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SOBEGI

Active
Limited partnershipfounded 1985active for 40 yearsAbdijstraat 70, 1050 Elsene, BelgiumKBO/BCE: BE 0428.244.409
Summary

SOBEGI has been active since 1985 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12.2m and a net result of €3.2m. Equity is growing by about 16% per year across the filed financial years. Its solvency ranks better than 86% of 5,719 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Activity
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
1 site
Size
€13.7mtotal assets 2025
Staff
6.5 FTE
Equity
€12.2m
Profit
€3.2m
Financial health
98 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
Holdings
1
Accounts filed 28 days late4 of 13 deeds read
Why 98lowers riskLiquidity: current ratio 5.21, cash €1.7mFounded in 1985Legal form: limited partnershipProfit of €3.2m (financial year 2025)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 85% of its sector peers (NACE 68, micro)
Financial strength · tick = 2024
Strong
Solvency 100+16
equity 88.9% of total assets
Liquidity 66-10
short-term debt 3.2% · cash 12.5%
Profitability 98+16
return on assets 23.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,560 companies, NACE 68, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025lowest value 09-2025: < 0.1%● unchanged vs 08-2025lowest value 10-2025: < 0.1%● unchanged vs 09-2025lowest value 11-2025: < 0.1%● unchanged vs 10-2025lowest value 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026lowest value 03-2026: < 0.1%● unchanged vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €1,150,000 on 30-day terms is acceptable
Liquidity ample (current ratio 5.21, compared with 2.29 in 2024; short-term debt: 3.2% and cash: 12.5% of total assets), and 11.1% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 91% on solvency, 77% on liquidity, 90% on profitability and 82% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 5.21, cash €1.7m
NBB · annual accounts
lowers risk · Founded in 1985
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Legal form: limited partnership
KBO
lowers risk · Profit of €3.2m (financial year 2025)
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
17 days early
2023
15 days early
2022
14 days late
2021
6 days early
2020
17 days late
2019
3 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 3 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 25 July (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
10-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · full…
  2. Appointments: INSULA MANAGEMENT (gérant a) and…Permanent representatives: THYS van den…
  3. Capital & shares · MiscellaneousCorrection · Capital

Key points

  • Positive: Result rose in 2025from €1.6m to €3.2m ▲ 100% View
  • Caution: Board changedlatest change 29-12-2025 · 2 in office 2 joined · 2 left View
  • Positive: Among the best 5% on net resultsector median €21,176 · 5,725 companies €3.2m View
  • Positive: 8 profitable years in a rowprofit 2025: €3.2m 8 years View

By topic

Financials

Financial year
2025
Total assets
€13.7m
Profit
€3.2m
Solvency
88.9%
Total assets▼ 11.5%
Net result
20182025
Go to Financials

Timeline

Events
47
Since
1987
Next accounts
by 31-07-2027
  1. 20-01-2026Resignations: ROMEO Francesca (director) and ROMEO Danielle…
  2. 12-01-2026Resignations: INSULA MANAGEMENT (director) and DV COMPANY…
  3. 31-12-2025Highest result from 2018 to 2025
Go to Timeline

Company details

Sites
1
Legal form
Limited partnership
Activity
Renting and operating of own or leased residential…NACE 68201
Founded
11-12-1985
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
42
Annual meeting
Third Wednesday of May at 14:00
Purpose
La société a pour objet l'achat,la vente,l'échange,la gestion,la location,l'entretien et…
Go to Articles of association

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