SIVIT
ActiveSummary
SIVIT has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €73,112 and a net result of €13,197. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 88% of 20780 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability89▼-3
Solvency100▲+54
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days only on tighter terms
Liquidity ample (current ratio 8.07 against 1.27 in 2023; short-term debt: 9.7% and cash: 58.7% of total assets), and 9.7% of the assets are financed with debt.
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Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 31-12-2025, 153 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 6 filingsDeviation from the deadline
2025
not confirmed
2024
153 d late
2023
1 d early
2022
304 d late
2021
30 d late
2020
33 d late
2019
24 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 91 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€73,112▲ 22.0%
2023 · €59,915
Total assets
€80,953▼ 71.0%
2023 · €278,698
Net result
€13,197▼ 74.8%
2023 · €52,448
Working capital
€55,402▼ 7.4%
2023 · €59,809
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Operating result€63,486▲ 119%€77,046▲ 21.4%€64,805▼ 15.9%€66,754▲ 3.0%€19,023▼ 71.5%
Net result€50,619above the sector's middle half▲ 149%€61,626above the sector's middle half▲ 21.7%€50,860above the sector's middle half▼ 17.5%€52,448above the sector's middle half▲ 3.1%€13,197within the sector's middle half▼ 74.8%
Equity€74,980within the sector's middle half▲ 208%€136,607within the sector's middle half▲ 82.2%€187,467above the sector's middle half▲ 37.2%€59,915within the sector's middle half▼ 68.0%€73,112within the sector's middle half▲ 22.0%
Total assets€104,754within the sector's middle half▲ 128%€158,152within the sector's middle half▲ 51.0%€229,462within the sector's middle half▲ 45.1%€278,698above the sector's middle half▲ 21.5%€80,953within the sector's middle half▼ 71.0%
Debt€29,774▲ 37.8%€21,545▼ 27.6%€41,995▲ 94.9%€218,783▲ 421%€7,841▼ 96.4%
Working capital€74,950within the sector's middle half▲ 208%€136,292above the sector's middle half▲ 81.8%€187,256above the sector's middle half▲ 37.4%€59,809within the sector's middle half▼ 68.1%€55,402within the sector's middle half▼ 7.4%
Solvency71.6%within the sector's middle half▲ 18.6pp86.4%above the sector's middle half▲ 14.8pp81.7%above the sector's middle half▼ 4.7pp21.5%below the sector's middle half▼ 60.2pp90.3%above the sector's middle half▲ 68.8pp
Current ratio3.52within the sector's middle half▲ 1.397.33above the sector's middle half▲ 3.815.46above the sector's middle half▼ 1.871.27below the sector's middle half▼ 4.198.07above the sector's middle half▲ 6.79
Return on assets (ROA)48.3%above the sector's middle half▲ 4.0pp39.0%above the sector's middle half▼ 9.4pp22.2%within the sector's middle half▼ 16.8pp18.8%within the sector's middle half▼ 3.3pp16.3%within the sector's middle half▼ 2.5pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 72% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €80,953
Fixed assets
€17,710 ▲ 16,584%
Current assets
€63,243 ▼ 77.3%
Equity and liabilities €80,953
Equity
€73,112 ▲ 22.0%
Debt
€7,841 ▼ 96.4%
Debt's share of the balance-sheet total falls from 78.5% to 9.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€22,869▼
2023 · €66,859
Cash flow
€17,043▼
2023 · €52,552
Debt to equity
0.11▼
2023 · 3.65
ROE
18.1%▼
2023 · 87.5%
Interest coverage
185.18▼
2023 · 968.96
Debt ≤ 1 year
€7,841▼
2023 · €218,783
Income taxes
€5,703▼
2023 · €14,237
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 95% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
1.6%
went bankrupt
3.4%
stopped otherwise
95%
still going
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €28 | €104 | €104 | €3,846 | ▲ 3,582% |
| Other operating charges640/8 | - | - | - | - | €639 | - |
| Gross operating margin9900 | €63,486 | €77,075 | €64,909 | €66,859 | €23,508 | ▼ 64.8% |
| Operating profit (loss)9901 | €63,486 | €77,046 | €64,805 | €66,754 | €19,023 | ▼ 71.5% |
| Financial income75/76B | - | €138 | - | - | - | - |
| Recurring financial income75 | - | €138 | - | - | - | - |
| Financial charges65/66B | - | €161 | €133 | €69 | €124 | ▲ 79.0% |
| Recurring financial charges65 | €212 | €161 | €133 | €69 | €124 | ▲ 79.0% |
| Profit (loss) for the period before taxes9903 | €63,274 | €77,023 | €64,671 | €66,685 | €18,900 | ▼ 71.7% |
| Income taxes67/77 | €12,656 | €15,396 | €13,811 | €14,237 | €5,703 | ▼ 59.9% |
