Debts
€116,242 98% of the balance sheet
After one year 60%Within one year 40%
Of this, €46,242 falls due within a year.
SOCCHA
Overview
Lifetime
8 annual accounts with figures on one time axispeak €354,103 (2015)
-€2,216
lowest -€154,076 (2016)
-€2,406
peak €27,853 (2015)
€2,105
€116,242
peak 13.6 FTE (2013)
-not published
Documentsfilings and deeds
31-12-2025153 days late
2024micro format
Loss of €2,406No figures for the year before
Key points
from the 2024 annual accountsFilings
8 annual accounts 103 days past the deadline
2025 accounts not filed: deadline was 31-07-2026.
At the same address
39 companies
Checked score
54
Fair
Financially stronger than 22% of micro companies in education (NACE 85)
Probability in this band: 1.5% to 4.2%
A confirmed filing finding caps the score at 59.
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 3.9%
01-2025: 4.9%▲ +1.0 percentage point vs 12-2024
02-2025: 4.9%● unchanged vs 01-2025
03-2025: 5.2%▲ +0.3 percentage points vs 02-2025
04-2025: 4.7%▼ -0.5 percentage points vs 03-2025
05-2025: 4.7%● unchanged vs 04-2025
06-2025: 4.7%● unchanged vs 05-2025
07-2025: 4.7%● unchanged vs 06-2025
08-2025: 6.1%▲ +1.4 percentage points vs 07-2025
09-2025: 6.1%● unchanged vs 08-2025
10-2025: 6.1%● unchanged vs 09-2025
11-2025: 6.1%● unchanged vs 10-2025
12-2025: 6.1%● unchanged vs 11-2025
01-2026: 6.8%▲ +0.7 percentage points vs 12-2025highest value
02-2026: 0.9%▼ -5.9 percentage points vs 01-2026
03-2026: 0.9%● unchanged vs 02-2026
04-2026: 0.9%● unchanged vs 03-2026
05-2026: 0.8%▼ -0.1 percentage points vs 04-2026
06-2026: 0.8%● unchanged vs 05-2026lowest value
07-2026: 0.8%● unchanged vs 06-2026
08-2026: 1.0%▲ +0.2 percentage points vs 07-2026
09-2026: 1.1%▲ +0.1 percentage points vs 08-2026
10-2026: 1.3%▲ +0.2 percentage points vs 09-2026
11-2026: 1.3%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a confirmed filing finding
1 financial year not filed after the legal deadline; last filed accounts filed 153 days late; 3 of the last 3 accounts late
Figures for financial year 2024 (filed on 08-01-2026)
lowers risk
Sector: Education (NACE 85)
Size: total assets €118,347
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 17% of them on solvency, 27% on liquidity and 23% on profitability.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2024.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 1,037 companies had the same profile as SOCCHA has now. Each dot stands for 3 companies, two years later.
93.7%
were still trading
2.9%
stopped another way
2.9%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SOCCHA itself: 1.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 1,037 companies, not a prediction for SOCCHA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
No publishable credit limit, so credit only on tighter terms
Liquidity is ample, with a current ratio of 2.56 (5.7 in 2022), above the usual 1.5. Short-term debt is 39.1% and cash 12.1% of total assets. However, 98.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 2521 sector peers (2024).
NBB · sector comparisonPosition among 2521 sector peers
Solvency
better than 19%
← weakest
strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 103 days later.
NBB · 8 filingsPosition against the passed deadline
31-12-2025 year end31-07-2026 deadline11-11-2026 today
raises risk · 2024 accounts filed 153 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 8 filingsDeviation from the deadline
2025
not filed
2024
153 days late
2022
144 days late
2019
152 days late
2016
282 days late
2015
26 days late
2014
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 6 accounts on average 136 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0845186239
First establishment
Gemeenteplein van Oudergem 8, Auderghem
Incorporation
published on 16-04-2012 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SOCCHA Auderghem | €118,347 | -€2,216 | 1.8% | - |
| CR Linguistic Consultancy and Management Auderghem | €138,079 | -€3,967 | 52.6% | 0 |
| RINO Vlaanderen Regionaal Instituut voor Navorming en Opleiding in de Geestelijke Gezondheidszorg Vlaanderen Leuven | €143,371 | -€3,193 | 99.0% | - |
| Openchoice Uccle | €89,607 | €1 | 95.2% | - |
| VANDERWAEREN CONSULTANCY Boutersem | €96,533 | -€1,471 | 45.6% | 0 |
| TOUMAÏ Overijse | €96,039 | -€580 | 59.6% | - |
| Arteria Consulting Evergem | €92,037 | -€11,086 | 80.3% | - |
These companies have the same main activity as SOCCHA: vocational training (NACE 85592). They are comparable in size and age: total assets between €89,600 and €143,000, founded between 2007 and 2015.
