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YELLOW WINDOW

Active
Public limited companyfounded 201016 yrs activeMechelsesteenweg 64, 2018 Antwerpen, BelgiumKBO/BCE: BE 0829.117.792

YELLOW WINDOW is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €170k and a net result of €-147k. Equity is growing by ~11.1% per year across the filed fiscal years. Its solvency ranks better than 17% of 2384 sector peers (fiscal year 2025). The company has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Four signals. The signal on the left, the evidence on the right.
+raises riskneutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 17% of 2384 sector peers (2025).
NBB · sector comparison
Position among 2384 sector peers
Solvency
better than 17%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
23 d early
2024
42 d early
2023
49 d early
2022
18 d early
2021
29 d late
2020
26 d late
2019
59 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, full schema

Equity
€170k▲ 0.6%
2024 · €169k
2018: €62k 2019: €96k 2020: €110k 2021: €127k 2022: €172k 2023: €258k 2024: €169k
2018 → 2025
Net result
€-147k▼ 65.3%
2024 · €-89k
2018: €-3k 2019: €35k 2020: €13k 2021: €17k 2022: €65k 2023: €85k 2024: €-89k
2018 → 2025
Total assets
€869k▲ 6.1%
2024 · €819k
2018: €1.22M 2019: €1.20M 2020: €1.19M 2021: €1.40M 2022: €1.43M 2023: €893k 2024: €819k
2018 → 2025
Solvency
19.5%▼ 1.1pp
2024 · 20.6%
2018: 5.1% 2019: 8.0% 2020: 9.3% 2021: 9.1% 2022: 12.1% 2023: 28.8% 2024: 20.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€127k-€172k▲ 35.6%€258k▲ 49.5%€169k▼ 34.4%€170k▲ 0.6%
Operating result€30k-€-77k€114k€-78k€-113k▼ 45.2%
Net result€17k-€65k▲ 277%€85k▲ 30.8%€-89k€-147k▼ 65.3%
Result per fiscal year
Operating resultNet result
€-200k€-100k€0€100kOperating result 2021: €30k€30kNet result 2021: €17k€17kOperating result 2022: €-77k€-77kNet result 2022: €65k€65kOperating result 2023: €114k€114kNet result 2023: €85k€85kOperating result 2024: €-78k€-78kNet result 2024: €-89k€-89kOperating result 2025: €-113k€-113kNet result 2025: €-147k€-147k20212022202320242025
The operating result stays negative: a loss of €113k in 2025 against €78k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €869k
Fixed assets €286k▲ 41.3%
Current assets €583k▼ 5.4%
Equity and liabilities €869k
Equity €170k▲ 0.6%
Debt €699k▲ 7.6%
The debt ratio rises from 79.4% to 80.5%: debt grows faster than equity.
Key figures and ratios
2025 value · change against 2024
Solvency
19.5%
2024 · 20.6%
ROE
-86.4%
2024 · -52.6%
ROA
-16.9%
2024 · -10.8%
Debt
€699k
2024 · €650k
Debt ≤ 1 year
€677k
2024 · €406k
Debt > 1 year
€20k
2024 · €46k
Income taxes
€2
2024 · €0
Staff costs
€470k
2024 · €404k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€819k€869k
Fixed assets21/28€203k€286k
Tangible fixed assets22/27€160k€243k
Land and buildings22€122k€222k
Plant, machinery and equipment23€27k€11k
Furniture and vehicles24€10k€10k
Other tangible fixed assets26€439€219
Financial fixed assets28€43k€43k=
Current assets29/58€616k€583k
Amounts receivable within one year40/41€562k€469k
Trade receivables40€458k€384k
Other amounts receivable41€104k€86k
Cash at bank and in hand54/58€47k€100k
Deferred charges and accrued income490/1€7k€13k
Equity and liabilities
Total equity and liabilities10/49€819k€869k
Equity10/15€169k€170k
Contributions10/11€75k€117k
Capital10€75k€93k
Issued capital100€75k€93k
Outside capital11-€23k
Share premium1100/10-€23k
Revaluation surpluses12-€106k
Reserves13€50k€48k
Tax-exempt reserves132€50k€48k
Profit (loss) carried forward14€44k€-101k
Amounts payable17/49€650k€699k
Amounts payable after more than one year17€46k€20k
Financial debts170/4€46k€20k
Amounts payable within one year42/48€406k€677k
Current portion of amounts payable after more than one year42€26k€26k
Financial debts43€70k€279k
Credit institutions430/8€70k€279k
Trade debts44€216k€292k
Suppliers440/4€216k€292k
Taxes, remuneration and social security45€90k€80k
Taxes450/3€26k€16k
Remuneration and social security454/9€64k€63k
Other amounts payable47/48€5k€0
Accrued charges and deferred income492/3€198k€2k
Income statement Code20242025
Remuneration, social security and pensions62€404k€470k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€22k
Other operating charges640/8€2k€3k
Gross operating margin9900€351k€382k
Operating profit (loss)9901€-78k€-113k
Financial income75/76B€177€7
Recurring financial income75€177€7
Financial charges65/66B€11k€34k
Recurring financial charges65€11k€34k
Profit (loss) for the period before taxes9903€-89k€-147k
Income taxes67/77€0€2
Profit (loss) for the period9904€-89k€-147k
Transfer from tax-exempt reserves789€2k€2k=
Profit (loss) for the period to be appropriated9905€-87k€-145k
Appropriation of the result
Profit (loss) to be appropriated9906€44k€-101k
Profit (loss) brought forward from the previous period14P€131k€44k
Social balance
Average headcount (FTE)90875.16.6

