AYS CONSULTING
ActiveAYS CONSULTING has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €28k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 66% of 2672 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
100
/ 100
Excellent▲ +7 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency99▼-1
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.74 against 2.92 in 2024), and 35.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.2%
Return on assets
33.9%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €53k
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 8 filingsDeviation from the deadline
2025
28 d late
2024
105 d early
2023
48 d early
2022
110 d early
2021
145 d early
2020
134 d early
2019
32 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€53k▲ 112%
2024 · €25k
2018: €9k
2019: €11k
2020: €27k
2021: €9k
2022: €11k
2023: €5k
2024: €25k
2018 → 2025
Total assets
€83k▲ 117%
2024 · €38k
2018: €22k
2019: €48k
2020: €60k
2021: €97k
2022: €37k
2023: €13k
2024: €38k
2018 → 2025
Net result
€28k▲ 44.5%
2024 · €19k
2018: €3k
2019: €2k
2020: €16k
2021: €36k
2022: €2k
2023: €-5k
2024: €19k
2018 → 2025
Working capital
€52k▲ 106%
2024 · €25k
2018: €9k
2019: €12k
2020: €24k
2021: €10k
2022: €14k
2023: €5k
2024: €25k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€9k-€11k▲ 18.5%€5k▼ 51.5%€25k▲ 393%€53k▲ 112%
Operating result€45k-€3k▼ 92.9%€-5k€26k€35k▲ 31.7%
Net result€36k-€2k▼ 95.4%€-5k€19k€28k▲ 44.5%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 32% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€2k
Current assets
€81k
Equity and liabilities €83k
Equity
€53k▲ 112%
Debt
€30k▲ 127%
The debt ratio rises from 34.2% to 35.8%: debt grows faster than equity.
Key figures and ratios
EBITDA
€35k
Cash flow
€28k
Solvency
64.2%▼
2024 · 65.8%
Current ratio
2.74▼
2024 · 2.92
Quick ratio
2.74▼
2024 · 2.92
Debt / equity
0.56▲
2024 · 0.52
ROE
52.8%▼
2024 · 77.3%
ROA
33.9%▼
2024 · 50.8%
Interest coverage
172.99
Debt
€30k▲
2024 · €13k
Debt ≤ 1 year
€30k▲
2024 · €13k
Income taxes
€8k▲
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€38k€83k▲
Fixed assets21/28-€2k
Tangible fixed assets22/27-€2k
Furniture and vehicles24-€2k
Current assets29/58€38k€81k▲
Amounts receivable within one year40/41€37k€67k▲
Trade receivables40-€21k
Other amounts receivable41€37k€45k▲
Cash at bank and in hand54/58€2k€13k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€38k€83k▲
Equity10/15€25k€53k▲
Contributions10/11€6k€6k=
Outside capital11-€6k
Share premium1100/10-€6k
Reserves13€3k€3k=
Non-distributable reserves130/1€620€620=
Legal reserve130-€620
Reserves not available under the articles1311€620-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€16k€44k▲
Amounts payable17/49€13k€30k▲
Amounts payable within one year42/48€13k€30k▲
Trade debts44-€186
Suppliers440/4-€186
Taxes, remuneration and social security45€13k€29k▲
Taxes450/3€13k€25k▲
Remuneration and social security454/9-€5k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€32
Other operating charges640/8€403€721▲
Gross operating margin9900€27k€35k▲
Operating profit (loss)9901€26k€35k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€1k€201▼
Recurring financial charges65€1k€201▼
Profit (loss) for the period before taxes9903€27k€37k▲
Income taxes67/77€7k€8k▲
Profit (loss) for the period9904€19k€28k▲
Profit (loss) for the period to be appropriated9905€19k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€16k€44k▲
Profit (loss) brought forward from the previous period14P€-3k€16k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 28 days late
2025
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €19k
Net result €19k after one loss-making year.
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Weakest financial yearnet €-5k ▼392%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
12-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
08-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Highest result since 2018net €36k ▲129%
Operating result €45k, net result €36k, both a record.
19-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
29-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Liquidity triplescurrent ratio 4.77
Current ratio from 1.66 to 4.77; short-term debt falls from €13k to €3k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapellehof 161933 ZaventemGround area
2,756 m²
Building footprint
1,450 m²
Volume, LiDAR
28,159 m³
2 parcels, Brussels, Flanders · tallest building 26.0 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
AYS CONSULTING
since 20182.276.086.192
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21372D0303/00V000 | Brussels | 2,385 m² | 1 · 1,348 m² | 26.0 m · 7 fl. |
| 23082C0226/00L000 | Flanders | 371 m² | 1 · 101 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,997 companies in sector 62200 we hold annual accounts for 18,386. 15,331 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-05-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62010Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63120Computing infrastructure, data processing, hosting and other information service activities
63910Web portal activities
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.