RESOBIL
ActiveSummary
The computed 12-month bankruptcy probability of RESOBIL is 2.2% (moderate). The 2025 annual accounts show equity of €52k and a net result of €-14k. Equity is growing by ~6.2% per year across the filed fiscal years. Its solvency ranks better than 79% of 18280 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
57
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-78
Solvency94▼-3
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
2.2%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 2.65 against 2.84 in 2024; short-term debt: 30.9% and cash: 36% of total assets), and 30.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
69.1%
Return on assets
-18.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
6 d late
2023
5 d late
2022
21 d late
2021
26 d early
2020
31 d late
2019
59 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-14k
2024 · €7k
2018: €-13k
2019: €9k
2020: €17k
2021: €-12k
2022: €3k
2023: €7k
2024: €7k
2018 → 2025
Working capital
€38k▼ 19.4%
2024 · €47k
2018: €18k
2019: €2k
2020: €31k
2021: €17k
2022: €28k
2023: €36k
2024: €47k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€49k-€52k▲ 5.6%€59k▲ 12.8%€66k▲ 11.6%€52k▼ 21.2%
Operating result€-14k-€4k€7k▲ 81.0%€6k▼ 9.7%€-14k
Net result€-12k-€3k€7k▲ 140%€7k▲ 2.5%€-14k
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €14k after €6k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €75k
Fixed assets
€14k ▼ 25.8%
Current assets
€61k ▼ 16.0%
Equity and liabilities €75k
Equity
€52k ▼ 21.2%
Debt
€23k ▼ 9.8%
Debt's share of the balance-sheet total rises from 28.1% to 30.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-9k▼
2024 · €11k
Cash flow
€-9k▼
2024 · €12k
Current ratio
2.65▼
2024 · 2.84
Quick ratio
1.26▼
2024 · 1.65
Debt to equity
0.45▲
2024 · 0.39
ROE
-26.9%▼
2024 · 10.4%
ROA
-18.6%▼
2024 · 7.5%
Interest coverage
-167.12▼
2024 · 184.97
Debt ≤ 1 year
€23k▼
2024 · €26k
Staff costs
€16k▲
2024 · €116
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€91k€75k▼
Fixed assets21/28€18k€14k▼
Tangible fixed assets22/27€8k€3k▼
Furniture and vehicles24€5k€2k▼
Other tangible fixed assets26€4k€2k▼
Financial fixed assets28€10k€10k=
Current assets29/58€73k€61k▼
Stocks and contracts in progress3€30k€32k▲
Stocks30/36€30k€32k▲
Amounts receivable within one year40/41€2k€144▼
Trade receivables40€2k€144▼
Cash at bank and in hand54/58€38k€27k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€91k€75k▼
Equity10/15€66k€52k▼
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€57k€44k▼
Amounts payable17/49€26k€23k▼
Amounts payable within one year42/48€26k€23k▼
Trade debts44€7k€3k▼
Suppliers440/4€7k€3k▼
Taxes, remuneration and social security45€19k€20k▲
Taxes450/3€19k€16k▼
Remuneration and social security454/9-€4k
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€344k€335k▼
Remuneration, social security and pensions62€116€16k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€5k=
Other operating charges640/8€2k€957▼
Gross operating margin9900€12k€8k▼
Operating profit (loss)9901€6k€-14k▼
Financial charges65/66B€59€54▼
Recurring financial charges65€59€54▼
Profit (loss) for the period before taxes9903€6k€-14k▼
Income taxes67/77€-813-
Profit (loss) for the period9904€7k€-14k▼
Profit (loss) for the period to be appropriated9905€7k€-14k▼
Appropriation of the result
Profit (loss) to be appropriated9906€57k€44k▼
Profit (loss) brought forward from the previous period14P€51k€57k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-14k ▼303%
Net result drops to €-14k, the lowest in the series.
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
05-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 5 days late
2023
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-12
Financial
Highest result since 2018net €17k ▲101%
Operating result €20k, net result €17k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 2.30
Current ratio from 1.11 to 2.30.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 59 days late
2019
31-12
Financial
Back to profitnet €9k
Net result €9k after one loss-making year.
Show earlier events
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
17-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 2 establishment units since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Brabantstraat 1791030 SchaarbeekGround area
385 m²
Building footprint
353 m²
Volume, LiDAR
3,353 m³
2 parcels, Brussels · tallest building 17.8 m, ±3 floors. Linked by address, not a title deed.
2 establishment units
RESOBIL
since 20152.248.217.005
RESOBIL
since 20192.287.205.659
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21909E0029/00F005 | Brussels | 238 m² | 1 · 206 m² | 17.8 m · 2 fl. |
| 21909E0028/00C012 | Brussels | 147 m² | 1 · 147 m² | 16.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NEW GENERATION SHOES
BE 0420.486.585
Tervuren · Eq €51,589
CORCA
BE 0442.566.161
Ieper · Eq €51,250
Mega Outlet
BE 0842.289.008
Retie · Eq €52,517
SOFFY'S
BE 0881.457.113
Waregem · Eq €53,251
STILETTO SHOES
BE 0891.730.896
Oudenaarde · Eq €49,642
Of 1,034 companies in sector 47721 we hold annual accounts for 582. 422 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-12-2015
Fiscal year end31-12
Activities, NACEBEL 2025
47721Retail sale of footwear
47715Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.