The notes to these accounts (22 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
08-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
31-12
Financial Weakest financial yearnet €-147k
Net result drops to €-147k, the lowest in the series.
19-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
12-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-12
Financial Highest result since 2018net €85k ▲30.8%
Operating result €114k, net result €85k, both a record.
31-12
Financial Equity above €200kEq €258k ▲49.5%
5 profitable years in a row build equity to €258k.
13-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial Equity above €150kEq €172k ▲35.6%
4 profitable years in a row build equity to €172k.
29-08
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema · 29 days late
2021
26-08
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema · 26 days late
2020
31-12
Financial Equity above €100kEq €110k ▲13.9%
2 profitable years in a row build equity to €110k.
28-09
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 59 days late
2019
31-12
Financial Back to profitnet €35k
Net result €35k after one loss-making year.
13-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 13 days late
2018
27-08
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 27 days late
2017
04-07
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
no sitting director, no change since 2023
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
10-11-2023 THE MISSION HOUSE: Resigned as Director
29-01-2021 DE WULF Philip: Resigned as Director
29-01-2021 Maxime Szyf: Resigned as Director
03-10-2019 Parcinvest: Resigned as Director
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Mechelsesteenweg 642018 Antwerpen
Ground area
3,094 m²
Building footprint
1,135 m²
Volume, LiDAR
35,901 m³
Parcel 11810K1503/00X000, Flanders · tallest building 46.7 m, ±13 floors. Linked by address, not a title deed.
1 establishment unit
YELLOW WINDOW
Mechelsesteenweg 64, 2018 AntwerpenFinancial service activities, except insurance and pension funding
since 20102.225.196.628
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11810K1503/00X000 Flanders 3,094 m² 1 · 1,135 m² 46.7 m · 13 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 · 1 entry · 1,520 EUR awarded · 1,520 EUR paid
Year Entries awardedpaid
2022 1 1,520 EUR1,520 EUR
Schemes
Vlaamse ondersteuningspremie (VOP) voor werkgevers (uitdovend stelsel)
1 entry · 1,520 EUR · 1,520 EUR paid · Departement Werk en Sociale Economie

