Financials
- Fiscal year
- 2025
- Turnover
- €45,440
- Profit
- €11,118
- Solvency
- 34.0%
H-BUILD
ActiveSummary
H-BUILD has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €16,118 and a net result of €11,118. Its solvency ranks better than 32% of 11099 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
Activity
Engineering and related technical consultancy, excluding land surveyors
NACE 71121
1 site
Size
€45,440turnover 2025
- Equity
- €16,118
- Profit
- €11,118
Structure
Accounts 17 d early0 of 1 deed read
Why 94- Founded in 2025+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ Liquidity: current ratio 1.49, cash €32,585+ Figures for FY 2025 (filed 14-07-2026)Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Better than 53% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
59
equity 34.0% of total assets
Liquidity
65
short-term debt 66.0% · cash 68.7%
Profitability
99
return on assets 23.4%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
08-2026: 0.1%lowest value
09-2026: 0.1%▲ +2.5% vs 08-2026highest value
10-2026: 0.1%● 0.0% vs 09-2026highest value
- Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
- Liquidity: current ratio 1.49, cash €32,585 lowers the probability
- Founded in 2025 raises the probability for this profile
- Figures for FY 2025 (filed 14-07-2026) lowers the probability
Credit up to €1,500 at 30 days acceptable
Liquidity tight (current ratio 1.49; short-term debt: 66% and cash: 68.7% of total assets), and 66% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 33%, liquidity 53%, profitability 75%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
17 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 14-07-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Engineering and related technical consultancy, excluding land surveyorsNACE 71121
- Founded
- 16-07-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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