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SMARTIFY

Active Risk: not assessed Private limited companyfounded 2012active for 14 yearsGentse Baan 66, 9100 Sint-NiklaasKBO/BCE: BE 0843.642.157 subsidiary of H2H
SMARTIFY
Financial year 2025
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Annual accounts 2025

abbreviated format, filed on 20-03-2026, 133 days before the deadline
€752,316
▼ 4.3%
€1.2m
▼ 15.5%
€111,111
▼ 66.2%
64.3%
▲ 7.5 percentage points
14.8%
▼ 27.1 percentage points
9.5%
▼ 14.3 percentage points

Turnover and EBIT margin are not published. The abbreviated or micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance sheet

balance sheet total €1.2m on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

64.3%

Higher than 63% of 6,708 companies in 2025.

9.5%

Higher than 69% of 6,673 companies in 2025.

SMARTIFY Middle half of the sector 80% of the sector Abbreviated accounts in financial services (NACE 64)

Net result: middle half · Equity: middle half · Balance sheet total: middle half · Staff: top quarter

Staff

€67,334

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016201520142013
Balance sheet: assets
20/58 1.2m1.4m1.1m1.4m468,234508,174560,795623,504575,758418,351276,510287,181238,368
21/28 0362,500385,782393,542362,500362,500468,325471,929478,713365,315221,880220,352220,953
22/27 -023,28231,042--105,825109,429116,2132,8154,3802,8523,453
22 ------102,883108,935114,986----
24 -023,28231,042--2,9424951,2262,8154,3802,8523,453
28 0362,500362,500362,500362,500362,500362,500362,500362,500362,500217,500217,500217,500
29/58 1.2m1.0m670,960974,173105,734145,67492,470151,57597,04653,03654,63166,82917,415
3 17,02214,10349,067271,434---------
30/36 17,02214,10349,067271,434---------
40/41 375,508362,195305,238498,713344104,30102,2308218213,321-40
40 257,891301,471231,797489,625-103,50002,2308218213,321--
41 117,61660,72473,4429,088344801------40
54/58 776,051644,368316,103204,026105,39041,37492,470148,86793,64450,04450,37665,67617,039
490/1 1,6701,006551---04782,5812,1719331,153336
Balance sheet: equity and liabilities
10/49 1.2m1.4m1.1m1.4m468,234508,174560,795623,504575,758418,351276,510287,181238,368
10/15 752,316785,719456,639430,197205,014201,009120,931102,656102,988111,030102,39288,65838,177
10/11 15,25218,60018,60018,60018,60012,40012,40012,40012,40012,40012,40012,40012,400
100 -----18,60018,60018,60018,60018,60018,60018,60018,600
101 -----6,2006,2006,2006,2006,2006,2006,2006,200
11 ----18,600--------
1109/19 ----18,600--------
13 710,892748,630398,630398,63098,63098,63098,63098,63098,63098,63089,99276,25825,777
130/1 1,5181,8601,8601,8601,8601,860-------
130 -----1,8601,8601,8601,8601,8601,8601,8601,289
1311 1,5181,8601,8601,8601,860--------
133 709,374746,770396,770396,77096,77096,77096,77096,77096,77096,77088,13274,39824,488
14 26,17318,48939,40912,96787,78489,9799,901-8,375-8,042----
17/49 417,933598,453600,102937,518263,220307,165439,863520,849472,770307,321174,119198,523200,191
17 -05,99217,808--144,668154,014320,537206,43684,953111,215140,059
170/4 -05,99217,808--144,668154,014320,537206,43684,953111,215140,059
42/48 340,670595,204590,516901,710263,220307,165286,848360,132149,04799,58688,23686,58160,132
42 05,99211,81511,593--9,34584,91543,24033,62130,10528,84427,908
43 ------175,000175,000-----
430/8 ------175,000175,000-----
44 63,978123,607153,185395,758--3,81119,30028,5241,3542,2891,5401,564
440/4 63,978123,607153,185395,758--3,81119,30028,5241,3542,2891,5401,564
45 236,860212,820180,872150,860-37,80021,62618,15619,88522,49333,26533,70217,574
450/3 191,082166,460130,812119,551-37,80021,62618,15619,88522,49333,26533,70217,574
454/9 45,77846,36150,06031,310---------
47/48 39,832252,784244,643343,498263,220269,36577,06662,76057,39842,11922,57822,49513,086
492/3 77,2633,2493,59418,000--8,3476,7043,1861,299930727-
Income statement
76A 05,12946----------
9900 571,736908,395508,368841,573-1,630133,42153,71022,95417,20734,99062,52188,42851,874
62 397,269444,839450,925506,803---------
630 16,42907,7617,762--7,2826,7847,6412,0822,0381,1791,480
640/8 3,3983,3031,2532,508410-4,8901,2481,9651,6156709923,310
66A 21635125--1571,409--193---
9901 154,424460,21848,305324,500-2,040133,26440,12914,9227,60131,29259,81386,25747,084
75/76B 1,8891,8972,591146-20133917854920
75 1,8891,8972,591146-20133917854920
65/66B 1,3125,8115,9817,81710115,38811,15812,95010,03410,5575,8016,2428,579
65 1,3125,8115,9817,81710115,38811,15812,95010,03410,5575,8016,2428,579
9903 155,000456,30444,915316,829-2,141117,87828,9711,985-2,39420,56054,09780,06438,526
67/77 43,890127,22418,47391,6465537,80010,6952,3175,64811,92123,69729,58312,749
9904 111,111329,08026,442225,183-2,19580,07818,276-333-8,0428,63830,40150,48125,777
9905 111,111329,08026,442225,183-2,19580,07818,276-333-8,0428,63830,40150,48125,777
Appropriation of the result
9906 126,173368,48939,409312,96787,78489,9799,901-8,375-8,0428,63830,40150,48125,777
14P 15,06239,40912,96787,784---------
791/2 ----------16,667--
691/2 100,000350,0000300,000-----8,63830,40150,48125,777
6920 -----------5711,289
6921 100,000350,0000300,000-----8,63830,40149,91024,488
694/7 ----------16,667--
694 ----------16,667--
Social balance sheet
9087 5.96.76.85.6---------
Hours worked1013 10,28911,71711,5648,976---------
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 20 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).

