Debts
€40,042 85% of the balance sheet
Suppliers 18%Taxes and wages 14%Other 68%
SKYIMMO-CONSTRUCT
Overview
Lifetime
1 annual account with figurespeak €15,144 (2025)
€15,144
peak €3,866 (2025)
€3,866
peak €6,866 (2025)
€6,866
€40,042
Board1 name since 2025
1 directorBOUTGAYOUT Ismaïl
Documentsfilings and deeds
31-08-202631 days late
2025micro format
Incorporation 03-101 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsAt the same address
954 companies
Position in the sector
€6,866
Less equity than 85% of companies in architecture and engineering. Sector median €63,879 · 11,799 companies.
2025 accounts filed 31 days after the deadline
Checked score
80
Excellent
Financially stronger than 17% of micro companies in architecture and engineering (NACE 71)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 14,828 companies (NACE 71, micro).
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Financial strengthWeak
Score breakdown
raises risk
Founded in 2025
Last filed accounts filed 31 days late; 1 of the last 3 accounts late
lowers risk
Sector: Architectural and engineering activities; technical testing and analysis (NACE 71)
Size: total assets €46,909
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 71, micro). It does better than 18% of them on solvency, 7% on liquidity and 24% on profitability.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,390 companies had the same profile as SKYIMMO-CONSTRUCT has now. Each dot stands for 6 companies, two years later.
96.6%
were still trading
2.0%
stopped another way
1.2%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SKYIMMO-CONSTRUCT itself: 0.4% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,390 companies, not a prediction for SKYIMMO-CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.17, below the usual 1.5. Short-term debt is 85.4% and cash 12.2% of total assets. 85.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises risk
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 11794 sector peers (2025).
NBB · sector comparisonPosition among 11794 sector peers
Solvency
better than 18%
← weakest
strongest →
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1028428246
Incorporation
Founding capital of €3,000, 100 shares · Founder: BOUTGAYOUT Ismaïl · Appointment: BOUTGAYOUT Ismaïl (director) · published on 03-10-2025 · Gazette deed
First establishment
Rue de l'Yser 1, Ans
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SKYIMMO-CONSTRUCT Kraainem | €46,909 | €15,144 | 14.6% | - |
| H-BUILD Antwerp | €47,425 | €14,584 | 34.0% | - |
| MG&S Consulting Zonhoven | €43,808 | €14,304 | 32.1% | - |
| Choupisson Engineering La Bruyère | €44,538 | €12,859 | 22.3% | - |
| LEFORT-BRASSEUR Genappe | €43,138 | €15,990 | 27.4% | - |
| Studiebureau Lyssens Oud-Heverlee | €47,358 | €13,052 | 11.8% | - |
| SMD consulting Dilbeek | €33,553 | €20,318 | 53.1% | - |
These companies have the same main activity as SKYIMMO-CONSTRUCT: engineering and related technical consultancy, excluding land surveyors (NACE 71121). They are comparable in size and age: total assets between €33,600 and €47,400, founded in 2025.
Official details
Source: KBO- Status
- Active since 01-10-2025Normal situation
- Registered office
- 956 active companies are registered at this address95 started in the 12 months before. Source: KBO register, as of 10 November 2026.
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121and 4 others
- Establishment unit
- 2.379.393.7664430 Ans, since 01-10-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 19-12-2025
Annual accounts 2025
- €15,144
- ≈ €68,000estimated
- €3,866
- €6,866
- €46,909
- ≈ 0.3 FTEestimated
- Filing
- Filed on 31-08-2026
Insights on SKYIMMO-CONSTRUCT
SKYIMMO-CONSTRUCT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,866 and a net result of €3,866.
Its solvency ranks better than 18% of 11,794 sector peers (NACE 71, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 31-08-2026, 31 days late€15,144
€5,168
€3,866
€6,866
14.6%
1.17
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €68,000. Estimated: probably between €47,000 and €130,000.