Official details
Source: KBO- Status
- Active since 12-04-2012Normal situation
- Registered office
- 40 active companies are registered at this address5 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Vocational trainingNACE 85592and 2 others
- Establishment unit
- 2.230.435.8161160 Auderghem, since 01-11-2013
- Financial year end
- 31 December
- Peppol
- Reachable since 09-01-2026
Insights on SOCCHA
SOCCHA files the micro format. That format states no turnover. The gross margin fell from €21,175 in 2012 to -€2,216 in 2024.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2024
micro format, filed on 31-12-2025, 153 days late2025 annual accounts not yet filed, deadline passed on 31 July 2026 The financial year closed on 31 December 2025. The accounts are due at the latest 7 months after the close (Companies Code art. 3:10). Source: NBB filings, as of 11 November 2026.
-€2,216
-€2,216
-€2,406
€72,105
1.8%
2.56
Turnover: not included in this filing.
Balance sheet
balance sheet total €118,347 on 31-12-2024What the company ownsHow it is paid for
Position in the sector
1.8%
Higher than 19% of 2,521 companies in 2024.
2.56
Higher than 63% of 2,371 companies in 2024.
-2.0%
Higher than 23% of 2,413 companies in 2024.
SOCCHA
Middle half of the sector
80% of the sector
Micro accounts in education (NACE 85)
Net result: bottom quarter · Equity: bottom quarter · Balance sheet total: middle half · Working capital: middle half
Staff
Staff costs divided by the average number of full-time equivalents.
people who joined
people who left
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2024 | 2022 | 2019 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|
| Balance sheet: assets | |||||||||
20/58 |
118,347 | 119,480 | 143,527 | 191,532 | 234,874 | 146,904 | 87,875 | 45,773 | |
21/28 |
0 | 0 | 4,641 | 30,594 | 53,622 | 64,500 | 24,551 | 2,357 | |
22/27 |
0 | 0 | 4,641 | 27,594 | 50,622 | 61,500 | 21,551 | 2,357 | |
23 |
- | 0 | 4,641 | 6,497 | 7,425 | 8,354 | - | - | |
24 |
0 | - | 0 | 17,917 | 38,957 | 53,147 | 21,551 | 2,357 | |
26 |
0 | - | 0 | 3,180 | 4,240 | - | - | - | |
28 |
- | - | - | 3,000 | 3,000 | 3,000 | 3,000 | - | |
29/58 |
118,347 | 119,480 | 138,886 | 160,938 | 181,251 | 82,404 | 63,324 | 43,416 | |
29 |
104,000 | - | - | - | - | - | - | - | |
291 |
104,000 | - | - | - | - | - | - | - | |
40/41 |
- | 119,120 | 132,635 | 142,090 | 122,385 | 62,510 | 40,721 | 26,022 | |
40 |
- | 119,120 | 132,635 | 136,393 | 122,385 | 49,777 | 40,721 | 26,022 | |
41 |
- | - | - | 5,698 | - | 12,733 | - | - | |
54/58 |
14,347 | 360 | 6,251 | 18,848 | 58,867 | 19,894 | 8,001 | 17,394 | |
490/1 |
- | - | - | - | - | - | 14,602 | - | |
| Balance sheet: equity and liabilities | |||||||||
10/49 |
118,347 | 119,480 | 143,527 | 191,532 | 234,874 | 146,904 | 87,875 | 45,773 | |
10/15 |
2,105 | 2,130 | -68,696 | -126,223 | 27,853 | 23,316 | 22,975 | 21,534 | |
10/11 |
20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | |
