PRAELUDE
ActivePRAELUDE has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2k and a net result of €35k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 10% of 17007 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency27▼-60
Growth58▼-20
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
1.6%
Return on assets
28.6%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 10% of 17007 sector peers (2025).
NBB · sector comparisonPosition among 17007 sector peers
Solvency
better than 10%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-06-2026, 57 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
57 d early
2024
31 d early
2023
11 d early
2022
60 d early
2021
51 d early
2020
5 d early
2019
68 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€2k▼ 97.5%
2024 · €79k
2018: €11k
2019: €41k
2020: €98k
2021: €20k
2022: €29k
2023: €31k
2024: €79k
2018 → 2025
Total assets
€123k▼ 3.5%
2024 · €128k
2018: €35k
2019: €60k
2020: €109k
2021: €210k
2022: €145k
2023: €112k
2024: €128k
2018 → 2025
Net result
€35k▼ 26.1%
2024 · €48k
2018: €5k
2019: €30k
2020: €56k
2021: €61k
2022: €79k
2023: €49k
2024: €48k
2018 → 2025
Working capital
€-34k
2024 · €44k
2018: €537
2019: €26k
2020: €85k
2021: €14k
2022: €29k
2023: €31k
2024: €44k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€29k▲ 43.5%€31k▲ 6.7%€79k▲ 153%€2k▼ 97.5%
Operating result€80k-€103k▲ 27.8%€63k▼ 38.3%€62k▼ 2.2%€48k▼ 22.9%
Net result€61k-€79k▲ 29.8%€49k▼ 38.5%€48k▼ 1.6%€35k▼ 26.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 23% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €123k
Fixed assets
€36k▲ 3.0%
Current assets
€88k▼ 5.9%
Equity and liabilities €123k
Equity
€2k▼ 97.5%
Debt
€121k▲ 149%
The debt ratio rises from 38.1% to 98.4%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€62k▼
2024 · €73k
Cash flow
€50k▼
2024 · €58k
Solvency
1.6%▼
2024 · 61.9%
Current ratio
0.72▼
2024 · 1.91
Quick ratio
0.72▼
2024 · 1.91
Debt / equity
60.71▲
2024 · 0.62
ROA
28.6%▼
2024 · 37.4%
Interest coverage
624.49▼
2024 · 726.25
Debt
€121k▲
2024 · €49k
Debt ≤ 1 year
€121k▲
2024 · €49k
Income taxes
€12k▼
2024 · €14k
A ratio outside any meaningful range has been withheld (balance sheet total €123k, equity €2k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€128k€123k▼
Fixed assets21/28€35k€36k▲
Tangible fixed assets22/27€35k€36k▲
Plant, machinery and equipment23€8k€21k▲
Furniture and vehicles24€27k€14k▼
Current assets29/58€93k€88k▼
Amounts receivable within one year40/41€77k€64k▼
Trade receivables40€73k€57k▼
Other amounts receivable41€3k€7k▲
Cash at bank and in hand54/58€14k€24k▲
Deferred charges and accrued income490/1€3k-
Equity and liabilities
Total equity and liabilities10/49€128k€123k▼
Equity10/15€79k€2k▼
Contributions10/11€2k€2k=
Outside capital11€2k€2k=
Other1109/19€2k€2k=
Profit (loss) carried forward14€77k-
Amounts payable17/49€49k€121k▲
Amounts payable within one year42/48€49k€121k▲
Trade debts44€3k€5k▲
Suppliers440/4€3k€5k▲
Taxes, remuneration and social security45€20k€5k▼
Taxes450/3€17k€5k▼
Remuneration and social security454/9€3k-
Other amounts payable47/48€26k€112k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€15k▲
Other operating charges640/8€3k€928▼
Gross operating margin9900€76k€63k▼
Operating profit (loss)9901€62k€48k▼
Financial income75/76B-€17
Recurring financial income75-€17
Financial charges65/66B€100€100▼
Recurring financial charges65€100€100▼
Profit (loss) for the period before taxes9903€62k€48k▼
Income taxes67/77€14k€12k▼
Profit (loss) for the period9904€48k€35k▼
Profit (loss) for the period to be appropriated9905€48k€35k▼
Appropriation of the result
Profit (loss) to be appropriated9906€77k€112k▲
Profit (loss) brought forward from the previous period14P€29k€77k▲
Profit to be distributed694/7-€112k
Return on contributions (dividend)694-€112k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
20-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
01-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €79k ▲29.8%
Operating result €103k, net result €79k, both a record.
10-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
26-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity quadruplescurrent ratio 8.67
Current ratio from 2.38 to 8.67; short-term debt falls from €18k to €11k.
07-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 68 days late
2019
31-12
Financial
Liquidity doublescurrent ratio 2.38
Current ratio from 1.04 to 2.38.
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Watermaal-Bosvoorde · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vinkstraat 141170 Watermaal-BosvoordeGround area
124 m²
Building footprint
56 m²
Volume, LiDAR
602 m³
Parcel 21652E0065/00R003, Brussels · tallest building 13.1 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
PRAELUDE
since 20182.279.672.026
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21652E0065/00R003 | Brussels | 124 m² | 1 · 56 m² | 13.1 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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BEFORMATIC
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GATACA
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EITHICS
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Of 30,000 companies in sector 62200 we hold annual accounts for 18,392. 3,102 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-06-2018
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.