4pp33.3%within the sector's middle half▲ 3.3pp38.2%within the sector's middle half▲ 4.9pp
Current ratio2.75within the sector's middle half▲ 0.052.87within the sector's middle half▲ 0.121.40within the sector's middle half▼ 1.481.42within the sector's middle half▲ 0.021.43within the sector's middle half▲ 0.01
Return on assets (ROA)4.2%within the sector's middle half▲ 2.8pp3.7%below the sector's middle half▼ 0.6pp5.2%within the sector's middle half▲ 1.5pp4.8%below the sector's middle half▼ 0.4pp3.9%within the sector's middle half▼ 1.0pp
Staff (FTE)
above
within
below
the middle half (P25 to P75) of NACE 69, Legal and accounting activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 20% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €553,913
Fixed assets
€70,019 ▼ 8.6%
Current assets
€483,894 ▼ 2.3%
Equity and liabilities €553,913
Equity
€211,808 ▲ 11.2%
Debt
€342,105 ▼ 10.3%
Debt's share of the balance-sheet total falls from 66.7% to 61.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€78,861▼
2024 · €86,826
Cash flow
€50,750▼
2024 · €52,892
Debt to equity
1.62▼
2024 · 2.00
ROE
10.1%▼
2024 · 14.5%
Interest coverage
3.80▲
2024 · 3.67
Debt ≤ 1 year
€338,141▼
2024 · €348,235
Debt > 1 year
€3,964▼
2024 · €32,129
Income taxes
€7,484▼
2024 · €10,345
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 14,732 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 96% are still going.
- Small
- 20 years or older
- solvency 30% or more
- a profit under 5% of the balance sheet
0.2%
went bankrupt
3.5%
stopped otherwise
96%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.1% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 14,732 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4,113 | €5,073 | €23,928 | €25,312 | €29,358 | ▲ 16.0% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | - | -€16,051 | - |
| Other operating charges640/8 | €2,813 | €2,843 | €2,616 | €2,355 | €7,984 | ▲ 239% |
| Gross operating margin9900 | €37,275 | €39,191 | €79,246 | €89,181 | €70,794 | ▼ 20.6% |
| Operating profit (loss)9901 | €30,349 | €31,275 | €52,702 | €61,514 | €49,503 | ▼ 19.5% |
| Financial income75/76B | €111 | €8 | €20 | €41 | €113 | ▲ 176% |
| Recurring financial income75 | €111 | €8 | €20 | €41 | €113 | ▲ 176% |
| Financial charges65/66B | €4,934 | €5,408 | €14,335 | €23,630 | €20,740 | ▼ 12.2% |
| Recurring financial charges65 | €4,934 | €5,408 | €14,335 | €23,630 | €20,740 | ▼ 12.2% |
| Profit (loss) for the period before taxes9903 | €25,526 | €25,875 | €38,387 | €37,925 | €28,876 | ▼ 23.9% |
| Income taxes67/77 | €8,939 | €8,718 | €10,217 | €10,345 | €7,484 | ▼ 27.7% |
| Profit (loss) for the period9904 | €16,587 | €17,157 | €28,170 | €27,580 | €21,392 | ▼ 22.4% |
| Profit (loss) for the period to be appropriated9905 | €16,587 | €17,157 | €28,170 | €27,580 | €21,392 | ▼ 22.4% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €393,306 | €469,179 | €541,956 | €571,883 | €553,913 | ▼ 3.1% |
| Fixed assets21/28 | €8,494 | €3,421 | €97,334 | €76,642 | €70,019 | ▼ 8.6% |
| Tangible fixed assets22/27 | €8,469 | €3,396 | €97,309 | €76,617 | €69,994 | ▼ 8.6% |
| Furniture and vehicles24 | €8,469 | €3,396 | €97,309 | €76,617 | €69,994 | ▼ 8.6% |
| Financial fixed assets28 | €25 | €25 | €25 | €25 | €25 | = |
| Current assets29/58 | €384,812 | €465,758 | €444,622 | €495,241 | €483,894 | ▼ 2.3% |
| Amounts receivable within one year40/41 | €267,858 | €297,584 | €258,375 | €295,261 | €292,214 | ▼ 1.0% |
| Trade receivables40 | €263,169 | €295,240 | €257,093 | €295,261 | €288,314 | ▼ 2.4% |
| Other amounts receivable41 | €4,689 | €2,344 | €1,282 | - | €3,900 | - |
| Cash at bank and in hand54/58 | €116,954 | €167,692 | €186,247 | €199,980 | €190,350 | ▼ 4.8% |
| Deferred charges and accrued income490/1 | - | €482 | - | - | €1,330 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €393,306 | €469,179 | €541,956 | €571,883 | €553,913 | ▼ 3.1% |
| Equity10/15 | €252,509 | €269,666 | €162,836 | €190,416 | €211,808 | ▲ 11.2% |
| Contributions10/11 | €147,400 | €147,400 | €12,400 | €12,400 | €12,400 | = |
| Outside capital11 | €147,400 | €147,400 | €12,400 | €12,400 | €12,400 | = |
| Other1109/19 | €147,400 | €147,400 | €12,400 | €12,400 | €12,400 | = |
| Reserves13 | €105,109 | €122,266 | €150,436 | €178,016 | €199,408 | ▲ 12.0% |
