So.Cool
ActiveSo.Cool has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €-2k. Equity is shrinking by ~5.4% per year across the filed fiscal years. Its solvency ranks better than 85% of 14079 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability50▲+50
Solvency100▲+25
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
80.5%
Return on assets
-36.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-2k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
21 d early
2024
48 d early
2023
21 d early
2022
38 d early
2021
22 d late
2020
59 d early
2019
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k▼ 31.1%
2024 · €7k
2018: €8k
2019: €10k
2020: €8k
2021: €8k
2022: €6k
2023: €18k
2024: €7k
2018 → 2025
Total assets
€6k▼ 56.8%
2024 · €15k
2018: €12k
2019: €14k
2020: €11k
2021: €8k
2022: €14k
2023: €33k
2024: €15k
2018 → 2025
Net result
€-2k▲ 78.3%
2024 · €-11k
2018: €-4k
2019: €2k
2020: €-1k
2021: €68
2022: €-2k
2023: €12k
2024: €-11k
2018 → 2025
Working capital
€-311
2024 · €2k
2018: €7k
2019: €9k
2020: €6k
2022: €2k
2023: €11k
2024: €2k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€8k-€6k▼ 25.4%€18k▲ 196%€7k▼ 59.0%€5k▼ 31.1%
Operating result€181-€-2k€15k€-10k€-2k▲ 79.3%
Net result€68-€-2k€12k€-11k€-2k▲ 78.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2025 against €10k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €6k
Fixed assets
€5k▼ 0.1%
Current assets
€922▼ 90.0%
Equity and liabilities €6k
Equity
€5k▼ 31.1%
Debt
€1k▼ 83.0%
The debt ratio falls from 49.5% to 19.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€1k▲
2024 · €-8k
Cash flow
€973▲
2024 · €-8k
Solvency
80.5%▲
2024 · 50.5%
Current ratio
0.75▼
2024 · 1.27
Quick ratio
0.75▼
2024 · 1.27
Debt / equity
0.24▼
2024 · 0.98
ROE
-45.2%▲
2024 · -143.6%
ROA
-36.4%▲
2024 · -72.5%
Interest coverage
7.04▲
2024 · -29.98
Debt
€1k▼
2024 · €7k
Debt ≤ 1 year
€1k▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€15k€6k▼
Fixed assets21/28€5k€5k▼
Tangible fixed assets22/27€5k€5k▼
Plant, machinery and equipment23€2k€2k▼
Furniture and vehicles24€4k€4k▲
Current assets29/58€9k€922▼
Amounts receivable within one year40/41-€224
Trade receivables40-€224
Cash at bank and in hand54/58€9k€698▼
Equity and liabilities
Total equity and liabilities10/49€15k€6k▼
Equity10/15€7k€5k▼
Contributions10/11€7k€7k=
Reserves13€880€880=
Distributable reserves133€880€880=
Profit (loss) carried forward14-€-2k
Amounts payable17/49€7k€1k▼
Amounts payable within one year42/48€7k€1k▼
Trade debts44€2k€283▼
Suppliers440/4€2k€283▼
Taxes, remuneration and social security45€5k€950▼
Taxes450/3€5k€950▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Other operating charges640/8€118€120▲
Gross operating margin9900€-8k€1k▲
Operating profit (loss)9901€-10k€-2k▲
Financial charges65/66B€262€161▼
Recurring financial charges65€262€161▼
Profit (loss) for the period before taxes9903€-11k€-2k▲
Profit (loss) for the period9904€-11k€-2k▲
Profit (loss) for the period to be appropriated9905€-11k€-2k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€-2k▲
Transfer from equity791/2€11k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
10-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-11k ▼189%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
10-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €12k
Net result €12k after one loss-making year.
23-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Back to profitnet €68
Net result €68 after one loss-making year.
02-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 28 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
12-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2003
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Erasmuslei 52900 SchotenGround area
1,938 m²
Building footprint
267 m²
Volume, LiDAR
1,519 m³
Parcel 11040D0153/00Y013, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
So.Cool
since 20032.134.045.431
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0153/00Y013 | Flanders | 1,938 m² | 1 · 267 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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REAL ESTATE DIENSTEN
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Of 11,750 companies in sector 68310 we hold annual accounts for 6,908. 2,028 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-10-2003
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 22 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.