CARIVARO

Active

Private limited companyfounded 2015active for 11 yearsGistelsesteenweg 160, 8460 Oudenburg, BelgiumKBO/BCE: BE 0633.553.124

Summary

CARIVARO has been active since 2015 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5.7m and a net result of €2.5m. Equity is growing by about 5% per year across the filed financial years. Its solvency ranks better than 89% of 10,598 sector peers (NACE 70, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

CARIVAROActiveChecked score 95/100

Risk analysis Report Compare

Activity

Business and other management consultancy

NACE 70200Activities of holding companies NACE 64210

#3 company by equity in Oudenburg, Professional and technical services sector1 site

Size

€6.1mtotal assets 2025

Staff: 1.6 FTE
Equity: €5.7m
Profit: €2.5m

Turnover not published (abbreviated format)

Financial health

95 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Holdings: 2

Accounts 5 days early0 of 5 deeds read

Why 95lowers riskSize: 1.6 FTE, total assets €6.1mFigures for financial year 2025 (filed 26-01-2026)Sector: Activities of head offices; management consultancy activities (NACE 70)Equity €5.7m (93.0% of total assets)Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 62% of its sector peers (NACE 70, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 100=

equity 93.0% of total assets

Liquidity 62+4

short-term debt 5.4% · cash 9.3%

Profitability 56-17

return on assets 40.3%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (48,305 companies, NACE 70, micro)

Last 24 months 02-2026: < 0.1% 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026highest value

Credit of up to €500,000 on 30-day terms is acceptable

Liquidity ample (current ratio 14.76, compared with 2.05 in 2024; short-term debt: 5.4% and cash: 9.3% of total assets), and 7% of the assets are financed with debt.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro): better than 86% on solvency, 53% on liquidity, 25% on profitability and 83% on growth.

The bankruptcy probability was computed on 09-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

−lowers risk○neutral

Size: 1.6 FTE, total assets €6.1m

The company's size counts in the probability; how much depends on the rest of its profile.

NBB · annual accounts

Figures for financial year 2025 (filed 26-01-2026)

NBB · annual accounts

Sector: Activities of head offices; management consultancy activities (NACE 70)

KBO

Equity €5.7m (93.0% of total assets)

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 26-01-2026, 5 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

5 days early

2024

42 days early

2023

2 days early

2022

40 days early

2021

41 days early

2020

23 days early

2019

43 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days before the deadline; the sector median (NACE 70) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 22 December (4 of the last 5 filed years within 35 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-06-2026 year end09-10-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

26-01-2026 Annual accounts filedfinancial year 2025 · abbreviated…
30-06-2025 Highest result from 2019 to 2025net €2.5m ▲1,603%
30-06-2025 Liquidity more than 7 timescurrent ratio 14.76

Key points

Positive: Result rose in 2025from €145,307 to €2.5m ▲ 1,603% View
Positive: Among the best 5% on net resultsector median €37,703 · 10,596 companies €2.5m View
Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
Positive: 7 profitable years in a rowprofit 2025: €2.5m 7 years View