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SMK GROUP

Active
Private limited companyfounded 20233 years activeKroonlaan 235, 1050 Elsene, BelgiumKBO/BCE: BE 0797.796.195
Summary

The computed 12-month bankruptcy probability of SMK GROUP is 1.6% (moderate). The 2024 annual accounts show equity of €13,996 and a net result of €5,416. Its solvency ranks better than 52% of 22,078 sector peers (NACE 47, fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Overview

Activity
Non-specialised retail sale with food, beverages or tobacco predominating
NACE 47110
1 site
Size
€42,139total assets 2024
Equity
€13,996
Profit
€5,416
Turnover not published (abridged schema)
Financial health
65 Healthy Checked score 2024
Bankruptcy probabilitywithin 12 months
1.6%
Structure
Accounts 68 days overdue0 of 1 deed read
Why 65- Latest accounts 61 days late; 2 of the last 3 late- Size: total assets €45,297- Founded in 2023+ Liquidity: current ratio 3.82, cash €10,317Show the evidence

Checked score

Score 2024
65 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 65% of its sector peers (NACE 47, micro)
Financial strength · tick = 2023
Strong
Solvency 58+16
equity 33.2% of total assets
Liquidity 44-20
short-term debt 51.8% · cash 16.0%
Profitability 85=
return on assets 12.9%
Bankruptcy probability, 12 months
1.6% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,169 companies)
Last 24 months 11-2024: 1.0% 12-2024: 1.0%● unchanged vs 11-2024 01-2025: 0.9%▼ -0.1 percentage points vs 12-2024lowest value 02-2025: 1.0%▲ +0.1 percentage points vs 01-2025 03-2025: 1.0%● unchanged vs 02-2025 04-2025: 1.0%● unchanged vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025 07-2025: 1.0%● unchanged vs 06-2025 08-2025: 1.5%▲ +0.5 percentage points vs 07-2025 09-2025: 1.9%▲ +0.4 percentage points vs 08-2025 10-2025: 1.9%● unchanged vs 09-2025 11-2025: 1.9%● unchanged vs 10-2025 12-2025: 1.9%● unchanged vs 11-2025 01-2026: 1.8%▼ -0.1 percentage points vs 12-2025 02-2026: 1.8%● unchanged vs 01-2026 03-2026: 1.9%▲ +0.1 percentage points vs 02-2026 04-2026: 1.9%● unchanged vs 03-2026 05-2026: 2.0%▲ +0.1 percentage points vs 04-2026 06-2026: 2.0%● unchanged vs 05-2026 07-2026: 2.0%● unchanged vs 06-2026 08-2026: 2.7%▲ +0.7 percentage points vs 07-2026 09-2026: 3.1%▲ +0.4 percentage points vs 08-2026highest value 10-2026: 1.6%▼ -1.5 percentage points vs 09-2026
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.73 against 1.42 in 2023; short-term debt: 51.8% and cash: 16% of total assets), but 66.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 49% on solvency, 42% on liquidity, 79% on profitability and 88% on growth.

The bankruptcy probability was computed on 07-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 61 days late; 2 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 3.82, cash €10,317
NBB · annual accounts
raises risk · Size: total assets €45,297
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Founded in 2023
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filings
Deviation from the deadline
2025
not confirmed
2024
26 days late
2023
31 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 29 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2024 · micro…
  2. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 68 days late View
  • Total assets 20242 fiscal years filed €42,139 View
  • Active since 2023founded 30-01-2023 3 years View

By topic

Financials

Fiscal year
2024
Total assets
€42,139
Profit
€5,416
Solvency
33.2%
Total assets▼ 14.9%
Net result
20232024
Go to Financials

Company details

Sites
1
Legal form
Private limited company
Activity
Non-specialised retail sale with food, beverages or tobacco…NACE 47110
Founded
30-01-2023
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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