CRIOS Conseil
ActiveSummary
CRIOS Conseil has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7k and a net result of €37k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 11% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency30▼-68
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.9%
Return on assets
26.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 17043 sector peers (2025).
NBB · sector comparisonPosition among 17043 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
56 d early
2024
22 d late
2023
28 d late
2022
27 d late
2021
25 d late
2020
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€7k▼ 92.3%
2024 · €90k
2020: €421
2021: €53k
2022: €51k
2023: €49k
2024: €90k
2020 → 2025
Total assets
€141k▲ 14.1%
2024 · €124k
2020: €38k
2021: €81k
2022: €74k
2023: €67k
2024: €124k
2020 → 2025
Net result
€37k▼ 9.4%
2024 · €41k
2020: €-1k
2021: €53k
2022: €-6k
2023: €-572
2024: €41k
2020 → 2025
Working capital
€37k▼ 50.4%
2024 · €75k
2020: €-1k
2021: €45k
2022: €31k
2023: €39k
2024: €75k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€51k▼ 4.9%€49k▼ 2.7%€90k▲ 81.6%€7k▼ 92.3%
Operating result€69k-€-1k€2k€54k▲ 3,269%€52k▼ 5.1%
Net result€53k-€-6k€-572▲ 90.8%€41k€37k▼ 9.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 5% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141k
Fixed assets
€23k ▲ 48.2%
Current assets
€118k ▲ 9.2%
Equity and liabilities €141k
Equity
€7k ▼ 92.3%
Provisions
€293 ▼ 40.6%
Debt
€134k ▲ 302%
Debt's share of the balance-sheet total rises from 27.0% to 94.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€57k▼
2024 · €58k
Cash flow
€43k▼
2024 · €45k
Current ratio
1.46▼
2024 · 3.27
Debt to equity
19.29▲
2024 · 0.37
ROE
537.4%▲
2024 · 45.8%
ROA
26.4%▼
2024 · 33.3%
Interest coverage
17.86▼
2024 · 129.19
Debt ≤ 1 year
€81k▲
2024 · €33k
Debt > 1 year
€50k
Income taxes
€12k▼
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€124k€141k▲
Fixed assets21/28€16k€23k▲
Intangible fixed assets21€5k€3k▼
Tangible fixed assets22/27€10k€19k▲
Land and buildings22€4k€4k▲
Furniture and vehicles24€6k€15k▲
Financial fixed assets28€865€865=
Current assets29/58€108k€118k▲
Amounts receivable within one year40/41€47k€4k▼
Trade receivables40€38k€0▼
Other amounts receivable41€9k€4k▼
Current investments50/53€6k€6k=
Cash at bank and in hand54/58€53k€108k▲
Deferred charges and accrued income490/1€2k€0▼
Equity and liabilities
Total equity and liabilities10/49€124k€141k▲
Equity10/15€90k€7k▼
Contributions10/11€2k€2k=
Profit (loss) carried forward14€86k€4k▼
Investment grants15€2k€1k▼
Provisions and deferred taxes16€493€293▼
Deferred taxes168€493€293▼
Amounts payable17/49€33k€134k▲
Amounts payable after more than one year17-€50k
Financial debts170/4-€50k
Amounts payable within one year42/48€33k€81k▲
Trade debts44€9k€2k▼
Suppliers440/4€9k€2k▼
Taxes, remuneration and social security45€19k€7k▼
Taxes450/3€18k€7k▼
Remuneration and social security454/9€833€0▼
Other amounts payable47/48€5k€71k▲
Accrued charges and deferred income492/3€343€3k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€6k▲
Other operating charges640/8€1k€1k▲
Gross operating margin9900€59k€59k▼
Operating profit (loss)9901€54k€52k▼
Financial income75/76B€1k€861▼
Recurring financial income75€1k€861▼
Financial charges65/66B€451€3k▲
Recurring financial charges65€451€3k▲
Profit (loss) for the period before taxes9903€55k€49k▼
Transfer from deferred taxes780€200€200=
Income taxes67/77€14k€12k▼
Profit (loss) for the period9904€41k€37k▼
Profit (loss) for the period to be appropriated9905€41k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€124k▲
Profit (loss) brought forward from the previous period14P€45k€86k▲
Profit to be distributed694/7-€119k
Return on contributions (dividend)694-€119k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
05-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
22-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
31-12
Financial
Back to profitnet €41k
Net result €41k after 2 loss-making years.
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
27-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 27 days late
2022
31-12
Financial
Weakest financial yearnet €-6k ▼112%
Net result drops to €-6k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 25 days late
2021
31-12
Financial
Back to profitnet €53k
Net result €53k after one loss-making year.
31-12
Financial
Liquidity triplescurrent ratio 2.63
Current ratio from 0.97 to 2.63; short-term debt falls from €38k to €28k.
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Diamantlaan 511030 SchaarbeekGround area
148 m²
Building footprint
85 m²
Volume, LiDAR
879 m³
Parcel 21905C0072/00C003, Brussels · tallest building 13.7 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
CRIOS
since 20202.299.882.965
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21905C0072/00C003 | Brussels | 148 m² | 1 · 85 m² | 13.7 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
984500D06E6640B4B016
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Of 29,996 companies in sector 62200 we hold annual accounts for 18,393. 7,613 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-02-2020
Fiscal year end31-12
Activities, NACEBEL 2025
62200Computer consultancy and computer facilities management
46190Agents in non-specialised wholesale trade
68201Renting and operating of own or leased residential real estate, excluding social housing
90111Literary creation
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:claudeantoine.zarate@gmail.com
Phone:+32487163763