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CUM QUIBUS

Active
Private limited companyfounded 2016active for 10 yearsRue Hector Trigallez(LEV) 32, 7134 Binche, BelgiumKBO/BCE: BE 0657.879.437
Summary

The annual accounts of CUM QUIBUS for financial year 2025 show a net loss of 59% of total assets. The 2025 annual accounts show equity of €8,156 and a net result of -€7,705. Equity has been growing by about 11% per year since 2019. Its solvency ranks better than 78% of 17,001 sector peers (NACE 56, financial year 2025). The company has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.3% (low).

Overview

Official details

Source: KBO
Status
Active since 30-06-2016 Normal situation
Activity
Full-service restaurants NACE 56111
Joint committee
302 Paritair Comité voor het hotelbedrijf · annual accounts 30-06-2025
Establishment unit
2.255.182.494 7130 Binche, since 12-08-2016
Financial year end
30 June
Peppol
Reachable since 09-12-2025

Board and ownership

Board

Financial position

55 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.3%
Annual accounts to 30-06-2025
Gross margin
€16,535
▼ 34.6%
Turnover
≈ €180,000
estimated
Loss
€7,705
Equity
€8,156
▼ 48.6%
Total assets
€13,002
▼ 45.2%
Employees on 30-06-2025
2
▲ 100%
Score breakdownraises riskCapped at 59: a net loss of at least half of total assets or of the equity at the start of the financial yearSector: Food and beverage service activities (NACE 56)1 change of registered office in 24 monthsLoss of €7,705 (financial year 2025)lowers riskLiquidity: current ratio 1.32, cash €5,468Show the evidence

Checked score

Score 2025
55 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 47% of micro companies in food and beverage service (NACE 56)
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick: 2024
Average
Solvency 88-4
equity 62.7% of total assets
Liquidity 83-3
short-term debt 37.3% · cash 42.1%
Profitability 0-84
return on assets -59.3%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,779 companies, NACE 56, micro)
Last 24 months 12-2024: 1.1% 01-2025: 0.4%▼ -0.7 percentage points vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025lowest value 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.5%▲ +0.1 percentage points vs 09-2025 11-2025: 0.5%● unchanged vs 10-2025 12-2025: 1.0%▲ +0.5 percentage points vs 11-2025 01-2026: 1.1%▲ +0.1 percentage points vs 12-2025 02-2026: 1.1%● unchanged vs 01-2026 03-2026: 1.1%● unchanged vs 02-2026 04-2026: 1.1%● unchanged vs 03-2026 05-2026: 1.1%● unchanged vs 04-2026 06-2026: 1.1%● unchanged vs 05-2026 07-2026: 1.1%● unchanged vs 06-2026 08-2026: 1.1%● unchanged vs 07-2026 09-2026: 1.1%● unchanged vs 08-2026 10-2026: 1.3%▲ +0.2 percentage points vs 09-2026highest value 11-2026: 1.3%● unchanged vs 10-2026highest value
No publishable credit limit, so credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is tight, with a current ratio of 1.32 (1.48 in 2024), below the usual 1.5. Short-term debt is 37.3% and cash 42.1% of total assets. 37.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 78% of them on solvency, 86% on liquidity, 8% on profitability and 15% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
lowers risk · Liquidity: current ratio 1.32, cash €5,468
NBB · annual accounts
raises risk · Loss of €7,705 (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 11-12-2025, 51 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
51 days early
2024
42 days early
2023
23 days early
2022
42 days early
2021
41 days early
2020
41 days early
2019
43 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 40 days before the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 20 December (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end03-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • A director leftlatest change 03-11-2025 · 2 in office 1 left View

Recent changes

  1. · Gazette deed Registered office moved from Morlanwelz to Leval-Trahegnies rue Hector TrigallezNew seat: 7134 Leval-Trahegnies rue Hector Trigallez 32 · Previous seat: RUE MONTOYER 58 A 7140 MORLANWELZ · Resignation: Solito Guiseppe (director)
  2. · Gazette deed Reappointment: SOLITO Guiseppe (director)
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as CUM QUIBUS: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €9,590 and €16,100, founded between 2014 and 2017.

CompanyTotal assetsGross margin
CUM QUIBUS Binche€13,002€16,535
SJ Mons€11,475€15,096
SPRL LES BALKANS STARTER Quaregnon€11,355€21,639
KATSA Brasschaat€10,774€22,261
SL VINS Namur€9,589€13,893
PAS DE CHICHIS Evere€16,064€12,534
TINGLUAN Elsene€11,683€11,165
Full comparison

Key facts about CUM QUIBUS

What is the company number of CUM QUIBUS?
The company number of CUM QUIBUS is 0657.879.437. The VAT number is the same number with BE in front: BE 0657.879.437.
Where is CUM QUIBUS based?
The registered office is at Rue Hector Trigallez(LEV) 32, 7134 Binche.Company details
What does CUM QUIBUS do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of CUM QUIBUS?
The legal form of CUM QUIBUS is Private limited company (BV).
When was CUM QUIBUS founded?
CUM QUIBUS was founded on 30-06-2016.
Is CUM QUIBUS still active?
Yes, CUM QUIBUS is an active enterprise in the KBO register.
How many employees does CUM QUIBUS have?
CUM QUIBUS had an average of 0.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does CUM QUIBUS fall under?
In its 30-06-2025 annual accounts, CUM QUIBUS states joint committee 302 (Paritair Comité voor het hotelbedrijf).
What is the turnover of CUM QUIBUS?
The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €16,535 and 93 comparable companies (NACE 56111). It probably lies between €86,000 and €360,000. It is a rough estimate.
Is CUM QUIBUS profitable?
In financial year 2025, CUM QUIBUS made a loss of €7,705.
Where can I find the annual accounts of CUM QUIBUS?
CUM QUIBUS filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CUM QUIBUS due?
CUM QUIBUS must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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