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SOCCHA

Active Private limited company (pre-2019)founded 2012active for 14 yearsGemeenteplein van Oudergem 8, 1160 AuderghemKBO/BCE: BE 0845.186.239

Lifetime

8 annual accounts with figures on one time axis
peak €354,103 (2015)
-€2,216 
lowest -€154,076 (2016)
-€2,406 
peak €27,853 (2015)
€2,105 
€116,242 
peak 13.6 FTE (2013)
-not published
Documentsfilings and deeds
31-12-2025153 days late
2024micro format
Loss of €2,406No figures for the year before

Key points

from the 2024 annual accounts

Debts

€116,242 98% of the balance sheet
After one year 60%Within one year 40%

Of this, €46,242 falls due within a year.

Filings

8 annual accounts 103 days past the deadline
AprilJune31 JulyOctober20152020

2025 accounts not filed: deadline was 31-07-2026.

Checked score

54
Fair
Financially stronger than 22% of micro companies in education (NACE 85)
Probability in this band: 1.5% to 4.2%

A confirmed filing finding caps the score at 59.

Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 3,825 companies (NACE 85, micro).

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: 3.9% 01-2025: 4.9%▲ +1.0 percentage point vs 12-2024 02-2025: 4.9%● unchanged vs 01-2025 03-2025: 5.2%▲ +0.3 percentage points vs 02-2025 04-2025: 4.7%▼ -0.5 percentage points vs 03-2025 05-2025: 4.7%● unchanged vs 04-2025 06-2025: 4.7%● unchanged vs 05-2025 07-2025: 4.7%● unchanged vs 06-2025 08-2025: 6.1%▲ +1.4 percentage points vs 07-2025 09-2025: 6.1%● unchanged vs 08-2025 10-2025: 6.1%● unchanged vs 09-2025 11-2025: 6.1%● unchanged vs 10-2025 12-2025: 6.1%● unchanged vs 11-2025 01-2026: 6.8%▲ +0.7 percentage points vs 12-2025highest value 02-2026: 0.9%▼ -5.9 percentage points vs 01-2026 03-2026: 0.9%● unchanged vs 02-2026 04-2026: 0.9%● unchanged vs 03-2026 05-2026: 0.8%▼ -0.1 percentage points vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026lowest value 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 1.0%▲ +0.2 percentage points vs 07-2026 09-2026: 1.1%▲ +0.1 percentage points vs 08-2026 10-2026: 1.3%▲ +0.2 percentage points vs 09-2026 11-2026: 1.3%● unchanged vs 10-2026

Financial strength
Weak

27=equity 1.8% of total assets
47+1short-term debt 39.1% · cash 12.1%
32-42return on assets -2.0%

Score breakdown

raises risk
Capped at 59: a confirmed filing finding
1 financial year not filed after the legal deadline; last filed accounts filed 153 days late; 3 of the last 3 accounts late
Figures for financial year 2024 (filed on 08-01-2026)
lowers risk
Sector: Education (NACE 85)
Size: total assets €118,347
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 85, micro). It does better than 17% of them on solvency, 27% on liquidity and 23% on profitability.

The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2024.

Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 1,037 companies had the same profile as SOCCHA has now. Each dot stands for 3 companies, two years later.

93.7%
were still trading
2.9%
stopped another way
2.9%
went bankrupt
  • Micro
  • 10 to 20 years old
  • solvency under 10%
  • a small loss

Another 0.5% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of SOCCHA itself: 1.3% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 1,037 companies, not a prediction for SOCCHA. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

No publishable credit limit, so credit only on tighter terms

Liquidity is ample, with a current ratio of 2.56 (5.7 in 2022), above the usual 1.5. Short-term debt is 39.1% and cash 12.1% of total assets. However, 98.2% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Seven signals.
lowers riskraises risk
lowers risk · Sector: Education (NACE 85)
KBO
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 153 days late; 3 of the last 3 accounts late
NBB · filings
raises risk · Figures for financial year 2024 (filed on 08-01-2026)
NBB · annual accounts
lowers risk · Size: total assets €118,347
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 2521 sector peers (2024).
NBB · sector comparison
Position among 2521 sector peers
Solvency
better than 19%
← weakest strongest →
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 103 days later.
NBB · 8 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline11-11-2026 today
raises risk · 2024 accounts filed 153 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 8 filings
Deviation from the deadline
2025
not filed
2024
153 days late
2022
144 days late
2019
152 days late
2016
282 days late
2015
26 days late
2014
61 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 6 accounts on average 136 days after the deadline. In the sector (NACE 85), the median for financial year 2024 was 16 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0845186239
First establishment Gemeenteplein van Oudergem 8, Auderghem
Incorporation published on 16-04-2012 · Gazette deed
All 15 events

Comparable companies

same main activity, similar in size and age
Company
SOCCHA Auderghem €118,347 -€2,216 1.8% -
CR Linguistic Consultancy and Management Auderghem €138,079 -€3,967 52.6% 0
RINO Vlaanderen Regionaal Instituut voor Navorming en Opleiding in de Geestelijke Gezondheidszorg Vlaanderen Leuven €143,371 -€3,193 99.0% -
Openchoice Uccle €89,607 €1 95.2% -
VANDERWAEREN CONSULTANCY Boutersem €96,533 -€1,471 45.6% 0
TOUMAÏ Overijse €96,039 -€580 59.6% -
Arteria Consulting Evergem €92,037 -€11,086 80.3% -

These companies have the same main activity as SOCCHA: vocational training (NACE 85592). They are comparable in size and age: total assets between €89,600 and €143,000, founded between 2007 and 2015.

Official details

Source: KBO
Status
Active since 12-04-2012Normal situation
Registered office
40 active companies are registered at this address5 started in the 12 months before. Source: KBO register, as of 10 November 2026.
Activity
Vocational trainingNACE 85592and 2 others
Establishment unit
2.230.435.8161160 Auderghem, since 01-11-2013
Financial year end
31 December
Peppol
Reachable since 09-01-2026
Company details

Annual accounts 2024

€118,347
Filing
Filed on 31-12-2025
Financials

Insights on SOCCHA

SOCCHA files the micro format. That format states no turnover. The gross margin fell from €21,175 in 2012 to -€2,216 in 2024.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about SOCCHA

What is the company number of SOCCHA?
The company number of SOCCHA is 0845.186.239. The VAT number is the same number with BE in front: BE 0845.186.239.
Where is SOCCHA based?
The registered office is at Gemeenteplein van Oudergem 8, 1160 Auderghem.Company details
What does SOCCHA do?
According to the KBO register, the main activity is vocational training (NACE 85592).
What is the legal form of SOCCHA?
SOCCHA is a private limited company (pre-2019) (BVBA).
When was SOCCHA founded?
SOCCHA was founded on 12-04-2012.
Is SOCCHA still active?
Yes, SOCCHA is an active enterprise in the KBO register.
What is the turnover of SOCCHA?
The annual accounts for financial year 2024 state no turnover.Financials
Is SOCCHA profitable?
In financial year 2024, SOCCHA made a loss of €2,406.
Where can I find the annual accounts of SOCCHA?
SOCCHA filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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