Source: Annual accounts 2025 (PDF), filed on 20-03-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 abbreviated format 20-03-2026 2026-00058039 PDF
31-12-2024 abbreviated format 14-04-2025 2025-00069307 PDF
31-12-2023 abbreviated format 28-06-2024 2024-00178798 PDF
31-12-2022 abbreviated format 31-08-2023 2023-00397215 PDF
30-06-2021 micro format 17-12-2021 2021-80600072 PDF
30-06-2020 micro format 12-02-2021 2021-05300455 PDF
30-06-2019 abbreviated format 28-02-2020 2020-06100469 PDF
30-06-2018 micro format 02-01-2019 2019-00200087 PDF
30-06-2017 micro format 28-12-2017 2017-73300450 PDF
30-06-2016 abbreviated format 22-12-2016 2016-70900046 PDF
30-06-2015 abbreviated format 14-01-2016 2016-01400351 PDF
30-06-2014 abbreviated format 09-12-2014 2014-68800350 PDF
30-06-2013 abbreviated format 14-01-2014 2014-00900348 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016201520142013
16,429-23,282038,804--3,6780121,038145,7113,566578222,433
131,683328,265112,07898,63664,016-51,096-56,39855,22343,600-333-15,30048,637-
64.3%56.8%43.2%31.5%43.8%39.6%21.6%16.5%17.9%26.5%37.0%30.9%16.0%
14.8%41.9%5.8%52.3%-1.1%39.8%15.1%-0.3%-7.8%7.8%29.7%56.9%67.5%
9.5%23.8%2.5%16.5%-0.5%15.8%3.3%-0.1%-1.4%2.1%11.0%17.6%10.8%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Social balance sheet

Item31-12-202531-12-202431-12-202331-12-2022
Employees at the balance-sheet date6676
full-time5576
part-time1100
in full-time equivalents5.95.976
5.96.76.85.6
On a permanent contract6676
Joined-018
Left-102

Source: social balance sheet in the 2022 to 2025 annual accounts

Investments

fixed assets acquired
Item2025202420232022
Tangible fixed assets€16,429--€38,804
€16,429€0€7,761€7,762

Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)

Insights on SMARTIFY

The operating result for 2025 is 66% lower than in 2024.

Debt's share of the balance-sheet total falls from 43.2% to 35.7%. Equity and debt are lower.

Large changes and their cause
  • 2025 Net result -66% on 2024. Partial demerger to Jandaco BV, Official Gazette 03-07-2025.
  • 2023 Net result -88% on 2022. The previous financial year ran 18 months, this one 12.

Next steps

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