SNOW LOTUS
ActiveSNOW LOTUS has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1k and a net result of €142. Equity is shrinking by ~25.1% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 24% of 18237 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
53
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▲+62
Solvency27=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 18237 sector peers (2025).
NBB · sector comparisonPosition among 18237 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
21 d late
2024
31 d late
2023
29 d late
2022
16 d late
2021
33 d late
2020
31 d late
2019
60 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1k▲ 14.0%
2024 · €1k
2018: €20k
2019: €22k
2020: €25k
2021: €13k
2022: €14k
2023: €7k
2024: €1k
2018 → 2025
Total assets
€50k▼ 14.8%
2024 · €59k
2018: €37k
2019: €40k
2020: €53k
2021: €59k
2022: €65k
2023: €62k
2024: €59k
2018 → 2025
Net result
€142
2024 · €-6k
2018: €7
2019: €2k
2020: €3k
2021: €-13k
2022: €1k
2023: €-7k
2024: €-6k
2018 → 2025
Working capital
€-24k▲ 14.7%
2024 · €-28k
2018: €11k
2019: €17k
2020: €24k
2021: €11k
2022: €336
2023: €-11k
2024: €-28k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€13k-€14k▲ 11.5%€7k▼ 53.1%€1k▼ 84.4%€1k▲ 14.0%
Operating result€-13k-€2k€-7k€-5k▲ 25.5%€248
Net result€-13k-€1k€-7k€-6k▲ 25.5%€142
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €248 after a loss of €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €50k
Fixed assets
€25k▼ 13.7%
Current assets
€26k▼ 15.8%
Equity and liabilities €50k
Equity
€1k▲ 14.0%
Debt
€49k▼ 15.3%
The debt ratio falls from 98.3% to 97.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€4k▲
2024 · €-2k
Cash flow
€4k▲
2024 · €-2k
Solvency
2.3%▲
2024 · 1.7%
Current ratio
0.52▼
2024 · 0.52
Quick ratio
0.24▼
2024 · 0.28
Debt / equity
42.42▼
2024 · 57.06
ROE
12.3%▲
2024 · -542.6%
ROA
0.3%▲
2024 · -9.3%
Interest coverage
88.07▲
2024 · -36.33
Debt
€49k▼
2024 · €58k
Debt ≤ 1 year
€49k▼
2024 · €58k
Income taxes
€58▼
2024 · €66
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€59k€50k▼
Fixed assets21/28€29k€25k▼
Tangible fixed assets22/27€28k€24k▼
Other tangible fixed assets26€28k€24k▼
Financial fixed assets28€1k€1k=
Current assets29/58€30k€26k▼
Stocks and contracts in progress3€14k€14k▼
Stocks30/36€14k€14k▼
Amounts receivable within one year40/41€5k-
Trade receivables40€5k-
Cash at bank and in hand54/58€12k€12k▲
Equity and liabilities
Total equity and liabilities10/49€59k€50k▼
Equity10/15€1k€1k▲
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€-19k€-19k▲
Amounts payable17/49€58k€49k▼
Amounts payable within one year42/48€58k€49k▼
Trade debts44€10k€364▼
Suppliers440/4€10k€364▼
Taxes, remuneration and social security45€4k€3k▼
Taxes450/3€4k€3k▼
Other amounts payable47/48€44k€46k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€7k€7k▲
Gross operating margin9900€5k€11k▲
Operating profit (loss)9901€-5k€248▲
Financial income75/76B€43-
Recurring financial income75€43-
Financial charges65/66B€42€48▲
Recurring financial charges65€42€48▲
Profit (loss) for the period before taxes9903€-5k€200▲
Income taxes67/77€66€58▼
Profit (loss) for the period9904€-6k€142▲
Profit (loss) for the period to be appropriated9905€-6k€142▲
Appropriation of the result
Profit (loss) to be appropriated9906€-19k€-19k▲
Profit (loss) brought forward from the previous period14P€-14k€-19k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 21 days late
2025
31-12
Financial
Back to profitnet €142
Net result €142 after 2 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
16-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 16 days late
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
02-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 33 days late
2021
31-12
Financial
Weakest financial yearnet €-13k ▼483%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €3k ▲69.6%
Operating result €4k, net result €3k, both a record.
29-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 60 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
24-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Niklaas · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Stationsstraat 1059100 Sint-NiklaasGround area
155 m²
Building footprint
155 m²
Volume, LiDAR
2,111 m³
Parcel 46447B0463/00D004, Flanders · tallest building 17.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Snow Lotus
since 20142.239.793.841
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46447B0463/00D004 | Flanders | 155 m² | 1 · 155 m² | 17.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANKANTC STORE
BE 0737.853.264
Dison · Eq €1k
LAZE
BE 0807.405.927
Sint-Jans-Molenbeek · Eq €1k
BestGirl
BE 0712.957.225
Sint-Jans-Molenbeek · Eq €1k
Moonwalker Shoes
BE 0842.808.551
Ukkel · Eq €1k
SCARPA AZURA
BE 0645.632.889
Ukkel · Eq €1k
Of 1,034 companies in sector 47721 we hold annual accounts for 582. 73 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded26-08-2014
Fiscal year end31-12
Activities, NACEBEL
47721Retail sale of footwear
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesPhone:03 494 21 37
Phone:03 778 28 05