DM RENOV
ActiveThe computed 12-month bankruptcy probability of DM RENOV is 2.5% (moderate). The 2025 annual accounts show equity of €23k and a net result of €6k. Equity is shrinking by ~3.1% per year across the filed fiscal years. Its solvency ranks better than 76% of 2149 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
100
/ 100
Excellent▲ +6 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+69
Solvency99▲+4
Growth32=
Stability94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 2.76 against 1.93 in 2024), and 35.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.3%
Return on assets
18.2%
Age of the figures
8 mo
lowers risk · Growing equity
Equity grew over 2023-2025. Profits are largely retained rather than distributed.
NBB · annual accounts 2025Equity per financial year
2122232425
2021 to 2025 · latest year €23k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-08-2026, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
29 d late
2024
19 d early
2023
24 d late
2022
4 d late
2021
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€23k▲ 39.6%
2024 · €16k
2021: €25k
2022: €25k
2023: €15k
2024: €16k
2021 → 2025
Total assets
€35k▲ 16.6%
2024 · €30k
2021: €30k
2022: €28k
2023: €37k
2024: €30k
2021 → 2025
Net result
€6k▲ 545%
2024 · €994
2021: €23k
2022: €-16
2023: €-10k
2024: €994
2021 → 2025
Working capital
€22k▲ 69.9%
2024 · €13k
2021: €25k
2022: €25k
2023: €13k
2024: €13k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€25k-€25k▼ 0.1%€15k▼ 39.2%€16k▲ 6.5%€23k▲ 39.6%
Operating result€23k-€192▼ 99.2%€-5k€1k€8k▲ 529%
Net result€23k-€-16€-10k▼ 59,963%€994€6k▲ 545%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 529% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €35k
Fixed assets
€519▼ 83.7%
Current assets
€35k▲ 28.4%
Equity and liabilities €35k
Equity
€23k▲ 39.6%
Debt
€13k▼ 10.2%
The debt ratio falls from 46.3% to 35.7%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€10k▲
2024 · €4k
Cash flow
€9k▲
2024 · €4k
Solvency
64.3%▲
2024 · 53.7%
Current ratio
2.76▲
2024 · 1.93
Quick ratio
2.76▲
2024 · 1.93
Debt / equity
0.55▼
2024 · 0.86
ROE
28.4%▲
2024 · 6.1%
ROA
18.2%▲
2024 · 3.3%
Interest coverage
41.44▲
2024 · 17.29
Debt
€13k▼
2024 · €14k
Debt ≤ 1 year
€13k▼
2024 · €14k
Income taxes
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€30k€35k▲
Fixed assets21/28€3k€519▼
Tangible fixed assets22/27€3k€519▼
Furniture and vehicles24€3k€519▼
Current assets29/58€27k€35k▲
Amounts receivable within one year40/41€24k€30k▲
Trade receivables40€12k€5k▼
Other amounts receivable41€12k€25k▲
Cash at bank and in hand54/58€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€30k€35k▲
Equity10/15€16k€23k▲
Contributions10/11€2k€2k=
Outside capital11€2k€2k=
Other1109/19€2k€2k=
Profit (loss) carried forward14€14k€21k▲
Amounts payable17/49€14k€13k▼
Amounts payable within one year42/48€14k€13k▼
Trade debts44€5k€5k▲
Suppliers440/4€5k€5k▲
Advances received on contracts in progress46€6k-
Taxes, remuneration and social security45€3k€7k▲
Taxes450/3€3k€7k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k=
Other operating charges640/8€1k€102▼
Gross operating margin9900€5k€10k▲
Operating profit (loss)9901€1k€8k▲
Financial charges65/66B€225€249▲
Recurring financial charges65€225€249▲
Profit (loss) for the period before taxes9903€994€7k▲
Income taxes67/77-€1k
Profit (loss) for the period9904€994€6k▲
Profit (loss) for the period to be appropriated9905€994€6k▲
Appropriation of the result
Profit (loss) to be appropriated9906€14k€21k▲
Profit (loss) brought forward from the previous period14P€13k€14k▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 29 days late
2025
12-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €994
Net result €994 after 2 loss-making years.
24-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 24 days late
2023
31-12
Financial
Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
04-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 4 days late
2022
20-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 2 establishment units since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Lt. Graffplein 151780 WemmelGround area
243 m²
Building footprint
239 m²
Volume, LiDAR
2,499 m³
2 parcels, Brussels, Flanders · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
2 establishment units
DM RENOV
since 20202.315.166.306
DM RENOV
since 20202.315.166.504
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22662B0387/00R004 | Flanders | 147 m² | 1 · 144 m² | 14.9 m · 4 fl. |
| 21463D0205/00Y005 | Brussels | 95 m² | 1 · 95 m² | 15.2 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
WOUTERS
BE 0419.467.491
Balen · Eq €23k
ALGEMENE BOUWONDERNEMING JAN VAN EECKHOUTTE
BE 0458.660.045
Knokke-Heist · Eq €23k
BE LIS IMMO
BE 1014.874.376
Grimbergen · Eq €23k
OSA CONSTRUCT
BE 0695.568.489
Evere · Eq €23k
Bevatix
BE 0860.057.131
Middelkerke · Eq €23k
Of 29,535 companies in sector 41001 we hold annual accounts for 15,872. 11,695 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-12-2020
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:infodecorclean@gmail.com
Phone:0465380891