Balance sheet
balance sheet total €46,909 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
14.6%
Higher than 18% of 11,794 companies in 2025.
1.17
Higher than 27% of 11,521 companies in 2025.
8.2%
Higher than 42% of 11,605 companies in 2025.
SKYIMMO-CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in architecture and engineering (NACE 71)
Net result: middle half · Equity: bottom quarter · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
46,909 | |
29/58 |
46,909 | |
3 |
40,000 | |
37 |
40,000 | |
40/41 |
1,180 | |
41 |
1,180 | |
54/58 |
5,729 | |
| Balance sheet: equity and liabilities | ||
10/49 |
46,909 | |
10/15 |
6,866 | |
10/11 |
3,000 | |
14 |
3,866 | |
17/49 |
40,042 | |
42/48 |
40,042 | |
44 |
7,130 | |
440/4 |
7,130 | |
46 |
12,455 | |
45 |
5,526 | |
450/3 |
1,289 | |
454/9 |
4,237 | |
47/48 |
14,932 | |
| Income statement | ||
9900 |
15,144 | |
62 |
9,976 | |
9901 |
5,168 | |
65/66B |
13 | |
65 |
13 | |
9903 |
5,155 | |
67/77 |
1,289 | |
9904 |
3,866 | |
9905 |
3,866 | |
| Appropriation of the result | ||
9906 |
3,866 | |
| Document | ||
The notes to these accounts have 1 item. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 31-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 31 days after the deadline. Filed on 31 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00507165.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | micro format | 31-08-2026 | 2026-00507165 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 6,866 | ||
| 14.6% | ||
| 1.17 | ||
| 0.17 | ||
| 5.83 | ||
| 56.3% | ||
| 8.2% |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Insights on SKYIMMO-CONSTRUCT
Debt's share of the balance-sheet total is 85.4%.
Board & ownership
Board
1 director, since incorporationDirector (not named in the articles)
appointed by deed of 03-10-2025
term without a fixed end
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Artikel 14. Vertegenwoordigingsbevoegdheid Behoudens eventuele beperkingen zoals vermeld in artikel 13, mag iedere bestuurder de…”deed of 03-10-2025
Mandates through the years
1 name, the dashed line is todayBOUTGAYOUT Ismaïl
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- BOUTGAYOUT Ismaïl
- Director (not named in the articles), appointed by deed of 03-10-2025, still in office
Control
Capital
- Contribution
- €3,000
- Shares
- 100
- Contribution per share
- €30
- Equity per share
- €68.66 in 2025
- Source
- deed of 03-10-2025
Articles of association
deed of 03-10-2025 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director
- Kind of sharesThe articles set which classes of shares exist and what rights each class carries.
- 100 shares“Op naam, aandeelhouders mogen kennis nemen van register betreffende hun effecten”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of May at 18:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 03-10-2025 ↗
- BOUTGAYOUT Ismaïl 100 shares (100%) · €3,000 in cash
Network & group
No group
SKYIMMO-CONSTRUCT has no parent and no holdings in its annual accounts. BOUTGAYOUT Ismaïl is the only director. SKYIMMO-CONSTRUCT shares no director with another company.