| Non-distributable reserves130/1 | €4,595 | €4,596 | - | - | - | - |
| Reserves not available under the articles1311 | €4,595 | €4,596 | - | - | - | - |
| Tax-exempt reserves132 | €4,695 | €4,695 | €4,695 | €4,695 | €4,695 | = |
| Distributable reserves133 | €95,819 | €112,975 | €145,741 | €173,321 | €194,713 | ▲ 12.3% |
| Amounts payable17/49 | €140,797 | €199,513 | €379,120 | €381,467 | €342,105 | ▼ 10.3% |
| Amounts payable after more than one year17 | - | €36,434 | €59,197 | €32,129 | €3,964 | ▼ 87.7% |
| Financial debts170/4 | - | €36,434 | €59,197 | €32,129 | €3,964 | ▼ 87.7% |
| Amounts payable within one year42/48 | €139,843 | €162,025 | €317,804 | €348,235 | €338,141 | ▼ 2.9% |
| Current portion of amounts payable after more than one year42 | - | €11,118 | €25,928 | €27,038 | €28,165 | ▲ 4.2% |
| Financial debts43 | - | €844 | - | - | - | - |
| Credit institutions430/8 | - | €844 | - | - | - | - |
| Trade debts44 | €7,818 | €9,667 | €37,660 | €31,247 | €14,191 | ▼ 54.6% |
| Suppliers440/4 | €7,818 | €9,667 | €37,660 | €31,247 | €14,191 | ▼ 54.6% |
| Taxes, remuneration and social security45 | €32,314 | €32,418 | €17,467 | €38,347 | €26,088 | ▼ 32.0% |
| Taxes450/3 | €27,314 | €25,418 | €15,917 | €32,347 | €24,588 | ▼ 24.0% |
| Remuneration and social security454/9 | €5,000 | €7,000 | €1,550 | €6,000 | €1,500 | ▼ 75.0% |
| Other amounts payable47/48 | €99,711 | €107,978 | €236,749 | €251,603 | €269,697 | ▲ 7.2% |
| Accrued charges and deferred income492/3 | €954 | €1,054 | €2,119 | €1,103 | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €16,587 | €17,157 | €28,170 | €27,580 | €21,392 | ▼ 22.4% |
| + Depreciation and write-downs630 | €4,113 | €5,073 | €23,928 | €25,312 | €29,358 | ▲ 16.0% |
| Operating cash flow (approximation) | €20,700 | €22,230 | €52,098 | €52,892 | €50,750 | ▼ 4.0% |
| Investment in fixed assets (approximation) | - | €0 | -€117,841 | -€4,620 | -€22,735 | ▼ 392% |
| Change in cash | - | €50,738 | €18,555 | €13,733 | -€9,630 | ▼ 170% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 53 days late
22-06
State Gazette act
Incorporation · Founder
Founding capital · Name clause
2025
31-12
Financial
Equity above €200,000Eq €211,808 ▲11.2%
6 profitable years in a row build equity to €211,808.
11-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 42 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
2023
31-12
Financial
Highest result since 2018net €28,170 ▲64.2%
Net result €28,170, the highest in the series.
28-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 59 days late
2022
31-10
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 92 days late
2021
30-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 61 days late
2020
31-12
Financial
Back to profitnet €5,140
Net result €5,140 after one loss-making year.
08-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 69 days late
2019
31-12
Financial
Weakest financial yearnet -€5,783
Net result drops to -€5,783, the lowest in the series; recovery starts the following year.
Show earlier events
30-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 61 days late
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 59 days late
2017
29-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 60 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Dilsen-Stokkem · 1 establishment unit since 2003
Ground area
315 m²
Building footprint
110 m²
Volume, LiDAR
898 m³
Parcel 72005B1087/00R000, Flanders · tallest building 10.3 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rijksweg 418, 3650 Dilsen-Stokkem
since 20032.228.753.558
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72005B1087/00R000 | Flanders | 315 m² | 1 · 110 m² | 10.2 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 713 EUR awarded · 772 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 240 EUR | 240 EUR |
| 2024 | 1 | 180 EUR | 180 EUR |
| 2023 | 1 | 117 EUR | 176 EUR |
| 2022 | 1 | 176 EUR | 176 EUR |
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Of 12,173 companies in this sector we hold annual accounts for 7,643. 6,330 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded10-07-2003
Fiscal year end31-12
Activities, NACEBEL 2025
69201Certified accountants and tax accountants
E-invoicing
Reachable via Peppol
Peppol ID
0208:0859613406
Registered
27-03-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.