Investments
€26,200 5.6 × depreciation
Green is investment, beige is depreciation.
PANJ-AAB CONSTRUCT
Lifetime
3 annual accounts with figures on one time axispeak €20,735 (2025)
€20,735▲ 51.8%
lowest -€7 (2023)
€7,195▲ 616%
peak €18,193 (2025)
€18,193▲ 65.4%
€29,714▼ 36.3%
Board2 names since 2023
1 director
Documentsfilings and deeds
02-07-202629 days before the deadline
2025micro format
Turnover from €388,708 to €452,169Gross margin from €13,657 to €20,735Result from €1,005 to €7,195Equity from €10,998 to €18,193Debts from €46,676 to €29,714Investments €26,200
Key points
from the 2025 annual accountsPayment terms
6 days to suppliers
PANJ-AAB CONSTRUCT pays its suppliers 22 days earlier than in 2024. Customers pay 14 days earlier.
Filings
3 annual accounts 1 late
The 2023 accounts came 30 days late. The other two were filed on time.
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 39,274 companies had the same profile as PANJ-AAB CONSTRUCT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,331 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 2.9% | 3.1% |
| 10 | 5.6% | 6.1% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,274 companies, not a prediction for PANJ-AAB CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
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Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0797742153
New establishment in Sint-Gillis (bij-Brussel)
de Mérodestraat 184
Registered office moved from Dilbeek to Sint-Pieters-Leeuw
New registered office: Sint Stevensstraat 11, 1600 Sint Pieters Leeuw · Previous registered office: Oudesmidsestraat 20, 1700 Dilbeek · General meeting of 13-06-2024 · Gazette deed
Address struck
effective 28-11-2023 · KBO administration
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| PANJ-AAB CONSTRUCT Sint-Pieters-Leeuw | €452,169 | 2.5% | 38.0% | - |
| SARAO Aalst | €399,349 | 1.0% | 72.1% | - |
| OKII Liège | - | - | 74.3% | - |
| NOËL Olivier Thuin | - | - | -29.5% | - |
| SAMEER GROUP Ghent | €228,999 | 7.0% | 47.3% | - |
| White Rose Ghent | €417,460 | 4.9% | 73.4% | - |
| AYMAN ADNAN Anderlecht | - | - | 84.0% | - |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as PANJ-AAB CONSTRUCT: non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110). They are comparable in size and age: total assets between €41,600 and €53,200, founded between 2022 and 2023.
Official details
Source: KBO- Status
- Active since 29-01-2023Normal situation
- Activity
- Non-specialised retail sale with food, beverages or tobacco predominatingNACE 47110and 1 other
- Joint committee
- 201Independent retail · annual accounts 2025
- Establishment units
- 2.341.012.9451600 Sint-Pieters-Leeuw, since 01-02-2023
- 2.362.017.7021060 Sint-Gillis (bij-Brussel), since 01-07-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 02-05-2025
Annual accounts 2025
- €47,907▼ 16.9%
- Filing
- Filed on 02-07-2026, 29 days before the end of the filing period
Insights on PANJ-AAB CONSTRUCT
PANJ-AAB CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from -€2 in 2023 to €20,735 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about PANJ-AAB CONSTRUCT
- What is the company number of PANJ-AAB CONSTRUCT?
- The company number of PANJ-AAB CONSTRUCT is 0797.742.153. The VAT number is the same number with BE in front: BE 0797.742.153.
- Where is PANJ-AAB CONSTRUCT based?
- The registered office is at Sint-Stevensstraat 11, 1600 Sint-Pieters-Leeuw.Company details
- What does PANJ-AAB CONSTRUCT do?
- According to the KBO register, the main activity is non-specialised retail sale with food, beverages or tobacco predominating (NACE 47110).
- What is the legal form of PANJ-AAB CONSTRUCT?
- PANJ-AAB CONSTRUCT is a private limited company (BV).
- When was PANJ-AAB CONSTRUCT founded?
- PANJ-AAB CONSTRUCT was founded on 29-01-2023.
- Is PANJ-AAB CONSTRUCT still active?
- Yes, PANJ-AAB CONSTRUCT is an active enterprise in the KBO register.
- How many employees does PANJ-AAB CONSTRUCT have?
- PANJ-AAB CONSTRUCT had an average of 0.1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does PANJ-AAB CONSTRUCT fall under?
- In its 2025 annual accounts, PANJ-AAB CONSTRUCT states joint committee 201 (Independent retail).
- What is the turnover of PANJ-AAB CONSTRUCT?
- The turnover of PANJ-AAB CONSTRUCT was €452,169 in financial year 2025, according to the filed annual accounts.
- Is PANJ-AAB CONSTRUCT profitable?
- In financial year 2025, PANJ-AAB CONSTRUCT made a profit of €7,195.
- Where can I find the annual accounts of PANJ-AAB CONSTRUCT?
- PANJ-AAB CONSTRUCT filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of PANJ-AAB CONSTRUCT due?
- PANJ-AAB CONSTRUCT must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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