10 |
20,000 | 20,000 | - | - | - | - | - | - | |
100 |
20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | 20,000 | |
13 |
2,000 | 2,500 | 2,500 | 2,500 | 2,500 | 2,500 | 2,500 | 1,500 | |
130/1 |
2,000 | 2,000 | - | - | - | - | - | - | |
130 |
2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 2,000 | 1,500 | |
133 |
- | 500 | 500 | 500 | 500 | 500 | 500 | - | |
14 |
-19,895 | -20,370 | -91,196 | -148,723 | 5,353 | 816 | 475 | 34 | |
17/49 |
116,242 | 117,350 | 212,223 | 317,755 | 207,021 | 123,588 | 64,900 | 24,239 | |
17 |
70,000 | 96,372 | 161,233 | 192,187 | 89,171 | 35,700 | 9,661 | - | |
170/4 |
- | 26,372 | 61,233 | 77,187 | 19,171 | 35,700 | 9,661 | - | |
178/9 |
70,000 | 70,000 | 100,000 | 115,000 | 70,000 | - | - | - | |
42/48 |
46,242 | 20,978 | 50,990 | 125,568 | 117,850 | 87,888 | 55,239 | 24,239 | |
42 |
- | - | - | 31,063 | 25,341 | 23,223 | 9,247 | 10,000 | |
43 |
- | - | - | 10,000 | - | - | - | - | |
430/8 |
- | - | - | 10,000 | - | - | - | - | |
44 |
- | 978 | 5,789 | 27,242 | 49,418 | 50,067 | 23,276 | 2,130 | |
440/4 |
- | 978 | 5,789 | 27,242 | 49,418 | 50,067 | 23,276 | 2,130 | |
45 |
- | - | - | 57,263 | 43,090 | 14,598 | 18,370 | 6,426 | |
450/3 |
- | - | - | 8,074 | 33,662 | 9,560 | 18,052 | 6,426 | |
454/9 |
- | - | - | 49,190 | 9,428 | 5,038 | 317 | - | |
47/48 |
46,242 | 20,000 | 45,201 | - | - | - | 4,346 | 5,683 | |
| Income statement | |||||||||
9900 |
-2,216 | 18,554 | 43,250 | 40,396 | 354,103 | 254,648 | 315,520 | 21,175 | |
62 |
- | 665 | - | 160,102 | 313,647 | 223,210 | 299,433 | 21,253 | |
630 |
- | - | 1,988 | 26,397 | 34,104 | 26,568 | 6,895 | 1,980 | |
640/8 |
- | 388 | 655 | 789 | 1,411 | 1,062 | 5,048 | 350 | |
66A |
- | - | - | 466 | - | - | - | - | |
9901 |
-2,216 | 17,501 | 40,607 | -147,358 | 4,941 | 3,808 | 4,145 | -2,408 | |
75/76B |
- | - | - | - | 3 | 1 | 0 | 5,004 | |
75 |
- | - | - | - | 3 | 1 | 0 | 5,004 | |
65/66B |
190 | - | 2,524 | 6,717 | 407 | 2,736 | 1,100 | 36 | |
65 |
190 | - | 2,524 | 6,717 | 407 | 2,736 | 1,100 | 36 | |
9903 |
-2,406 | 17,501 | 38,083 | -154,076 | 4,537 | 1,072 | 3,045 | 2,560 | |
67/77 |
- | - | - | - | - | 732 | 1,604 | 1,026 | |
9904 |
-2,406 | 17,501 | 38,083 | -154,076 | 4,537 | 341 | 1,442 | 1,534 | |
9905 |
-2,406 | 17,501 | 38,083 | -154,076 | 4,537 | 341 | 1,442 | 1,534 | |
| Appropriation of the result | |||||||||
9906 |
-19,895 | -20,370 | -91,196 | -148,723 | 5,353 | 816 | 1,475 | 1,534 | |
14P |
-17,489 | -37,871 | - | - | - | - | - | - | |
691/2 |
- | - | - | - | - | - | 1,000 | 1,500 | |
6920 |
- | - | - | - | - | - | 500 | 1,500 | |
6921 |
- | - | - | - | - | - | 500 | - | |
| Social balance sheet | |||||||||
9087 |
- | - | - | - | 9 | 7.3 | 13.6 | 1.1 | |
Hours worked1013 |
- | - | - | - | 15,931 | 13,519 | 561 | 2,079 | |
| Document | |||||||||
The notes to these accounts have 2 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2024 (PDF), filed on 31-12-2025.