| Profit (loss) for the period9904 | €50,619 | €61,626 | €50,860 | €52,448 | €13,197 | ▼ 74.8% |
| Profit (loss) for the period to be appropriated9905 | €50,619 | €61,626 | €50,860 | €52,448 | €13,197 | ▼ 74.8% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €104,754 | €158,152 | €229,462 | €278,698 | €80,953 | ▼ 71.0% |
| Fixed assets21/28 | €30 | €315 | €211 | €106 | €17,710 | ▲ 16,584% |
| Tangible fixed assets22/27 | - | €285 | €181 | €76 | €17,680 | ▲ 23,117% |
| Furniture and vehicles24 | - | €285 | €181 | €76 | €17,680 | ▲ 23,117% |
| Financial fixed assets28 | €30 | €30 | €30 | €30 | €30 | = |
| Current assets29/58 | €104,724 | €157,837 | €229,251 | €278,592 | €63,243 | ▼ 77.3% |
| Amounts receivable within one year40/41 | €7,700 | €13,019 | - | €6,655 | €14,915 | ▲ 124% |
| Trade receivables40 | - | €12,650 | - | €6,655 | €7,986 | ▲ 20.0% |
| Other amounts receivable41 | - | €369 | - | - | €6,929 | - |
| Cash at bank and in hand54/58 | €97,024 | €144,818 | €229,251 | €271,937 | €47,554 | ▼ 82.5% |
| Deferred charges and accrued income490/1 | - | - | - | - | €774 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €104,754 | €158,152 | €229,462 | €278,698 | €80,953 | ▼ 71.0% |
| Equity10/15 | €74,980 | €136,607 | €187,467 | €59,915 | €73,112 | ▲ 22.0% |
| Contributions10/11 | - | €4,000 | €4,000 | €4,000 | €4,000 | = |
| Profit (loss) carried forward14 | €70,980 | €132,607 | €183,467 | €55,915 | €69,112 | ▲ 23.6% |
| Amounts payable17/49 | €29,774 | €21,545 | €41,995 | €218,783 | €7,841 | ▼ 96.4% |
| Amounts payable within one year42/48 | €29,774 | €21,545 | €41,995 | €218,783 | €7,841 | ▼ 96.4% |
| Trade debts44 | €359 | - | €880 | €926 | €359 | ▼ 61.2% |
| Suppliers440/4 | - | - | €880 | €926 | €359 | ▼ 61.2% |
| Taxes, remuneration and social security45 | - | €21,545 | €39,842 | €37,151 | €5,997 | ▼ 83.9% |
| Taxes450/3 | - | €21,545 | €36,846 | €34,104 | €5,997 | ▼ 82.4% |
| Remuneration and social security454/9 | - | - | €2,996 | €3,047 | - | - |
| Other amounts payable47/48 | - | - | €1,273 | €180,706 | €1,485 | ▼ 99.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €50,619 | €61,626 | €50,860 | €52,448 | €13,197 | ▼ 74.8% |
| + Depreciation and write-downs630 | - | €28 | €104 | €104 | €3,846 | ▲ 3,582% |
| Operating cash flow (approximation) | €50,619 | €61,655 | €50,965 | €52,552 | €17,043 | ▼ 67.6% |
| Investment in fixed assets (approximation) | - | -€313 | €0 | €0 | -€21,450 | - |
| Change in cash | - | €47,794 | €84,433 | €42,685 | -€224,383 | ▼ 626% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
31-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 153 days late
2024
31-12
Financial
Weakest financial yearnet €13,197 ▼74.8%
Net result drops to €13,197, the lowest in the series.
31-12
Financial
Liquidity times 6current ratio 8.07
Current ratio from 1.27 to 8.07; short-term debt falls from €218,783 to €7,841.
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 304 days late
2022
31-12
Financial
Equity above €150,000Eq €187,467 ▲37.2%
4 profitable years in a row build equity to €187,467.
30-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 30 days late
2021
31-12
Financial
Highest result since 2019net €61,626 ▲21.7%
Operating result €77,046, net result €61,626, both a record.
31-12
Financial
Liquidity doublescurrent ratio 7.33
Current ratio from 3.52 to 7.33; short-term debt falls from €29,774 to €21,545.
31-12
Financial
Equity above €100,000Eq €136,607 ▲82.2%
3 profitable years in a row build equity to €136,607.
02-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 33 days late
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 24 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Sint-Pieters-Woluwe
Ground area
7,086 m²
Building footprint
964 m²
Volume, LiDAR
27,527 m³
Parcel 21684B0065/00R023, Brussels · tallest building 33.1 m, ±9 floors. Linked by address, not a title deed.
6
companies at this address
See who is registered here
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21684B0065/00R023 | Brussels | 7,086 m² | 1 · 964 m² | 33.1 m · 9 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,996 companies in this sector we hold annual accounts for 18,400. 15,549 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded16-07-2019
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0730758903
Also
9925:BE0730758903
Registered
03-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.