Result
€111,111 ▼ 66.2%
The result fell in 2025: branch of activity transferred to Jandaco BV.
SMARTIFY
Lifetime
13 annual accounts with figures on one time axispeak €908,395 (2024)
€571,736▼ 37.1%
lowest -€8,042 (2017)
€111,111▼ 66.2%
peak €785,719 (2024)
€752,316▼ 4.3%
€417,933▼ 30.2%
peak 6.8 FTE (2023)
5.9 FTE▼ 11.9%
Board4 names since 2020
1 directorRW-MANAGEMENT
Owners
100%H2H
Documentsfilings and deeds
20-03-2026133 days before the deadline
2025abbreviated format
Gross margin from €908,395 to €571,736Result from €329,080 to €111,111Staff from 6.7 FTE to 5.9 FTEDemerger: Smartify splits off to JANDACO 03-07Demerger proposal: Smartify BV splits off to Jandaco BV 03-04Debts from €598,453 to €417,933
Key points
from the 2025 annual accountsTurnover
≈ €750,000 estimated
The accounts state no turnover.
Liquidity
3.44 was 1.72 in 2024
Short-term debts fell from €595,204 to €340,670.
Filings
13 annual accounts since 2013
Three of the last ten came late. The 2022 accounts came latest: 31 days after the end of the period.
At the same address
22 companies
Restructuring
2025
Branch transferred to Jandaco BV. Contribution on 03-07-2025.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
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Signals
1 signal, which does not raise the risk
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
133 days early
2024
108 days early
2023
33 days early
2022
31 days late
2021
45 days early
2020
12 days late
2019
28 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 35 days before the deadline. In the sector (NACE 64), the median for financial year 2024 was 14 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 May (3 of the last 4 accounts filed within 63 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Demerger: Smartify splits off to JANDACO
Gazette deed
Demerger proposal: Smartify BV splits off to Jandaco BV
Permanent representatives: De Wachter Wendi and Frank Flebus · 186 shares · H2H NV holds 186 shares (100%) · Gazette deed
Company renamed from CURO CONSULT to SMARTIFY
Resignations: H2H (director) and VAN BAELEN Patrick Jean-Baptiste José (director) · Permanent representatives: FLEBUS Frank Maria Emile and DE WACHTER Wendi Maria Hendrik · Appointment: RW-MANAGEMENT (director) · General meeting of 14-12-2021 · Gazette deed
Registered office moved from Diepenbeek to Sint-Niklaas
New registered office: Gentse Baan 66 bus 201 te 9100 Sint-Niklaas · Previous registered office: Demerstraat 6A te 3590 Diepenbeek · Permanent representative: Frank Flebus · General meeting of 01-07-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SMARTIFY Sint-Niklaas | €1.2m | €571,736 | 64.3% | 5.9 |
| Trema Deinze | €0.7m | €478,847 | 37.1% | 6.3 |
| Bricks & Support Bruges | €0.8m | €607,357 | 64.6% | 6.9 |
| BLACKREIT SERVICES Rixensart | €0.8m | €445,402 | -77.2% | 4.6 |
| YELLOW WINDOW Antwerp | €0.9m | €382,270 | 19.5% | 6.6 |
| Rutgeerts – Grauwels Management Lanaken | €0.9m | €484,570 | 12.8% | 4.6 |
| THoCC Mechelen | €1.2m | €906,548 | 12.3% | 6.6 |
These companies have the same main activity as SMARTIFY: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €685,000 and €1.2m, founded between 2010 and 2015.
Official details
Source: KBO- Status
- Active since 09-02-2012Normal situation
- Registered office
- 24 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Activities of holding companiesNACE 64210and 2 others
- Establishment unit
- 2.207.583.7059100 Sint-Niklaas, since 09-02-2012
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €1.2m▼ 15.5%
- Employeeson 31-12-2025
- 6=
- Filing
- Filed on 20-03-2026, 133 days before the end of the filing period
Insights on SMARTIFY
SMARTIFY files the abbreviated format. That format states no turnover. The gross margin rose from €51,874 in 2013 to €571,736 in 2025.
H2H holds all the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SMARTIFY
- What is the company number of SMARTIFY?
- The company number of SMARTIFY is 0843.642.157. The VAT number is the same number with BE in front: BE 0843.642.157.
- Where is SMARTIFY based?
- The registered office is at Gentse Baan 66, 9100 Sint-Niklaas.Company details
- What does SMARTIFY do?
- According to the KBO register, the main activity is activities of holding companies (NACE 64210).
- What is the legal form of SMARTIFY?
- SMARTIFY is a private limited company (BV).
- When was SMARTIFY founded?
- SMARTIFY was founded on 09-02-2012.
- Is SMARTIFY still active?
- Yes, SMARTIFY is an active enterprise in the KBO register.
- How many employees does SMARTIFY have?
- SMARTIFY had an average of 5.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of SMARTIFY?
- The turnover in financial year 2025 is ≈ €750,000. This figure is estimated from the gross margin of €571,736 and 34 comparable companies (NACE 64210). It probably lies between €630,000 and €1.2m.
- Is SMARTIFY profitable?
- In financial year 2025, SMARTIFY made a profit of €111,111.
- Where can I find the annual accounts of SMARTIFY?
- SMARTIFY filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SMARTIFY due?
- SMARTIFY must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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