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SMR BATI

Active
Public limited companyfounded 199135 yrs activeRoute d'Ath(J) 195, 7050 Jurbise, BelgiumKBO/BCE: BE 0443.537.448
Summary

SMR BATI has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €452,778 and a net result of -€60,733. Equity is growing by ~2.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 2707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisWatch ReportCompare
SMR BATIActiveChecked score 88/100
Risk analysis ReportCompare

Overview

Activity
General construction of residential buildings
NACE 41001General construction of buildings NACE 41201Bricklaying and masonry work NACE 43910
#3 company by equity in Jurbise, Construction sector1 site
Size
€461,892total assets 2025
Staff
3 FTE
Equity
€452,778
Loss
-€60,733
Turnover not published (abridged schema)
Financial health
88 Excellent Checked score 2025
Bankruptcy chance 12 m
0.2%
Structure
Accounts 30 d early1 of 7 deeds read
Why 88- Loss of €60,733 (FY 2025)- Sector Construction of residential and non-residential buildings (NACE 41)+ Liquidity: current ratio 50.43, cash €328,128+ Equity €452,778 (98.0% of total assets)Show the evidence

Checked score

Score 2025
88 / 100
Excellent
Probability in this band: under 0.55%
Better than 56% of its sector peers (NACE 41, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Strong
Solvency 100=
equity 98.0% of total assets
Liquidity 100=
short-term debt 2.0% · cash 71.0%
Profitability 2-72
return on assets -13.1%
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,373 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%▼ -16.9% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▼ -1.4% vs 02-2025 04-2025: 0.1%▼ -2.7% vs 03-2025 05-2025: 0.1%▼ -1.4% vs 04-2025 06-2025: 0.1%▼ -4.3% vs 05-2025 07-2025: 0.1%▲ +3.0% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%▼ -4.3% vs 12-2025 02-2026: 0.1%▲ +1.5% vs 01-2026 03-2026: 0.1%▼ -1.5% vs 02-2026 04-2026: 0.1%▼ -1.5% vs 03-2026 05-2026: 0.1%● 0.0% vs 04-2026 06-2026: 0.1%▼ -4.6% vs 05-2026lowest value 07-2026: 0.1%▲ +14.5% vs 06-2026 08-2026: 0.2%▲ +227% vs 07-2026highest value 09-2026: 0.2%● 0.0% vs 08-2026highest value 10-2026: 0.2%● 0.0% vs 09-2026highest value
  • Loss of €60,733 (FY 2025) raises the probability
  • Liquidity: current ratio 50.43, cash €328,128 lowers the probability
  • Equity €452,778 (98.0% of total assets) lowers the probability
  • Sector Construction of residential and non-residential buildings (NACE 41) raises the probability
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 50.43 against 23.09 in 2024; short-term debt: 2% and cash: 71% of total assets), and 2% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 41, micro). Better than this share of them on solvency 92%, liquidity 99%, profitability 11%, growth against the median 24%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Loss of €60,733 (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Liquidity: current ratio 50.43, cash €328,128
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Equity €452,778 (98.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
In the bankruptcy model this factor raises the probability.
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
30 d early
2024
9 d early
2023
31 d late
2022
28 d late
2021
31 d late
2020
8 d early
2019
80 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 18 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 August (4 of the last 5 filed years within 37 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Registered-office move · Board meetingState Gazette act
  2. Annual accounts filedfiscal year 2025 · abbreviated…
  3. Weakest financial yearnet -€60,733

Key points

  • Caution: From profit to loss in 2025after €21,276 in 2024 -€60,733 View
  • Caution: Among the weakest 9% on net resultsector median €19,348 · 2,701 companies -€60,733 View
  • Active since 1991founded 26-03-1991 35 years View

By topic

Financials

Fiscal year
2025
Total assets
€461,892
Loss
-€60,733
Solvency
98.0%
Total assets▼ 13.9%
Net result
20182025
Go to Financials

Timeline

Events
17
Since
2017
Next accounts
by 31-07-2027
  1. 17-09-2026Registered-office move · Board meeting
  2. 01-07-2026Annual accounts filed
  3. 31-12-2025Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
General construction of residential buildingsNACE 41001
Founded
26-03-1991
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark

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