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SMEC

Active Risk: not assessed
Private limited companyfounded 2016active for 10 yearsVijfwegestraat 6, 8980 Zonnebeke, BelgiumKBO/BCE: BE 0651.585.622
Summary

SMEC is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €643,641 and a net result of €286,722. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 18% of 9,754 sector peers (NACE 64, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals.

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SMECActive
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Overview

Official details

Source: KBO
Status
Active since 04-04-2016 Normal situation
Activity
Activities of holding companies NACE 64210and 7 others
Establishment units
2.356.795.538 8956 Heuvelland, since 13-03-2024
2.374.942.654 8640 Vleteren, since 27-05-2025and 1 other
Financial year end
31 December
Peppol
Reachable since 06-02-2026
Company details

Board and ownership

Board
Auditor
NV Callens Vandelanotte
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€286,722
▲ 842%
Equity
€643,641
▲ 737%
Total assets
€5.3m
▲ 75.2%
Staff
≈ 0.1 FTE
estimated
  • 2025 accounts filed 28 days after the deadline
Equity +737%: capital increase
Financials
Signalsraises riskWeak solvency compared with the sector2025 accounts filed 28 days latelowers riskGrowing equityShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Three signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 9754 sector peers (2025).
NBB · sector comparison
Position among 9754 sector peers
Solvency
better than 18%
← weakest strongest →
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year €643,641
raises risk · 2025 accounts filed 28 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
28 days late
2024
40 days late
2023
31 days late
2022
31 days late
2021
29 days late
2020
26 days late
2019
91 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 39 days after the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €30,442 to €286,722 ▲ 842% View
  • Positive: Higher net result than 95% of companies in financial servicessector median €32,892 · 9,756 companies €286,722 View
  • Flemish supportawarded from 2023 to 2025 €216,472 View

Recent changes

  1. · Gazette deed Capital increase of €300,000 to €318,600Appointment: Callens Vandelanotte NV (company auditor)
  2. · Gazette deed Company renamed from LEF to SMECRegistered office moved to Zonnebeke · Change of role: De Smet Floris, from manager to director · Appointment: Cannie Justine (director)
  3. · Gazette deed Incorporation
All 18 events

Comparable companies

These companies have the same main activity as SMEC: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €4m and €6.7m, founded between 2015 and 2016.

CompanyTotal assetsGross margin
SMEC Zonnebeke€5.3m€0.8m
LNY Damme€4.8m€0.8m
CARIVARO Oudenburg€6.1m€0.7m
De Claere Zwevegem€4.1m€0.8m
LES RASCASSES Kortrijk€6.7m€0.7m
QGD Wingene€6.6m€0.7m
DNAC Brugge€4.0m€0.8m
Full comparison

Key facts about SMEC
What is the company number of SMEC?
The company number of SMEC is 0651.585.622. The VAT number is the same number with BE in front: BE 0651.585.622.
Where is SMEC based?
The registered office is at Vijfwegestraat 6, 8980 Zonnebeke.Company details
What does SMEC do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of SMEC?
The legal form of SMEC is Private limited company (BV).
When was SMEC founded?
SMEC was founded on 04-04-2016.
Is SMEC still active?
Yes, SMEC is an active enterprise in the KBO register.
What is the turnover of SMEC?
The turnover in financial year 2025 is ≈ €1.0m. This figure is estimated from the gross margin of €782,139 and 34 comparable companies (NACE 64210). It probably lies between €860,000 and €1.6m.Financials
Is SMEC profitable?
In financial year 2025, SMEC made a profit of €286,722.
Where can I find the annual accounts of SMEC?
SMEC filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SMEC due?
SMEC must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies See what changed in the latest annual accounts.What changed

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