YELLOW WINDOW is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €170k and a net result of €-147k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 17% of 2377 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 2377 sector peers (2025).
NBB · sector comparisonPosition among 2377 sector peers
Solvency
better than 17%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
42 d early
2023
49 d early
2022
18 d early
2021
29 d late
2020
26 d late
2019
59 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Equity
€170k▲ 0.6%
2024 · €169k
2018: €62k
2019: €96k
2020: €110k
2021: €127k
2022: €172k
2023: €258k
2024: €169k
2018 → 2025
Net result
€-147k▼ 65.3%
2024 · €-89k
2018: €-3k
2019: €35k
2020: €13k
2021: €17k
2022: €65k
2023: €85k
2024: €-89k
2018 → 2025
Total assets
€869k▲ 6.1%
2024 · €819k
2018: €1.22M
2019: €1.20M
2020: €1.19M
2021: €1.40M
2022: €1.43M
2023: €893k
2024: €819k
2018 → 2025
Solvency
19.5%▼ 1.1pp
2024 · 20.6%
2018: 5.1%
2019: 8.0%
2020: 9.3%
2021: 9.1%
2022: 12.1%
2023: 28.8%
2024: 20.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€127k-€172k▲ 35.6%€258k▲ 49.5%€169k▼ 34.4%€170k▲ 0.6%
Operating result€30k-€-77k€114k€-78k€-113k▼ 45.2%
Net result€17k-€65k▲ 277%€85k▲ 30.8%€-89k€-147k▼ 65.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €113k in 2025 against €78k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €869k
Fixed assets
€286k▲ 41.3%
Current assets
€583k▼ 5.4%
Equity and liabilities €869k
Equity
€170k▲ 0.6%
Debt
€699k▲ 7.6%
The debt ratio rises from 79.4% to 80.5%. Equity and debt are higher.
Key figures and ratios
Solvency
19.5%▼
2024 · 20.6%
ROE
-86.4%▼
2024 · -52.6%
ROA
-16.9%▼
2024 · -10.8%
Debt
€699k▲
2024 · €650k
Debt ≤ 1 year
€677k▲
2024 · €406k
Debt > 1 year
€20k▼
2024 · €46k
Income taxes
€2▲
2024 · €0
Staff costs
€470k▲
2024 · €404k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€819k€869k▲
Fixed assets21/28€203k€286k▲
Tangible fixed assets22/27€160k€243k▲
Land and buildings22€122k€222k▲
Plant, machinery and equipment23€27k€11k▼
Furniture and vehicles24€10k€10k▼
Other tangible fixed assets26€439€219▼
Financial fixed assets28€43k€43k=
Current assets29/58€616k€583k▼
Amounts receivable within one year40/41€562k€469k▼
Trade receivables40€458k€384k▼
Other amounts receivable41€104k€86k▼
Cash at bank and in hand54/58€47k€100k▲
Deferred charges and accrued income490/1€7k€13k▲
Equity and liabilities
Total equity and liabilities10/49€819k€869k▲
Equity10/15€169k€170k▲
Contributions10/11€75k€117k▲
Capital10€75k€93k▲
Issued capital100€75k€93k▲
Outside capital11-€23k
Share premium1100/10-€23k
Revaluation surpluses12-€106k
Reserves13€50k€48k▼
Tax-exempt reserves132€50k€48k▼
Profit (loss) carried forward14€44k€-101k▼
Amounts payable17/49€650k€699k▲
Amounts payable after more than one year17€46k€20k▼
Financial debts170/4€46k€20k▼
Amounts payable within one year42/48€406k€677k▲
Current portion of amounts payable after more than one year42€26k€26k▲
Financial debts43€70k€279k▲
Credit institutions430/8€70k€279k▲
Trade debts44€216k€292k▲
Suppliers440/4€216k€292k▲
Taxes, remuneration and social security45€90k€80k▼
Taxes450/3€26k€16k▼
Remuneration and social security454/9€64k€63k▼
Other amounts payable47/48€5k€0▼
Accrued charges and deferred income492/3€198k€2k▼
Income statement
Code20242025
Remuneration, social security and pensions62€404k€470k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€22k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€351k€382k▲
Operating profit (loss)9901€-78k€-113k▼
Financial income75/76B€177€7▼
Recurring financial income75€177€7▼
Financial charges65/66B€11k€34k▲
Recurring financial charges65€11k€34k▲
Profit (loss) for the period before taxes9903€-89k€-147k▼
Income taxes67/77€0€2▲
Profit (loss) for the period9904€-89k€-147k▼
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€-87k€-145k▼
Appropriation of the result
Profit (loss) to be appropriated9906€44k€-101k▼
Profit (loss) brought forward from the previous period14P€131k€44k▼
Social balance
Average headcount (FTE)90875.16.6▲
The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial
Weakest financial yearnet €-147k
Net result drops to €-147k, the lowest in the series.
