ADAYA
ActiveThe computed 12-month bankruptcy probability of ADAYA is 2.7% (moderate). The 2024 annual accounts show equity of €14k and a net result of €2k. Its solvency ranks better than 51% of 26057 sector peers (fiscal year 2024). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
83
/ 100
Excellent▲ +38 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability36▼-16
Solvency58▲+28
Growth68
Stability94
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.22 against 0.74 in 2023), and 66% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
34%
Return on assets
4.1%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
24 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
€266k▲ 37.8%
2023 · €193k
2023: €193k
2023 → 2024
EBIT margin
1.9%▲ 0.1pp
2023 · 1.9%
2023: 1.9%
2023 → 2024
Net result
€2k▼ 31.9%
2023 · €3k
2023: €3k
2023 → 2024
Working capital
€6k
2023 · €-10k
2023: €-10k
2023 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20232024Trend
Turnover€193k-€266k▲ 37.8%
Equity€13k-€14k▲ 13.9%
Operating result€4k-€5k▲ 42.2%
Net result€3k-€2k▼ 31.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result rises in 2024; 2024 is 42% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €42k
Fixed assets
€8k▼ 63.2%
Current assets
€34k▲ 16.3%
Equity and liabilities €42k
Equity
€14k▲ 13.9%
Debt
€28k▼ 28.9%
The debt ratio falls from 75.7% to 66.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€11k▲
2023 · €9k
Cash flow
€7k▼
2023 · €8k
Solvency
34.0%▲
2023 · 24.3%
Current ratio
1.22▲
2023 · 0.74
Quick ratio
1.09▲
2023 · 0.48
Debt / equity
1.94▼
2023 · 3.11
ROE
12.2%▼
2023 · 20.4%
ROA
4.1%▼
2023 · 5.0%
Interest coverage
4.40▼
2023 · 10.42
Debt
€28k▼
2023 · €39k
Debt ≤ 1 year
€28k▼
2023 · €39k
Income taxes
€911
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€52k€42k▼
Fixed assets21/28€23k€8k▼
Tangible fixed assets22/27€21k€7k▼
Furniture and vehicles24€21k€7k▼
Financial fixed assets28€2k€2k=
Current assets29/58€29k€34k▲
Stocks and contracts in progress3€10k€3k▼
Stocks30/36€10k€3k▼
Amounts receivable within one year40/41€10k€21k▲
Trade receivables40€4k€12k▲
Other amounts receivable41€6k€9k▲
Cash at bank and in hand54/58€9k€8k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€52k€42k▼
Equity10/15€13k€14k▲
Contributions10/11€10k€10k=
Outside capital11-€10k
Other1109/19-€10k
Profit (loss) carried forward14€3k€4k▲
Amounts payable17/49€39k€28k▼
Amounts payable within one year42/48€39k€28k▼
Trade debts44€26€10k▲
Suppliers440/4€26€10k▲
Taxes, remuneration and social security45€46€957▲
Taxes450/3€46€957▲
Other amounts payable47/48€39k€16k▼
Income statement
Code20232024
Turnover70€193k€266k▲
Goods, raw materials, services and sundry goods60/61€182k€252k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Other operating charges640/8€2k€2k▼
Non-recurring operating charges66A-€2k
Gross operating margin9900€11k€15k▲
Operating profit (loss)9901€4k€5k▲
Financial income75/76B€2€0▼
Recurring financial income75€2€0▼
Non-recurring financial income76B€2-
Financial charges65/66B€1k€3k▲
Recurring financial charges65€843€2k▲
Non-recurring financial charges66B€230€63▼
Profit (loss) for the period before taxes9903€3k€3k▲
Income taxes67/77-€911
Profit (loss) for the period9904€3k€2k▼
Profit (loss) for the period to be appropriated9905€3k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€3k€4k▲
Profit (loss) brought forward from the previous period14P-€3k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
NBB filing
Directors · office · real estate
Directors
2 directors, no change since 2024
BITI Safa
CurrentDirector · since 27-11-2024
27-11-2024
BITI Safa: Appointed as Director
27-11-2024
RACHEDI Steven: Resigned as Director
Location & real-estate footprint
Registered office, Enghien · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Plaats(P.E.) 167850 EnghienGround area
418 m²
Building footprint
62 m²
Volume, LiDAR
504 m³
Parcel 55033B0060/00V000, Wallonia · tallest building 9.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
ADAYA
since 20232.342.071.532
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 55033B0060/00V000 | Wallonia | 418 m² | 1 · 62 m² | 9.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BORAN
BE 1003.524.782
Dendermonde · Eq €14k
Trimsalon Sissa
BE 0434.707.280
Brecht · Eq €14k
ULFAT
BE 0804.500.578
Roeselare · Eq €14k
DRENI
BE 0794.199.772
Vilvoorde · Eq €14k
SANT FOOD & WINE
BE 0665.877.680
Schaarbeek · Eq €14k
Of 10,412 companies in sector 47110 we hold annual accounts for 5,787. 3,777 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-02-2023
Fiscal year end31-12
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
47112Retail trade
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.