SmartResolve IT Solutions BV
ActiveSmartResolve IT Solutions BV has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €70k. Equity is growing by ~30.9% per year across the filed fiscal years. Its solvency ranks better than 25% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
83
/ 100
Excellent▼ -15 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency48▼-50
Growth78=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity tight (current ratio 1.31 against 2.19 in 2024), and 73.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
26.7%
Return on assets
35.3%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-05-2026, 84 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
84 d early
2024
55 d early
2023
42 d early
2022
53 d early
2021
31 d early
2020
45 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€53k▼ 55.8%
2024 · €120k
2020: €40k
2021: €52k
2022: €75k
2023: €120k
2024: €120k
2020 → 2025
Total assets
€199k▼ 5.4%
2024 · €211k
2020: €87k
2021: €99k
2022: €114k
2023: €147k
2024: €211k
2020 → 2025
Net result
€70k▲ 13.6%
2024 · €62k
2020: €37k
2021: €12k
2022: €23k
2023: €45k
2024: €62k
2020 → 2025
Working capital
€45k▼ 57.7%
2024 · €107k
2020: €25k
2021: €38k
2022: €58k
2023: €102k
2024: €107k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€52k-€75k▲ 43.8%€120k▲ 59.4%€120k=€53k▼ 55.8%
Operating result€21k-€34k▲ 61.8%€62k▲ 84.8%€73k▲ 17.8%€81k▲ 11.4%
Net result€12k-€23k▲ 85.2%€45k▲ 95.0%€62k▲ 38.2%€70k▲ 13.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 11% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €199k
Fixed assets
€8k▼ 40.7%
Current assets
€192k▼ 3.0%
Equity and liabilities €199k
Equity
€53k▼ 55.8%
Debt
€146k▲ 61.8%
The debt ratio rises from 42.9% to 73.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€88k▲
2024 · €79k
Cash flow
€77k▲
2024 · €68k
Solvency
26.7%▼
2024 · 57.1%
Current ratio
1.31▼
2024 · 2.19
Quick ratio
1.31▼
2024 · 2.19
Debt / equity
2.75▲
2024 · 0.75
ROE
132.3%▲
2024 · 51.5%
ROA
35.3%▲
2024 · 29.4%
Interest coverage
566.42▲
2024 · 431.54
Debt
€146k▲
2024 · €90k
Debt ≤ 1 year
€146k▲
2024 · €90k
Income taxes
€20k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€211k€199k▼
Fixed assets21/28€13k€8k▼
Tangible fixed assets22/27€13k€8k▼
Furniture and vehicles24€11k€6k▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€198k€192k▼
Amounts receivable after more than one year29€31k€29k▼
Other amounts receivable291€31k€29k▼
Amounts receivable within one year40/41€146k€128k▼
Trade receivables40€16k€18k▲
Other amounts receivable41€130k€109k▼
Cash at bank and in hand54/58€19k€33k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€211k€199k▼
Equity10/15€120k€53k▼
Contributions10/11€3k€3k=
Reserves13€117k€50k▼
Distributable reserves133€117k€50k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€90k€146k▲
Amounts payable within one year42/48€90k€146k▲
Financial debts43€3k€2k▼
Credit institutions430/8€3k€2k▼
Trade debts44€304€444▲
Suppliers440/4€304€444▲
Taxes, remuneration and social security45€25k€7k▼
Taxes450/3€25k€7k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€62k€137k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€7k▲
Other operating charges640/8€2k€776▼
Non-recurring operating charges66A€0-
Gross operating margin9900€81k€89k▲
Operating profit (loss)9901€73k€81k▲
Financial income75/76B€7k€9k▲
Recurring financial income75€7k€9k▲
Financial charges65/66B€184€156▼
Recurring financial charges65€184€156▼
Profit (loss) for the period before taxes9903€80k€90k▲
Income taxes67/77€18k€20k▲
Profit (loss) for the period9904€62k€70k▲
Profit (loss) for the period to be appropriated9905€62k€70k▲
Appropriation of the result
Profit (loss) to be appropriated9906€62k€70k▲
Transfer from equity791/2-€72k
Transfer to equity691/2€0€5k▲
To other reserves6921€0€5k▲
Profit to be distributed694/7€62k€137k▲
Return on contributions (dividend)694€62k€137k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2020net €70k ▲13.6%
Operating result €81k, net result €70k, both a record.
06-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €120k ▲59.4%
4 profitable years in a row build equity to €120k.
08-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Weakest financial yearnet €12k ▼66.6%
Net result drops to €12k, the lowest in the series; recovery starts the following year.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-03-2023
Resigned as Director
Location & real-estate footprint
Registered office, Olen · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Dorp 222250 OlenGround area
478 m²
Building footprint
144 m²
Volume, LiDAR
851 m³
Parcel 13029G0214/00B002, Flanders · tallest building 10.8 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SmartResolve IT Solutions BV
since 20192.293.010.813
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13029G0214/00B002 | Flanders | 478 m² | 1 · 144 m² | 10.8 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,885 companies in sector 62200 we hold annual accounts for 18,322. 15,280 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-09-2019
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@smartresolve.be