19-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial
Highest result since 2018net €85k ▲30.8%
Operating result €114k, net result €85k, both a record.
31-12
Financial
Equity above €200kEq €258k ▲49.5%
5 profitable years in a row build equity to €258k.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Equity above €150kEq €172k ▲35.6%
4 profitable years in a row build equity to €172k.
29-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
31-12
Financial
Equity above €100kEq €110k ▲13.9%
2 profitable years in a row build equity to €110k.
28-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 59 days late
2019
31-12
Financial
Back to profitnet €35k
Net result €35k after one loss-making year.
13-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 13 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
04-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
10-11-2023
THE MISSION HOUSE: Resigned as Director
29-01-2021
DE WULF Philip: Resigned as Director
29-01-2021
Maxime Szyf: Resigned as Director
03-10-2019
Parcinvest: Resigned as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Mechelsesteenweg 642018 AntwerpenGround area
3,094 m²
Building footprint
1,135 m²
Volume, LiDAR
35,901 m³
Parcel 11810K1503/00X000, Flanders · tallest building 46.7 m, ±13 floors. Linked by address, not a title deed.
1 establishment unit
YELLOW WINDOW
since 20102.225.196.628
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11810K1503/00X000 | Flanders | 3,094 m² | 1 · 1,135 m² | 46.7 m · 13 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 1,520 EUR awarded · 1,520 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 1,520 EUR | 1,520 EUR |
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
European Union, budget
2021 to 2024 · 7 entries · 1,904,108 EUR in total| Year | Entries | awarded |
|---|---|---|
| 2024 | 1 | 106,646 EUR |
| 2023 | 2 | 392,751 EUR |
| 2022 | 1 | 180,087 EUR |
| 2021 | 3 | 1,224,624 EUR |
Projects
101015990 - RESISTIRE - RESPONDING TO OUTBREAKS THROUGH CO-CREATIVE SUSTAINABLE INCLUSIVE EQUALITY STRATEGIES
101130898 - GENDERSAFE - ADVANCING THE ZERO-TOLERANCE APPROACH TO GENDER-BASED VIOLENCE IN HIGHER EDUCATION AND RESEARCH IN THE EUROPEAN RESEARCH AREA
101036504 - ACCTING - ADVANCING BEHAVIOURAL CHANGE THROUGH AN INCLUSIVE GREEN DEAL
101036504 - ACCTING - ADVANCING BEHAVIOURAL CHANGE THROUGH AN INCLUSIVE GREEN DEAL
101094158 - AGRIGEP - ASSESSMENT AND IMPLEMENTATION OF AGRICULTURE AND LIFE SCIENCE UNIVERSITIES FIRST GENDER EQUALITY PLANS IN WIDENING COUNTRIES
Show 2 more projects
101144379 - DIGIN - DIVERSE, EQUITABLE AND INCLUSIVE MUNICIPAL ORGANIZATIONS
101130898 - GENDERSAFE - ADVANCING THE ZERO-TOLERANCE APPROACH TO GENDER-BASED VIOLENCE IN HIGHER EDUCATION AND RESEARCH IN THE EUROPEAN RESEARCH AREA
European research
15 projects · 5,817,044 EUR EU contributionProgrammes
h2020
HORIZON
Projects
VISTA: Violence in Sport: From Tracking to Action
RESpondIng to outbreaks through co-creaTIve sustainable inclusive equality stRatEgies
AdvanCing behavioural Change Through an INclusive Green deal
Gender-based violence and institutional responses: Building a knowledge base and operational tools to make universities and research organisations safe
Advancing the zero-tolerance approach to gender-based violence in higher education and research in the European Research Area
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Gender Equality Actions in Research Institutions to traNsform Gender ROLES
Researching Equity and Fairness in Lived Experiences and Career Trajectories
A center for Sustainable Agricultural Innovation and Research Careers in Central and Eastern Europe.
Gender Equality Academy
Gender SMART Science Management of Agriculture and life sciences, including Research and Teachning
Supporting the Promotion of Equality in Research and Academia
Gender Equality Network to Develop ERA Communities To activate Inclusive policy coordinatiON with Practical Learning for Uptake and Sustainability 2027
Certification-Award Systems to Promote gender Equality in Research
Gender Equality in Engineering through Communication and Commitment
Assessment and implementation of Agriculture and Life Science Universities’ first Gender Equality Plans in widening countries
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,748. 13,401 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded09-09-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74109Other professional, scientific and technical activities
74140Other specialised design activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.