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Sensible Software

Active
Private limited companyfounded 201313 yrs activeSnepdreef 15, 9940 Evergem, BelgiumKBO/BCE: BE 0538.610.811

Sensible Software has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53k and a net result of €33k. Equity remains stable across the filed fiscal years (±1.2% per year). Its solvency ranks better than 72% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
90 / 100
Excellent▼ -10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Stability100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 4.56 against 8.11 in 2024), and 21.3% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
78.7%
Return on assets
48.4%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 13 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-07-2026, 18 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
18 d early
2024
24 d early
2023
15 d early
2022
20 d early
2021
19 d early
2020
23 d late
2019
38 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€53k▼ 20.1%
2024 · €67k
2018: €52k 2019: €71k 2020: €88k 2021: €120k 2022: €55k 2023: €57k 2024: €67k
2018 → 2025
Total assets
€68k▼ 10.6%
2024 · €75k
2018: €85k 2019: €103k 2020: €141k 2021: €142k 2022: €70k 2023: €80k 2024: €75k
2018 → 2025
Net result
€33k▼ 29.1%
2024 · €46k
2018: €25k 2019: €20k 2020: €18k 2021: €32k 2022: €34k 2023: €37k 2024: €46k
2018 → 2025
Working capital
€51k▼ 19.7%
2024 · €64k
2018: €30k 2019: €58k 2020: €87k 2021: €116k 2022: €53k 2023: €57k 2024: €64k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€120k-€55k▼ 54.2%€57k▲ 4.5%€67k▲ 16.0%€53k▼ 20.1%
Operating result€43k-€44k▲ 2.6%€47k▲ 6.7%€59k▲ 25.2%€42k▼ 29.6%
Net result€32k-€34k▲ 9.1%€37k▲ 7.2%€46k▲ 24.9%€33k▼ 29.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60kOperating result 2021: €43k€43kNet result 2021: €32k€32kOperating result 2022: €44k€44kNet result 2022: €34k€34kOperating result 2023: €47k€47kNet result 2023: €37k€37kOperating result 2024: €59k€59kNet result 2024: €46k€46kOperating result 2025: €42k€42kNet result 2025: €33k€33k20212022202320242025
The operating result falls in 2025; 2025 is 30% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €68k
Fixed assets €2k▼ 28.9%
Current assets €65k▼ 9.8%
Equity and liabilities €68k
Equity €53k▼ 20.1%
Debt €14k▲ 60.5%
The debt ratio rises from 11.9% to 21.3%: debt grows while equity shrinks.
Key figures and ratios
2025 value · change against 2024
EBITDA
€43k
2024 · €60k
Cash flow
€34k
2024 · €47k
Solvency
78.7%
2024 · 88.1%
Current ratio
4.56
2024 · 8.11
Quick ratio
4.56
2024 · 8.11
Debt / equity
0.27
2024 · 0.13
ROE
61.5%
2024 · 69.2%
ROA
48.4%
2024 · 61.0%
Interest coverage
311.80
2024 · 869.82
Debt
€14k
2024 · €9k
Debt ≤ 1 year
€14k
2024 · €9k
Income taxes
€9k
2024 · €13k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€75k€68k
Fixed assets21/28€3k€2k
Tangible fixed assets22/27€3k€2k
Plant, machinery and equipment23€173-
Furniture and vehicles24€3k€2k
Current assets29/58€73k€65k
Amounts receivable within one year40/41€13k€19k
Trade receivables40€11k€12k
Other amounts receivable41€2k€7k
Current investments50/53-€3k
Cash at bank and in hand54/58€56k€39k
Deferred charges and accrued income490/1€4k€5k
Equity and liabilities
Total equity and liabilities10/49€75k€68k
Equity10/15€67k€53k
Contributions10/11€19k€19k=
Reserves13€48k€5k
Distributable reserves133€48k€5k
Profit (loss) carried forward14-€30k
Amounts payable17/49€9k€14k
Amounts payable within one year42/48€9k€14k
Trade debts44€2k€3k
Suppliers440/4€2k€3k
Taxes, remuneration and social security45€6k€8k
Taxes450/3€6k€6k
Remuneration and social security454/9-€2k
Other amounts payable47/48€715€4k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€871€826
Other operating charges640/8€2k€2k
Gross operating margin9900€63k€44k
Operating profit (loss)9901€59k€42k
Financial income75/76B€0€433
Recurring financial income75€0€433
Financial charges65/66B€69€136
Recurring financial charges65€69€136
Profit (loss) for the period before taxes9903€59k€42k
Income taxes67/77€13k€9k
Profit (loss) for the period9904€46k€33k
Profit (loss) for the period to be appropriated9905€46k€33k
Appropriation of the result
Profit (loss) to be appropriated9906€46k€33k
Transfer from equity791/2€37k€46k
Transfer to equity691/2€46k€3k
To other reserves6921€46k€3k
Profit to be distributed694/7€37k€46k
Return on contributions (dividend)694€37k€46k

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
13-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2018net €46k ▲24.9%
Operating result €59k, net result €46k, both a record.
31-12
Financial Liquidity doublescurrent ratio 8.11
Current ratio from 3.51 to 8.11; short-term debt falls from €23k to €9k.
16-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
11-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
12-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Liquidity doublescurrent ratio 6.26
Current ratio from 2.69 to 6.26; short-term debt falls from €51k to €22k.
31-12
Financial Equity above €100kEq €120k ▲35.7%
4 profitable years in a row build equity to €120k.
23-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 23 days late
2020
31-12
Financial Weakest financial yearnet €18k ▼10.7%
Net result drops to €18k, the lowest in the series; recovery starts the following year.
07-09
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 38 days late
2019
26-08
NBB filing Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
30-08
NBB filing Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
27-02
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 director, no change since 2023
WITTEVRONGEL Robin Bertrand
Director · since 24-01-2023
Current
24-01-2023 Appointed as Director
Location & real-estate footprint
Registered office, Evergem · 1 establishment unit since 2013
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Snepdreef 159940 Evergem
Ground area
1,528 m²
Building footprint
203 m²
Volume, LiDAR
917 m³
Parcel 43006E0257/00A000, Flanders · tallest building 7.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Sensible Software
Snepdreef 15, 9940 EvergemComputer programming, consultancy and related activities
since 20132.222.237.831
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
43006E0257/00A000 Flanders 1,528 m² 1 · 203 m² 7.0 m · 1 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,885 companies in sector 62200 we hold annual accounts for 18,321. 15,279 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded10-09-2013
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.