So!Be
ActiveFor So!Be, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €52k and a net result of €13k. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 51% of 8327 sector peers (fiscal year 2023). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability85▲+4
Solvency79▼-11
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
54.4%
Return on assets
13.3%
Age of the figures
33 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 10 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline22-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 30-04-2025, 273 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
273 d late
2022
28 d late
2021
50 d late
2020
89 d late
2019
98 d late
← before the deadline
after the deadline →
Financials · fiscal year 2023, micro schema
Equity
€52k▲ 32.4%
2022 · €40k
2018: €10k
2019: €27k
2020: €41k
2021: €48k
2022: €40k
2018 → 2023
Total assets
€96k▲ 58.6%
2022 · €61k
2018: €20k
2019: €47k
2020: €85k
2021: €73k
2022: €61k
2018 → 2023
Net result
€13k▲ 116%
2022 · €6k
2018: €-9k
2019: €17k
2020: €14k
2021: €7k
2022: €6k
2018 → 2023
Working capital
€54k▲ 59.0%
2022 · €34k
2018: €8k
2019: €24k
2020: €39k
2021: €44k
2022: €34k
2018 → 2023
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20192020202120222023Trend
Equity€27k-€41k▲ 53.7%€48k▲ 17.1%€40k▼ 17.9%€52k▲ 32.4%
Operating result€23k-€22k▼ 5.1%€13k▼ 42.1%€12k▼ 4.2%€22k▲ 74.7%
Net result€17k-€14k▼ 14.5%€7k▼ 51.0%€6k▼ 15.6%€13k▲ 116%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2023; 2023 is 75% above 2022.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €96k
Fixed assets
€4k▼ 35.6%
Current assets
€93k▲ 68.2%
Equity and liabilities €96k
Equity
€52k▲ 32.4%
Debt
€44k▲ 107%
The debt ratio rises from 34.9% to 45.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€24k▲
2022 · €15k
Cash flow
€16k▲
2022 · €9k
Solvency
54.4%▼
2022 · 65.1%
Current ratio
2.39▼
2022 · 2.60
Quick ratio
2.39▼
2022 · 2.60
Debt / equity
0.84▲
2022 · 0.54
ROE
24.5%▲
2022 · 15.0%
ROA
13.3%▲
2022 · 9.8%
Interest coverage
36.95▲
2022 · 20.49
Debt
€44k▲
2022 · €21k
Debt ≤ 1 year
€39k▲
2022 · €21k
Debt > 1 year
€5k
Income taxes
€8k▲
2022 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2023 against 2022
Balance sheet
Code20222023
Assets
Total assets20/58€61k€96k▲
Fixed assets21/28€6k€4k▼
Tangible fixed assets22/27€6k€4k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€4k€2k▼
Current assets29/58€55k€93k▲
Amounts receivable within one year40/41€37k€84k▲
Trade receivables40€37k€84k▲
Other amounts receivable41€0-
Cash at bank and in hand54/58€15k€5k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€61k€96k▲
Equity10/15€40k€52k▲
Contributions10/11€13k€13k=
Reserves13€27k€40k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€25k€38k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€21k€44k▲
Amounts payable after more than one year17-€5k
Financial debts170/4-€5k
Amounts payable within one year42/48€21k€39k▲
Current portion of amounts payable after more than one year42-€2k
Trade debts44€2k€12k▲
Suppliers440/4€2k€12k▲
Taxes, remuneration and social security45€17k€24k▲
Taxes450/3€14k€20k▲
Remuneration and social security454/9€2k€4k▲
Other amounts payable47/48€3k€2k▼
Income statement
Code20222023
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Other operating charges640/8€1k€493▼
Gross operating margin9900€16k€25k▲
Operating profit (loss)9901€12k€22k▲
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€730€659▼
Recurring financial charges65€730€659▼
Profit (loss) for the period before taxes9903€12k€21k▲
Income taxes67/77€6k€8k▲
Profit (loss) for the period9904€6k€13k▲
Profit (loss) for the period to be appropriated9905€6k€13k▲
Appropriation of the result
Profit (loss) to be appropriated9906€6k€13k▲
Transfer from equity791/2€15k-
Transfer to equity691/2€6k€13k▲
To other reserves6921€6k€13k▲
Profit to be distributed694/7€15k-
Return on contributions (dividend)694€15k-
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 273 days late
2023
28-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 28 days late
2022
19-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 50 days late
2021
28-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 89 days late
2020
06-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 98 days late
2019
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 28 days late
2017
21-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 21 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
2015
16-06
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
August Dilslei 422970 SchildeGround area
450 m²
Building footprint
139 m²
Volume, LiDAR
727 m³
Parcel 11041B0330/00A010, Flanders · tallest building 10.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
So!Be
since 20142.225.856.426
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11041B0330/00A010 | Flanders | 450 m² | 1 · 139 m² | 10.8 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 5,507 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2014
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:+32 (486) 345805