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Fair-Trade-Expertise

Active
Private limited companyfounded 2022active for 4 yearsTulpenplein 15, 1070 Anderlecht, BelgiumKBO/BCE: BE 0783.540.561

From the official registers: KBO 4 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Fair-Trade-Expertise has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€193,102) and a net result of -€269,754. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 13% of 11,235 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Overview

Official details

KBO
Status
Active since 17-03-2022 Normal situation
Registered office
42 active companies are registered at this address 7 started in the 12 months before. Source: KBO register, as of 1 November 2026.
Activity
Buying and selling of own real estate NACE 68110
Establishment unit
2.329.894.963 1160 Oudergem, since 17-03-2022
Financial year end
31 December
Peppol
Reachable since 15-12-2025

Board and ownership

Board
  • BACCATI EnricoDirector

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
0.2%
Annual accounts 2025
Gross margin
-€264,734
Loss
€269,754
Equity
-€193,102
Total assets
€4.6m
▲ 3.1%
Filed on 07-07-2026, 24 days before the deadlineat the National Bank
Score breakdownraises riskCapped at 59: negative equityNegative equity -€193,102Loss of €269,754 (financial year 2025)lowers riskSize: total assets €4.6mSector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 7% of small companies in real estate (NACE 68)
Negative equity caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Weak
Solvency 21-6
equity -4.2% of total assets
Liquidity 14+5
short-term debt 98.7% · cash 11.1%
Profitability 11-29
return on assets -5.8%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,990 companies, NACE 68, small)
Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.6%▲ +0.1 percentage points vs 02-2025 04-2025: 0.7%▲ +0.1 percentage points vs 03-2025 05-2025: 0.7%● unchanged vs 04-2025 06-2025: 1.0%▲ +0.3 percentage points vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 1.4%▲ +0.4 percentage points vs 07-2025 09-2025: 1.7%▲ +0.3 percentage points vs 08-2025highest value 10-2025: 0.4%▼ -1.3 percentage points vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.2%▼ -0.2 percentage points vs 01-2026lowest value 03-2026: 0.2%● unchanged vs 02-2026 04-2026: 0.2%● unchanged vs 03-2026 05-2026: 0.2%● unchanged vs 04-2026 06-2026: 0.3%▲ +0.1 percentage points vs 05-2026 07-2026: 0.4%▲ +0.1 percentage points vs 06-2026 08-2026: 0.2%▼ -0.2 percentage points vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.92 (0.95 in 2024), below 1. Short-term debt is 98.7% and cash 11.1% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 10% of them on solvency, 12% on liquidity, 4% on profitability and 2% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Size: total assets €4.6m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Negative equity -€193,102
NBB · annual accounts
raises risk · Loss of €269,754 (financial year 2025)
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year -€193,102
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
24 days early
2024
60 days late
2023
68 days late
2022
22 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 32 days after the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 September (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€193,102 View
  • Caution: From profit to loss in 2025after a profit of €50,401 in 2024 -€269,754 View
  • Caution: Lower net result than 95% of companies in real estatesector median €10,020 · 11,226 companies -€269,754 View
  • Merger with DEKSERVmerger on 14-07-2026 2026 View

Comparable companies

These companies have the same main activity as Fair-Trade-Expertise: buying and selling of own real estate (NACE 68110). They are comparable in size and age: total assets between €1.8m and €7.7m, founded between 2018 and 2024.

CompanyTotal assetsGross margin
Fair-Trade-Expertise Anderlecht€4.6m-€0.3m
Maison Osaín Kontich€7.7m-€0.1m
Belzis Mechelen€6.6m-€0.2m
RENOTOP De Panne€3.3m-€0.4m
CAM DEVELOPMENT Knokke-Heist€7.2m-€0.007m
RP INVESTMENTS Heusden-Zolder€1.8m-€0.009m
United Value Antwerpen€2.5m-€0.002m
Full comparison

Documents

Annual accounts at the NBB

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Fair-Trade-Expertise

What is the company number of Fair-Trade-Expertise?
The company number of Fair-Trade-Expertise is 0783.540.561. The VAT number is the same number with BE in front: BE 0783.540.561.
Where is Fair-Trade-Expertise based?
The registered office is at Tulpenplein 15, 1070 Anderlecht.Company details
What does Fair-Trade-Expertise do?
According to the KBO register, the main activity is buying and selling of own real estate (NACE 68110).
What is the legal form of Fair-Trade-Expertise?
The legal form of Fair-Trade-Expertise is Private limited company (BV).
When was Fair-Trade-Expertise founded?
Fair-Trade-Expertise was founded on 17-03-2022.
Is Fair-Trade-Expertise still active?
Yes, Fair-Trade-Expertise is an active enterprise in the KBO register.
What is the turnover of Fair-Trade-Expertise?
The annual accounts for financial year 2025 state no turnover.Financials
Is Fair-Trade-Expertise profitable?
In financial year 2025, Fair-Trade-Expertise made a loss of €269,754.
Where can I find the annual accounts of Fair-Trade-Expertise?
Fair-Trade-Expertise filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Fair-Trade-Expertise due?
Fair-Trade-Expertise must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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