LUXEMBOURG 42

Active

Private limited companyfounded 2014active for 12 yearsBrusselsesteenweg 292, 3090 Overijse, Belgium310 active companies are registered at this addressKBO/BCE: BE 0546.992.995

Summary

LUXEMBOURG 42 has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €26,162 and a net result of €6,002. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 78% of 34,678 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Risk analysisFollow Report Compare

LUXEMBOURG 42ActiveChecked score 72/100

Risk analysis Report Compare

Activity

Roofing work

NACE 43410General construction of residential buildings NACE 41001

2 sites

Size

€35,844total assets 2025

Equity: €26,162
Profit: €6,002

Financial health

72 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.6%

Structure

GAETAN GERSTMANSManager
GERSTMANS GaëtanDirector

2025 accounts filed 50 days late3 of 5 deeds summarised

Why 72raises riskLast filed accounts filed 50 days late; 3 of the last 3 lateSize: total assets €35,844lowers riskLiquidity: current ratio 3.13, cash €12,503Founded in 2014Show the evidence

Checked score

Score 2025

72 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 77% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 98-2

equity 73.0% of total assets

Liquidity 83+24

short-term debt 27.0% · cash 34.9%

Profitability 90-10

return on assets 16.7%

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

About 6 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,613 companies, NACE 43, micro)

Last 24 months 11-2024: 12.8% 12-2024: 14.3%▲ +1.5 percentage points vs 11-2024 01-2025: 16.9%▲ +2.6 percentage points vs 12-2024 02-2025: 16.9%● unchanged vs 01-2025 03-2025: 17.2%▲ +0.3 percentage points vs 02-2025highest value 04-2025: 16.4%▼ -0.8 percentage points vs 03-2025 05-2025: 16.4%● unchanged vs 04-2025 06-2025: 8.9%▼ -7.5 percentage points vs 05-2025 07-2025: 8.6%▼ -0.3 percentage points vs 06-2025 08-2025: 9.4%▲ +0.8 percentage points vs 07-2025 09-2025: 10.7%▲ +1.3 percentage points vs 08-2025 10-2025: 14.3%▲ +3.6 percentage points vs 09-2025 11-2025: 1.3%▼ -13.0 percentage points vs 10-2025 12-2025: 0.7%▼ -0.6 percentage points vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 1.1%▲ +0.3 percentage points vs 07-2026 09-2026: 1.3%▲ +0.2 percentage points vs 08-2026 10-2026: 0.6%▼ -0.7 percentage points vs 09-2026lowest value

Credit of up to €1,500 on 30-day terms is acceptable

Liquidity ample (current ratio 3.13, compared with 1.91 in 2024, above the usual 1.5; short-term debt: 27% and cash: 34.9% of total assets), and 27% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 79% on solvency, 81% on liquidity, 75% on profitability and 75% on growth.

The bankruptcy probability was computed on 23-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

lowers riskraises risk

Last filed accounts filed 50 days late; 3 of the last 3 late

NBB · filings

Size: total assets €35,844

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 3.13, cash €12,503

NBB · annual accounts

Founded in 2014

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

18192022232425

2018 to 2025 · latest year €26,162

2025 accounts filed 50 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-09-2026, 50 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

50 days late

2024

61 days late

2023

297 days late

2022

87 days late

2020

53 days late

2019

61 days late

2018

2 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 87 days after the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 September (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

19-09-2026 Annual accounts filedfinancial year 2025 · micro…
30-09-2025 Annual accounts filedfinancial year 2024 · micro…
24-05-2025 Annual accounts filedfinancial year 2023 · micro…

Key points

Board2 directors in office 2 View
Total assets 20256 financial years filed €35,844 View
Active since 2014founded 28-02-2014 12 years View

By topic

Financials

Financial year: 2025
Total assets: €35,844
Profit: €6,002
Solvency: 73.0%

Total assets▲ 45.9%

Net result

20182025

Go to Financials

Board & ownership

Board: 2 members

GAETAN GERSTMANSManager
GERSTMANS GaëtanDirector

Go to Board & ownership

Timeline

Events: 17
Since: 2015
Next accounts: by 31-07-2027

31-12-2024Highest result from 2018 to 2025
31-12-2024Liquidity more than doubled
22-02-2024Amendment of the articles

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Roofing workNACE 43410
Founded: 28-02-2014
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 26

Who signs: Each director alone
Annual meeting: Third Thursday of June at 18:00
Purpose: “Elke activiteit die verband houdt met het algemene bouwbedrijf, evenals alle…” (deed in French)

Go to Articles of association

Key facts about LUXEMBOURG 42

What is the company number of LUXEMBOURG 42?: 0546.992.995. In Belgium the VAT number is the company number with BE in front: BE 0546.992.995.
Where is LUXEMBOURG 42 based?: The registered office is at Brusselsesteenweg 292, 3090 Overijse.Company details
What does LUXEMBOURG 42 do?: According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of LUXEMBOURG 42?: Private limited company (BV).
When was LUXEMBOURG 42 founded?: On 28-02-2014.
Is LUXEMBOURG 42 still active?: Yes, LUXEMBOURG 42 is an active enterprise in the KBO register.
What is the turnover of LUXEMBOURG 42?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is LUXEMBOURG 42 profitable?: In financial year 2025, LUXEMBOURG 42 made a profit of €6,002.
Where can I find the annual accounts of LUXEMBOURG 42?: LUXEMBOURG 42 filed 11 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of LUXEMBOURG 42 due?: By 31-07-2027, for financial year 2026.Timeline