European Union, budget

2021 to 2024 · 7 entries · 1,904,108 EUR in total
Year Entries awarded
2024 1 106,646 EUR
2023 2 392,751 EUR
2022 1 180,087 EUR
2021 3 1,224,624 EUR
Projects
101015990 - RESISTIRE - RESPONDING TO OUTBREAKS THROUGH CO-CREATIVE SUSTAINABLE INCLUSIVE EQUALITY STRATEGIES
1.0.11 - Horizon Europe · 01-04-2021 to 30-09-2023 · 678,373 EUR
101130898 - GENDERSAFE - ADVANCING THE ZERO-TOLERANCE APPROACH TO GENDER-BASED VIOLENCE IN HIGHER EDUCATION AND RESEARCH IN THE EUROPEAN RESEARCH AREA
1.0.11 - Horizon Europe · 01-03-2024 to 28-02-2027 · 379,096 EUR
101036504 - ACCTING - ADVANCING BEHAVIOURAL CHANGE THROUGH AN INCLUSIVE GREEN DEAL
1.0.11 - Horizon Europe · 01-02-2022 to 31-05-2025 · 353,447 EUR
101036504 - ACCTING - ADVANCING BEHAVIOURAL CHANGE THROUGH AN INCLUSIVE GREEN DEAL
1.0.11 - Horizon Europe · 01-02-2022 to 31-05-2025 · 192,804 EUR
101094158 - AGRIGEP - ASSESSMENT AND IMPLEMENTATION OF AGRICULTURE AND LIFE SCIENCE UNIVERSITIES FIRST GENDER EQUALITY PLANS IN WIDENING COUNTRIES
1.0.11 - Horizon Europe · 01-01-2023 to 31-12-2025 · 180,087 EUR
Show 2 more projects
101144379 - DIGIN - DIVERSE, EQUITABLE AND INCLUSIVE MUNICIPAL ORGANIZATIONS
2.2.352 - Rights and Values · 01-05-2024 to 30-04-2026 · 106,646 EUR
101130898 - GENDERSAFE - ADVANCING THE ZERO-TOLERANCE APPROACH TO GENDER-BASED VIOLENCE IN HIGHER EDUCATION AND RESEARCH IN THE EUROPEAN RESEARCH AREA
1.0.11 - Horizon Europe · 01-03-2024 to 28-02-2027 · 13,655 EUR

European research

15 projects · 5,817,044 EUR EU contribution
Programmes
h2020
9 entries · 3,465,638 EUR
HORIZON
6 entries · 2,351,406 EUR
Projects
VISTA: Violence in Sport: From Tracking to Action
HORIZON · participant · 01-10-2026 to 30-09-2029 · 765,656 EUR · VISTA
RESpondIng to outbreaks through co-creaTIve sustainable inclusive equality stRatEgies
h2020 · participant · 01-04-2021 to 30-09-2023 · 678,375 EUR · RESISTIRE
AdvanCing behavioural Change Through an INclusive Green deal
h2020 · participant · 01-02-2022 to 31-05-2025 · 546,250 EUR · ACCTING
Gender-based violence and institutional responses: Building a knowledge base and operational tools to make universities and research organisations safe
h2020 · participant · 01-02-2021 to 31-01-2024 · 434,000 EUR · UniSAFE
Advancing the zero-tolerance approach to gender-based violence in higher education and research in the European Research Area
HORIZON · participant · 01-03-2024 to 28-02-2027 · 392,750 EUR · GenderSAFE
Show 10 more projects
Gender Equality Actions in Research Institutions to traNsform Gender ROLES
h2020 · participant · 01-01-2019 to 31-12-2022 · 375,250 EUR · GEARING ROLES
Researching Equity and Fairness in Lived Experiences and Career Trajectories
HORIZON · participant · 01-09-2026 to 31-08-2029 · 366,038 EUR · REFLECT
A center for Sustainable Agricultural Innovation and Research Careers in Central and Eastern Europe.
HORIZON · participant · 01-11-2026 to 31-10-2030 · 357,500 EUR · AgriTalent Excellent
Gender Equality Academy
h2020 · participant · 01-01-2019 to 31-12-2021 · 346,375 EUR · GE Academy
Gender SMART Science Management of Agriculture and life sciences, including Research and Teachning
h2020 · participant · 01-01-2019 to 31-12-2022 · 341,013 EUR · Gender-SMART
Supporting the Promotion of Equality in Research and Academia
h2020 · participant · 01-06-2018 to 31-05-2022 · 310,250 EUR · SUPERA
Gender Equality Network to Develop ERA Communities To activate Inclusive policy coordinatiON with Practical Learning for Uptake and Sustainability 2027
HORIZON · participant · 01-06-2026 to 31-05-2028 · 289,375 EUR · GENDERACTIONplus2027
Certification-Award Systems to Promote gender Equality in Research
h2020 · participant · 01-01-2020 to 31-03-2022 · 248,500 EUR · CASPER
Gender Equality in Engineering through Communication and Commitment
h2020 · participant · 01-05-2017 to 30-04-2021 · 185,625 EUR · GEECCO
Assessment and implementation of Agriculture and Life Science Universities’ first Gender Equality Plans in widening countries
HORIZON · participant · 01-01-2023 to 31-12-2025 · 180,088 EUR · AGRIGEP

Similar companies · same sector, comparable size

Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 13,361 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPublic limited company
Founded09-09-2010
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
74109Other professional, scientific and technical activities
74140Other specialised design activities
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers

Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.