ANEAL
ActiveANEAL has been active since 1987 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.76M and a net result of €697k. Equity is growing by ~5.5% per year across the filed fiscal years. Its solvency ranks better than 51% of 9098 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability40▲+7
Solvency44▲+2
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500k at 30 days acceptable
Liquidity short (current ratio 0.28 against 0.34 in 2024), and 67.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.4%
Return on assets
2.6%
Age of the figures
17 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 25-09-2025, 36 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
36 d early
2024
38 d early
2023
28 d late
2022
60 d early
2021
4 d late
2020
39 d early
2018
104 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close14-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€8.76M▲ 8.1%
2024 · €8.10M
2020: €6.54M
2021: €7.23M
2022: €7.71M
2023: €7.60M
2024: €8.10M
2020 → 2025
Total assets
€27.04M▲ 4.0%
2024 · €25.99M
2020: €19.24M
2021: €20.77M
2022: €21.06M
2023: €25.79M
2024: €25.99M
2020 → 2025
Net result
€697k▲ 28.9%
2024 · €541k
2020: €248k
2021: €719k
2022: €516k
2023: €-74k
2024: €541k
2020 → 2025
Working capital
€-4.96M▼ 26.0%
2024 · €-3.94M
2020: €-2.54M
2021: €-1.98M
2022: €-3.76M
2023: €-4.03M
2024: €-3.94M
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€7.23M-€7.71M▲ 6.6%€7.60M▼ 1.4%€8.10M▲ 6.6%€8.76M▲ 8.1%
Operating result€1.41M-€1.06M▼ 24.8%€482k▼ 54.7%€1.54M▲ 219%€1.85M▲ 20.5%
Net result€719k-€516k▼ 28.3%€-74k€541k€697k▲ 28.9%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 21% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €27.04M
Fixed assets
€25.13M▲ 4.9%
Current assets
€1.91M▼ 6.3%
Equity and liabilities €27.04M
Equity
€8.76M▲ 8.1%
Provisions
€3.77M▼ 1.3%
Debt
€14.51M▲ 3.1%
The debt ratio falls from 54.1% to 53.7%: equity grows faster than debt.
Key figures and ratios
EBITDA
€2.78M▲
2024 · €2.45M
Cash flow
€1.62M▲
2024 · €1.45M
Solvency
32.4%▲
2024 · 31.2%
Current ratio
0.28▼
2024 · 0.34
Quick ratio
0.28▼
2024 · 0.34
Debt / equity
1.66▼
2024 · 1.74
ROE
8.0%▲
2024 · 6.7%
ROA
2.6%▲
2024 · 2.1%
Interest coverage
3.01▲
2024 · 2.85
Debt
€14.51M▲
2024 · €14.08M
Debt ≤ 1 year
€6.88M▲
2024 · €5.98M
Debt > 1 year
€7.14M▼
2024 · €7.71M
Income taxes
€297k▲
2024 · €205k
Staff costs
€266k▼
2024 · €324k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€25.99M€27.04M▲
Fixed assets21/28€23.95M€25.13M▲
Tangible fixed assets22/27€22.06M€23.23M▲
Land and buildings22€22.06M€23.16M▲
Furniture and vehicles24€311€45k▲
Assets under construction and advance payments27-€29k
Financial fixed assets28€1.89M€1.89M=
Current assets29/58€2.04M€1.91M▼
Amounts receivable within one year40/41€1.53M€1.13M▼
Trade receivables40€31k€20k▼
Other amounts receivable41€1.50M€1.11M▼
Cash at bank and in hand54/58€452k€721k▲
Deferred charges and accrued income490/1€62k€64k▲
Equity and liabilities
Total equity and liabilities10/49€25.99M€27.04M▲
Equity10/15€8.10M€8.76M▲
Contributions10/11€2.24M€2.24M=
Capital10€2.24M€2.24M=
Issued capital100€2.24M€2.24M=
Reserves13€5.86M€6.52M▲
Non-distributable reserves130/1€224k€224k=
Legal reserve130€224k€224k=
Tax-exempt reserves132€471k€437k▼
Distributable reserves133€5.16M€5.86M▲
Provisions and deferred taxes16€3.82M€3.77M▼
Provisions for liabilities and charges160/5€3.69M€3.65M▼
Other liabilities and charges164/5€3.69M€3.65M▼
Deferred taxes168€134k€123k▼
Amounts payable17/49€14.08M€14.51M▲
Amounts payable after more than one year17€7.71M€7.14M▼
Financial debts170/4€7.71M€7.14M▼
Amounts payable within one year42/48€5.98M€6.88M▲
Current portion of amounts payable after more than one year42€339k€568k▲
Financial debts43€268k-
Credit institutions430/8€268k-
Trade debts44€23k€622k▲
Suppliers440/4€23k€622k▲
Taxes, remuneration and social security45€55k€56k▲
Taxes450/3€2k€11k▲
Remuneration and social security454/9€53k€45k▼
Other amounts payable47/48€5.30M€5.63M▲
Accrued charges and deferred income492/3€382k€489k▲
Income statement
Code20242025
Remuneration, social security and pensions62€324k€266k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€913k€927k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€11k€6k▼
Other operating charges640/8€215k€252k▲
Gross operating margin9900€3.00M€3.31M▲
Operating profit (loss)9901€1.54M€1.85M▲
Financial income75/76B€57k€52k▼
Recurring financial income75€57k€52k▼
Financial charges65/66B€860k€923k▲
Recurring financial charges65€860k€923k▲
Profit (loss) for the period before taxes9903€734k€983k▲
Transfer from deferred taxes780€11k€11k▼
Income taxes67/77€205k€297k▲
Profit (loss) for the period9904€541k€697k▲
Transfer from tax-exempt reserves789€34k€34k▼
Profit (loss) for the period to be appropriated9905€574k€731k▲
Appropriation of the result
Profit (loss) to be appropriated9906€574k€731k▲
Transfer from equity791/2-€38k
Transfer to equity691/2€537k€731k▲
To other reserves6921€537k€731k▲
Profit to be distributed694/7€38k€38k=
Directors or managers695-€38k
Employees696€38k-
Social balance
Average headcount (FTE)90875.85.5▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
31-03
Financial
Back to profitnet €541k
Net result €541k after one loss-making year.
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 28 days late
31-03
Financial
Weakest financial yearnet €-74k ▼114%
Net result drops to €-74k, the lowest in the series; recovery starts the following year.
2022
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2021
04-11
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 4 days late
31-03
Financial
Highest result since 2020net €719k ▲190%
Net result €719k, the highest in the series.
2020
22-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
28-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
30-11
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
2015
06-11
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 6 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wijnegem · 2 establishment units since 1987
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bijkhoevelaan 32110 WijnegemGround area
7,185 m²
Building footprint
4,494 m²
Volume, LiDAR
31,798 m³
2 parcels, Flanders · tallest building 39.6 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
ANEAL
since 19872.029.402.227
ANEAL
since 20142.233.083.619
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11050A0065/00F000 | Flanders | 6,893 m² | 1 · 4,166 m² | 39.6 m · 2 fl. |
| 11041B0084/02E000 | Flanders | 293 m² | 1 · 328 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 2 entries · 574 EUR awarded · 574 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 287 EUR | 287 EUR |
| 2022 | 1 | 287 EUR | 287 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 2,344 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded03-07-1987
Fiscal year end31-03
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
68310Real estate agency activities
68311Real estate activities
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.