At the same address
Steenweg op Mechelen 455, 1950 Kraainem · 955 other companies| EFFICY
registered office since 13-03-2006 · founded in 2005 |
74 FTE (2025) 0875.895.449 |
| VERISURE
establishment since 15-11-2021 · founded in 1997 · group Verisure Midholding AB |
201 FTE (2025) 0459.866.904 |
| Efficy HoldCo
registered office since 16-10-2025 · founded in 2025 · group EFFICY |
total assets €124.5m (2025) 1029.273.829 |
| INFORMEX
registered office since 31-01-1983 · founded in 1983 |
12 FTE (2025) 0423.709.559 |
| NOVASOL
registered office since 13-06-1997 · founded in 1997 · group EGREGORA · accounts filed late |
13 FTE (2024) 0460.802.557 |
| Verzekeringskantoor Van Dessel
establishment since 01-04-2018 · founded in 1991 |
164 FTE (2025) 0446.433.491 |
| VERISURE SECURITY
establishment since 15-11-2021 · founded in 2005 · group Verisure Midholding AB |
390 FTE (2025) 0877.035.396 |
| Efficy Finco
registered office since 23-07-2025 · founded in 2025 · negative equity (2025) · group EFFICY |
total assets €30.0m (2025) 1025.813.503 |
| CENTER FOR CREATIVE LEADERSHIP
establishment since 27-07-1990 · founded in 1990 |
80 FTE (2019) 0544.219.785 |
| PerkinElmer (Belgium)
registered office since 18-10-2022 · founded in 2022 · accounts filed late |
32 FTE (2024) 0792.588.483 |
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBmicro format · 31 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1028428246
IncorporationFounding capital of €3,000, 100 shares · Founder: BOUTGAYOUT Ismaïl · Appointment: BOUTGAYOUT Ismaïl (director) · published on 03-10-20256 points ▸
- Founder, BOUTGAYOUT Ismaïl
- Founding capital, €3,000, 100 shares
- Registered office clause, Steenweg op Mechelen 455, 1950 Kraainem
- Board rule, 1
- Director appointment, BOUTGAYOUT Ismaïl (director (not named in the articles))
- Power of attorney, BOUTGAYOUT Ismaïl
- The deed holds 4 more points.
First establishment Rue de l'Yser 1, Ans
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1028.428.246
- VAT number
- BE 1028.428.246
- Peppol ID
- 0208:1028428246
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 01-10-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Third Thursday of May at 18:00deed of 03-10-2025 (in Dutch)
- General meeting ruleThe articles set who calls the general meeting, who may attend and how it decides.
- “De eerbiediging van de voorwaarden die zijn bepaald door de wet, deze statuten en het intern reglement te controleren en vast te stellen of…”“De obligatiehouders kunnen op afstand deelnemen aan de algemene vergadering van obligatiehouders door middel van een door de vennootschap…”deed of 03-10-2025 (in Dutch)
- Peppol
- Reachable since 19-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- SKYIMMO-CONSTRUCT in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 03-10-2025 (in Dutch)
Activities
NACEBEL 2025VAT activities
71121
Engineering and related technical consultancy, excluding land surveyors main activity
Social security (RSZ) activities
43990
Other specialised construction activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Ondersteunende diensten met betrekking tot gebouwen; Organisatie, planning en supervisie van de werkzaamheden die door verschillende…”deed of 03-10-2025 (in Dutch)
4 activities
- Ondersteunende diensten met betrekking tot gebouwen
- Organisatie, planning en supervisie van de werkzaamheden die door verschillende partijen worden uitgevoerd
- Alle activiteiten die doorgaans onder de verantwoordelijkheid van een algemeen bouwbedrijf vallen, alle werkzaamheden met betrekking tot de bouw, renovatie en inrichting van alle soorten gebouwen, alle activiteiten met betrekking tot interieurdecoratie, de import en export van alle bouwmaterialen en alle goederen, ongeacht de aard ervan, in het groot of in het klein
- Bedrijfsadvies en ander managementadvies
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Steenweg op Mechelen 455 registered office 1950 Kraainem | ||
| Rue de l'Yser 1 4430 Ans | 01-10-2025 | 2.379.393.766 |
Buildings and parcels at the addresses
- Ground area
- 1.1 ha
- Buildings
- 953 m²
- Volume, LiDAR
- 34,616 m³
- Tallest building
- 42.8 m
Buildings to scale, each on its own parcel
Parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 22002C0073/00N009 | Flanders | 1.1 ha | 1 · 865 m² | 42.8 m · 14 |
| 62332B0166/00B002 | Wallonia | 167 m² | 1 · 88 m² | 9.1 m · 2 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1028.428.246