SMC ADVISORY

Active

Private limited companyfounded 20205 yrs activeBrugmannlaan 211, 1050 Elsene, BelgiumKBO/BCE: BE 0759.774.076

The computed 12-month bankruptcy probability of SMC ADVISORY is 2.2% (moderate). The 2025 annual accounts show equity of €4k and a net result of €36k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 17% of 7027 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

62 / 100

Healthy

The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency33▲+6

Growth58▲+26

Track record94

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Eight signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

7.6%

Return on assets

64%

Age of the figures

9 mo

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 7027 sector peers (2025).

NBB · sector comparison

Position among 7027 sector peers

Solvency

better than 17%

← weakest strongest →

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

2122232425

2021 to 2025 · latest year €4k

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.

NBB · 5 filings

Deviation from the deadline

2025

84 d early

2024

43 d early

2023

23 d early

2022

35 d early

2021

40 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€4k▲ 579%

2024 · €629

2021: €10k 2022: €614 2023: €142 2024: €629

2021 → 2025

Total assets

€56k▲ 103%

2024 · €28k

2021: €55k 2022: €24k 2023: €18k 2024: €28k

2021 → 2025

Net result

€36k▲ 107%

2024 · €17k

2021: €32k 2022: €7k 2023: €3k 2024: €17k

2021 → 2025

Working capital

€2k

2024 · €-3k

2021: €16k 2022: €-4k 2023: €-5k 2024: €-3k

2021 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€10k-€614▼ 94.1%€142▼ 76.9%€629▲ 343%€4k▲ 579%

Operating result€41k-€12k▼ 70.2%€9k▼ 27.4%€26k▲ 198%€51k▲ 92.4%

Net result€32k-€7k▼ 78.8%€3k▼ 49.1%€17k▲ 410%€36k▲ 107%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 92% above 2024 and is the highest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €56k

93.3%

Fixed assets €4k▼ 14.2%

Current assets €53k▲ 126%

Equity and liabilities €56k

92.4%

Equity €4k▲ 579%

Debt €52k▲ 92.4%

The debt ratio falls from 97.7% to 92.4%. Equity and debt are higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€52k▲

2024 · €28k

Cash flow

€38k▲

2024 · €19k

Solvency

7.6%▲

2024 · 2.3%

Current ratio

1.03▲

2024 · 0.88

Quick ratio

1.03▲

2024 · 0.88

Debt / equity

12.20

ROE

845.7%

ROA

64.0%▲

2024 · 63.0%

Interest coverage

43.21▲

2024 · 20.36

Debt

€52k▲

2024 · €27k

Debt ≤ 1 year

€51k▲

2024 · €26k

Income taxes

€14k▲

2024 · €8k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€28k€56k▲

Fixed assets21/28€4k€4k▼

Tangible fixed assets22/27€4k€4k▼

Furniture and vehicles24€4k€4k▼

Financial fixed assets28€226€226=

Current assets29/58€23k€53k▲

Amounts receivable within one year40/41€15k€13k▼

Trade receivables40€9k€9k▼

Other amounts receivable41€6k€5k▼

Cash at bank and in hand54/58€4k€30k▲

Deferred charges and accrued income490/1€4k€9k▲

Equity and liabilities

Total equity and liabilities10/49€28k€56k▲

Equity10/15€629€4k▲

Contributions10/11-€3k

Profit (loss) carried forward14€629€2k▲

Amounts payable17/49€27k€52k▲

Amounts payable within one year42/48€26k€51k▲

Trade debts44€7k€6k▼

Suppliers440/4€7k€6k▼

Taxes, remuneration and social security45€3k€10k▲

Taxes450/3€3k€10k▲

Other amounts payable47/48€17k€35k▲

Accrued charges and deferred income492/3€637€1k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼

Other operating charges640/8€28k€38k▲

Non-recurring operating charges66A€509-

Gross operating margin9900€57k€90k▲

Operating profit (loss)9901€26k€51k▲

Financial income75/76B€8€314▲

Recurring financial income75€8€314▲

Financial charges65/66B€1k€1k▼

Recurring financial charges65€1k€1k▼

Profit (loss) for the period before taxes9903€25k€50k▲

Income taxes67/77€8k€14k▲

Profit (loss) for the period9904€17k€36k▲

Profit (loss) for the period to be appropriated9905€17k€36k▲

Appropriation of the result

Profit (loss) to be appropriated9906€18k€37k▲

Profit (loss) brought forward from the previous period14P€142€629▲

Profit to be distributed694/7€17k€35k▲

Return on contributions (dividend)694€17k€35k▲

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 7Financial 2Filings 5

Next filing, fiscal year 2026, expected by 31-07-2027

2026

08-05

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Highest result since 2021net €36k ▲107%

Operating result €51k, net result €36k, both a record.

18-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

08-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

31-12

Financial Weakest financial yearnet €3k ▼49.1%

Net result drops to €3k, the lowest in the series; recovery starts the following year.

26-06

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

21-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Elsene · 1 establishment unit since 2020

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Brugmannlaan 2111050 Elsene

Ground area

110 m²

Building footprint

108 m²

Volume, LiDAR

1,757 m³

Parcel 21447B0310/00R034, Brussels · tallest building 23.9 m, ±6 floors. Linked by address, not a title deed.

1 establishment unit

SMC ADVISORY

Brugmannlaan 211, 1050 ElseneActivities of head offices; management consultancy activities

since 20202.310.873.857

1 parcel

Brussels 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21447B0310/00R034 ProtectedMonumentEigen huis en atelier van de schilder Paul VerdussenSource ↗	Brussels	110 m²	1 · 108 m²	23.9 m · 6 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).

Similar companies · same sector, comparable size

Kana K. Management & Consulting

BE 0753.654.069

Braine-l'Alleud · Eq €4k

MYLIA

BE 0798.899.918

Wezembeek-Oppem · Eq €4k

Of 13,422 companies in sector 73300 we hold annual accounts for 6,901. 2,362 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded14-12-2020

Fiscal year end31-12

Activities, NACEBEL

70210Activities of head offices; management consultancy activities

73300Public relations and communication consultancy

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.