SL VINS

Active

Private limited companyfounded 20169 yrs activeRue Haute Marcelle 13, 5000 Namur, BelgiumKBO/BCE: BE 0664.793.755

The computed 12-month bankruptcy probability of SL VINS is 1.9% (moderate). The 2025 annual accounts show equity of €8k and a net result of €6k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 93% of 810 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

74 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency100▲+68

Growth78▲+20

Track record100

Bankruptcy probability, 12 months

1.9% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €500 at 30 days acceptable

Liquidity ample (current ratio 5.8 against 1.06 in 2024; short-term debt: 17.2% and cash: 3.8% of total assets), and 17.2% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 56

Relative position

BE, all sectors

reference

Sector 56

higher

← fewer bankruptcies more bankruptcies →

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Growing equity

Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.

NBB · annual accounts 2025

Equity per financial year

19202122232425

2019 to 2025 · latest year €8k

Filed after the deadline

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 03-02-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 8 filings

Deviation from the deadline

2025

3 d late

2024

27 d late

2023

26 d late

2022

25 d late

2021

12 d late

2020

27 d late

2019

14 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

30-06-2026 close23-09-2026 today31-01-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€6k▼ 60.4%

2024 · €15k

2019: €-5k 2020: €-3k 2021: €-2k 2022: €4k 2023: €-2k 2024: €15k

2019 → 2025

Working capital

€8k▲ 355%

2024 · €2k

2019: €-96k 2020: €20k 2021: €19k 2022: €6k 2023: €4k 2024: €2k

2019 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€2k-€6k▲ 192%€4k▼ 34.8%€2k▼ 40.8%€8k▲ 271%

Operating result€-2k-€4k€-2k€15k€6k▼ 60.0%

Net result€-2k-€4k€-2k€15k€6k▼ 60.4%

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 60% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €10k

82.8%

17.2%

Equity €8k▲ 271%

Debt €2k▼ 94.3%

The debt ratio falls from 93.1% to 17.2%. Equity is higher and debt is lower.

Key figures and ratios

2025 value · change against 2024

Solvency

82.8%▲

2024 · 6.9%

Current ratio

5.80▲

2024 · 1.06

Quick ratio

5.80▲

2024 · 0.63

Debt / equity

0.21▼

2024 · 13.56

ROE

73.0%▼

2024 · 683.4%

ROA

60.5%▲

2024 · 46.9%

Debt

€2k▼

2024 · €29k

Debt ≤ 1 year

€2k▼

2024 · €29k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€31k€10k▼

Fixed assets21/28€394-

Financial fixed assets28€394-

Current assets29/58€31k€10k▼

Stocks and contracts in progress3€12k-

Stocks30/36€12k-

Amounts receivable within one year40/41€16k€9k▼

Trade receivables40€12k-

Other amounts receivable41€5k€9k▲

Cash at bank and in hand54/58€276€363▲

Deferred charges and accrued income490/1€2k-

Equity and liabilities

Total equity and liabilities10/49€31k€10k▼

Equity10/15€2k€8k▲

Contributions10/11€3k€3k=

Profit (loss) carried forward14€-360€5k▲

Amounts payable17/49€29k€2k▼

Amounts payable within one year42/48€29k€2k▼

Trade debts44€11k€549▼

Suppliers440/4€11k€549▼

Taxes, remuneration and social security45-€1k

Taxes450/3-€1k

Other amounts payable47/48€18k-

Income statement Code20242025

Remuneration, social security and pensions62€5k-

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7k€5k▼

Other operating charges640/8€521€3k▲

Gross operating margin9900€28k€14k▼

Operating profit (loss)9901€15k€6k▼

Financial income75/76B-€55

Recurring financial income75-€55

Financial charges65/66B€604€342▼

Recurring financial charges65€604€342▼

Profit (loss) for the period before taxes9903€15k€6k▼

Profit (loss) for the period9904€15k€6k▼

Profit (loss) for the period to be appropriated9905€15k€6k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-360€5k▲

Profit (loss) brought forward from the previous period14P€-15k€-360▲

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 12Financial 4Filings 8

Next filing, fiscal year 2026, expected by 31-01-2027

2026

03-02

NBB filing Annual accounts filed

fiscal year 2025 · full schema · 3 days late

2025

30-06

Financial Liquidity times 5current ratio 5.80

Current ratio from 1.06 to 5.80; short-term debt falls from €29k to €2k.

27-02

NBB filing Annual accounts filed

fiscal year 2024 · micro schema · 27 days late

2024

30-06

Financial Back to profitnet €15k

Net result €15k after one loss-making year.

26-02

NBB filing Annual accounts filed

fiscal year 2023 · micro schema · 26 days late

2023

25-02

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 25 days late

2022

30-06

Financial Back to profitnet €4k

Net result €4k after 3 loss-making years.

12-02

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 12 days late

2021

27-02

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 27 days late

2020

30-06

Financial Liquidity times 53current ratio 11.44

Current ratio from 0.22 to 11.44; short-term debt falls from €122k to €2k.

14-02

NBB filing Annual accounts filed

fiscal year 2019 · micro schema · 14 days late

2019

11-02

NBB filing Annual accounts filed

fiscal year 2018 · micro schema · 11 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

no sitting director, no change since 2025

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

30-06-2025 LIEKO Vincent: Resigned as Director

27-09-2023 LETIER Sylvain: Resigned as Director

Location & real-estate footprint

Registered office, Namur · 1 establishment unit since 2016

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Haute Marcelle 135000 Namur

Ground area

172 m²

Building footprint

63 m²