Financials
- Fiscal year
- 2025
- Total assets
- €33,553
- Profit
- €15,804
- Solvency
- 53.1%
SMD consulting
ActiveSummary
SMD consulting has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,804 and a net result of €15,804. Its solvency ranks better than 49% of 11607 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Engineering and related technical consultancy, excluding land surveyors
NACE 71121
1 site
Size
€33,553total assets 2025
- Equity
- €17,804
- Profit
- €15,804
Turnover not published (abridged schema)
Structure
Accounts on time0 of 1 deed read
Why 95- Founded in 2025+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ Liquidity: current ratio 2.21, cash €9,125+ Figures for FY 2025 (filed 30-04-2026)Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 63% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
78
equity 53.1% of total assets
Liquidity
62
short-term debt 45.2% · cash 27.2%
Profitability
100
return on assets 47.1%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
06-2026: 0.5%
07-2026: 0.5%● 0.0% vs 06-2026
08-2026: 0.5%▲ +2.1% vs 07-2026
09-2026: 0.5%▲ +3.4% vs 08-2026highest value
10-2026: 0.1%▼ -86.4% vs 09-2026lowest value
- Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
- Liquidity: current ratio 2.21, cash €9,125 lowers the probability
- Figures for FY 2025 (filed 30-04-2026) lowers the probability
- Founded in 2025 raises the probability for this profile
Credit up to €1,500 at 30 days acceptable
Liquidity ample (current ratio 2.21; short-term debt: 45.2% and cash: 27.2% of total assets), and 46.9% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 51%, liquidity 49%, profitability 88%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 06-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
on the day
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 30-04-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121
- Founded
- 28-05-2025
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
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