DALMA
ActiveDALMA has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €473k and a net result of €-2k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 95% of 7311 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-6
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
balance sheet total too small for a liquidity verdict, and 4.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
95.3%
Return on assets
-0.4%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-03-2026, 129 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
129 d early
2024
121 d early
2023
138 d early
2022
20 d early
2021
46 d early
2020
51 d early
2019
59 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€473k▼ 0.4%
2024 · €475k
2018: €406k
2019: €420k
2020: €432k
2021: €450k
2022: €460k
2023: €469k
2024: €475k
2018 → 2025
Total assets
€496k=
2024 · €496k
2018: €417k
2019: €433k
2020: €446k
2021: €470k
2022: €479k
2023: €488k
2024: €496k
2018 → 2025
Net result
€-2k
2024 · €5k
2018: €16k
2019: €14k
2020: €13k
2021: €19k
2022: €10k
2023: €9k
2024: €5k
2018 → 2025
Working capital
€460k▲ 0.1%
2024 · €460k
2018: €379k
2019: €396k
2020: €408k
2021: €429k
2022: €440k
2023: €452k
2024: €460k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€450k-€460k▲ 2.2%€469k▲ 2.0%€475k▲ 1.1%€473k▼ 0.4%
Operating result€28k-€15k▼ 46.1%€6k▼ 58.4%€-2k€-7k▼ 256%
Net result€19k-€10k▼ 46.6%€9k▼ 5.1%€5k▼ 43.2%€-2k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €7k in 2025 against €2k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €496k
Fixed assets
€35k▼ 0.5%
Current assets
€461k=
Equity and liabilities €496k
Equity
€473k▼ 0.4%
Debt
€23k▲ 8.2%
The debt ratio rises from 4.3% to 4.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-6k▼
2024 · €-2k
Cash flow
€-2k▼
2024 · €6k
Solvency
95.3%▼
2024 · 95.7%
Debt / equity
0.05▲
2024 · 0.04
ROE
-0.4%▼
2024 · 1.1%
ROA
-0.4%▼
2024 · 1.1%
Interest coverage
-3.69▼
2024 · -0.94
Debt
€23k▲
2024 · €21k
Debt ≤ 1 year
€648▼
2024 · €1k
Debt > 1 year
€22k▲
2024 · €20k
A ratio outside any meaningful range has been withheld (balance sheet total €496k, equity €473k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€496k€496k=
Fixed assets21/28€35k€35k▼
Tangible fixed assets22/27€35k€35k▼
Land and buildings22€35k€35k=
Plant, machinery and equipment23€169-
Current assets29/58€461k€461k=
Amounts receivable within one year40/41€4k€2k▼
Other amounts receivable41€4k€2k▼
Current investments50/53€350k€300k▼
Cash at bank and in hand54/58€107k€159k▲
Equity and liabilities
Total equity and liabilities10/49€496k€496k=
Equity10/15€475k€473k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€400k€400k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€394k€394k=
Profit (loss) carried forward14€13k€11k▼
Amounts payable17/49€21k€23k▲
Amounts payable after more than one year17€20k€22k▲
Other amounts payable178/9€20k€22k▲
Amounts payable within one year42/48€1k€648▼
Trade debts44€37€206▲
Suppliers440/4€37€206▲
Taxes, remuneration and social security45€1k€442▼
Taxes450/3€1k€442▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€253€169▼
Other operating charges640/8€4k€26k▲
Gross operating margin9900€3k€20k▲
Operating profit (loss)9901€-2k€-7k▼
Financial income75/76B€11k€6k▼
Recurring financial income75€11k€6k▼
Financial charges65/66B€2k€2k▲
Recurring financial charges65€2k€2k▲
Profit (loss) for the period before taxes9903€8k€-2k▼
Income taxes67/77€3k-
Profit (loss) for the period9904€5k€-2k▼
Profit (loss) for the period to be appropriated9905€5k€-2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€19k€11k▼
Profit (loss) brought forward from the previous period14P€13k€13k=
Transfer to equity691/2€5k-
To other reserves6921€5k-
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-2k ▼137%
Net result drops to €-2k, the lowest in the series.
01-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
15-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity quadruplescurrent ratio 603.99
Current ratio from 163.98 to 603.99; short-term debt falls from €3k to €749.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Liquidity doublescurrent ratio 163.98
Current ratio from 76.94 to 163.98; short-term debt falls from €6k to €3k.
15-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €19k ▲40.9%
Operating result €28k, net result €19k, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
06-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
8 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maldegem · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldekens 22-249991 MaldegemGround area
411 m²
Building footprint
104 m²
Volume, LiDAR
556 m³
Parcel 43322O0146/00D000, Flanders · tallest building 10.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Veldekens 22 2, 9991 Maldegem
since 19912.052.870.386
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 43322O0146/00D000indicative | Flanders | 411 m² | 1 · 104 m² | 10.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
0 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RIMO
BE 0450.846.003
Bree · Eq €474k
VEHENT3
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Waasmunster · Eq €472k
HEUKEMES René
BE 0419.181.936
Waimes · Eq €472k
Of 29,531 companies in sector 41001 we hold annual accounts for 15,864. 9,352 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded01-04-1991
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45250
43990Other specialised construction activities
43999Specialised construction activities
68321Property management for co-owned buildings (syndics)
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.