Filings
each dot is a set of accounts, on the day it reached the National Bank| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2024 | micro format | 31-12-2025 | 2026-00003633 | |
| 31-12-2022 | micro format | 22-12-2023 | 2023-00537599 | |
| 31-12-2019 | full format | 30-12-2020 | 2020-77800360 | |
| 31-12-2016 | full format | 09-05-2018 | 2018-12600077 | |
| 31-12-2015 | full format | 26-08-2016 | 2016-48700080 | |
| 31-12-2014 | full format | 30-09-2015 | 2015-62800041 | |
| 31-12-2013 | full format | 26-08-2014 | 2014-52600188 | |
| 31-12-2012 | full format | 05-08-2013 | 2013-40100362 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2024 | 2022 | 2019 | 2016 | 2015 | 2014 | 2013 | 2012 |
|---|---|---|---|---|---|---|---|---|---|
| - | - | 42,595 | -120,962 | 39,045 | 30,376 | 11,039 | -428 | ||
| - | - | 40,071 | -127,679 | 38,641 | 26,909 | 8,336 | 3,514 | ||
| - | - | - | 3,369 | 23,226 | 66,517 | 29,089 | 4,337 | ||
| - | - | - | -40,019 | 38,973 | 11,894 | -9,394 | - | ||
| 72,105 | 98,502 | 87,896 | 35,369 | 63,401 | -5,484 | 8,085 | 19,177 | ||
| 1.8% | 1.8% | -47.9% | -65.9% | 11.9% | 15.9% | 26.1% | 47.0% | ||
| 2.56 | 5.70 | 2.72 | 1.28 | 1.54 | 0.94 | 1.15 | 1.79 | ||
| 55.21 | 55.09 | - | - | 7.43 | 5.30 | 2.82 | 1.13 | ||
| -114.3% | 821.6% | - | - | 16.3% | 1.5% | 6.3% | 7.1% | ||
| -2.0% | 14.6% | 26.5% | -80.4% | 1.9% | 0.2% | 1.6% | 3.4% |
EBIT margin: not included in this filing.
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on SOCCHA
The operating result for 2024 is a loss of €2,216, against €17,501 in 2022. Comparable figures for the intervening years are unavailable.
Debt's share of the balance-sheet total is 98.2%.
Network & group
No group
SOCCHA has no parent and no holdings in its annual accounts.
At the same address
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Timeline
Timeline
15 events since 2012Filings
Financial
Establishments
20122014201620182020202220242026
2026
Registered in the Peppol Directory Reachable for e-invoices through 0208:0845186239
2025
Annual accounts 2024 filed PDFmicro format · 153 days late
2023
Annual accounts 2022 filed PDFmicro format · 144 days late
2022
Liquidity more than doubled current ratio 5.70 The current ratio rises from 2.72 to 5.70. Short-term debt falls from €50,990 to €20,978.
2020
Annual accounts 2019 filed PDFfull format · 152 days late
2019
Back to profit net €38,083 The net result is €38,083, after one loss-making year.
Liquidity more than doubled current ratio 2.72 The current ratio rises from 1.28 to 2.72. Short-term debt falls from €125,568 to €50,990.
2018
Annual accounts 2016 filed PDFfull format · 282 days late
2016
Weakest financial year net -€154,076 The net result drops to -€154,076, the lowest from 2012 to 2024. It recovers the following year.
Annual accounts 2015 filed PDFfull format · 26 days late
2015
Annual accounts 2014 filed PDFfull format · 61 days late
2014
Annual accounts 2013 filed PDFfull format · 26 days late
2013
First establishment Gemeenteplein van Oudergem 8, Auderghem
Annual accounts 2012 filed PDFfull format · 5 days late
2012
Incorporation PDFpublished on 16-04-2012
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
Company details
Identity
- Enterprise number
- 0845.186.239
- VAT number
- BE 0845.186.239
- Peppol ID
- 0208:0845186239
- Legal form
- Private limited company (pre-2019)
- Status
- Active, normal situation
- Founded
- 12-04-2012
- Financial year
- ends on 31 December
- Peppol
- Reachable since 09-01-2026Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SOCCHA in French
- Entity type
- Legal entity
Activities
NACEBEL 202585592
Vocational training main activity
Codes under NACEBEL 2008
85592
Vocational training main activity
62020
IT consultancy
70210
Activities of head offices; management consultancy activities
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Gemeenteplein van Oudergem 8 registered office 1160 Auderghem 62200 Computer consultancy and computer facilities management | 01-11-2013 | 2.230.435.816 |
Buildings and parcels at the address
- Ground area
- 2,816 m²
- Buildings
- 3,665 m²
- Volume, LiDAR
- 61,390 m³
- Tallest building
- 22.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 21332B0359/00N000 | 2,816 m² | 1 · 3,665 m² | 22.2 m · 6 |