SIMMO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €151k and a net result of €-17k. Equity is growing by ~6.6% per year across the filed fiscal years. Its solvency ranks better than 48% of 5521 sector peers (fiscal year 2025). The company has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 27-04-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
50 d early
2023
33 d early
2022
32 d early
2021
31 d early
2020
30 d early
2019
30 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€151k▼ 10.3%
2024 · €169k
2018: €91k
2019: €106k
2020: €51k
2021: €222k
2022: €202k
2023: €185k
2024: €169k
2018 → 2025
Net result
€-17k▼ 9.6%
2024 · €-16k
2018: €-2k
2019: €355k
2020: €-56k
2021: €-15k
2022: €-20k
2023: €-18k
2024: €-16k
2018 → 2025
Total assets
€309k▼ 8.8%
2024 · €338k
2018: €1.00M
2019: €511k
2020: €232k
2021: €381k
2022: €300k
2023: €346k
2024: €338k
2018 → 2025
Solvency
49.0%▼ 0.8pp
2024 · 49.8%
2018: 9.1%
2019: 20.8%
2020: 21.9%
2021: 58.4%
2022: 67.5%
2023: 53.3%
2024: 49.8%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€222k-€202k▼ 9.0%€185k▼ 8.7%€169k▼ 8.6%€151k▼ 10.3%
Operating result€-20k-€-19k▲ 0.9%€-16k▲ 15.4%€-15k▲ 6.9%€-17k▼ 11.3%
Net result€-15k-€-20k▼ 36.4%€-18k▲ 12.1%€-16k▲ 9.8%€-17k▼ 9.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €15k in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €309k
Fixed assets
€289k=
Current assets
€19k▼ 61.1%
Equity and liabilities €309k
Equity
€151k▼ 10.3%
Debt
€157k▼ 7.3%
The debt ratio rises from 50.2% to 51.0%. Equity and debt are lower.
Key figures and ratios
Solvency
49.0%▼
2024 · 49.8%
ROE
-11.5%▼
2024 · -9.4%
ROA
-5.7%▼
2024 · -4.7%
Debt
€157k▼
2024 · €170k
Debt ≤ 1 year
€157k▼
2024 · €170k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€338k€309k▼
Fixed assets21/28€289k€289k=
Tangible fixed assets22/27€289k€289k=
Land and buildings22€289k€289k=
Plant, machinery and equipment23€0€0=
Furniture and vehicles24€0€0=
Current assets29/58€49k€19k▼
Amounts receivable within one year40/41€47k€18k▼
Other amounts receivable41€47k€18k▼
Cash at bank and in hand54/58€570€49▼
Deferred charges and accrued income490/1€1k€1k▲
Equity and liabilities
Total equity and liabilities10/49€338k€309k▼
Equity10/15€169k€151k▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Revaluation surpluses12€200k€200k=
Reserves13€6k€6k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Profit (loss) carried forward14€-99k€-116k▼
Amounts payable17/49€170k€157k▼
Amounts payable within one year42/48€170k€157k▼
Trade debts44€23k€17k▼
Suppliers440/4€23k€17k▼
Taxes, remuneration and social security45€54-
Taxes450/3€54-
Other amounts payable47/48€147k€141k▼
Income statement
Code20242025
Non-recurring operating income76A€2k-
Other operating charges640/8€8k€8k▲
Gross operating margin9900€-7k€-9k▼
Operating profit (loss)9901€-15k€-17k▼
Financial income75/76B€1k€1k▼
Recurring financial income75€1k€1k▼
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€-16k€-17k▼
Income taxes67/77€54-
Profit (loss) for the period9904€-16k€-17k▼
Profit (loss) for the period to be appropriated9905€-16k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-99k€-116k▼
Profit (loss) brought forward from the previous period14P€-83k€-99k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
11-03
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
29-03
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial
Equity above €200kEq €222k ▲338%
Equity rises from €51k to €222k.
31-03
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €-56k ▼116%
Net result drops to €-56k, the lowest in the series; recovery starts the following year.
31-03
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Back to profitnet €355k
Net result €355k after one loss-making year.
30-09
Financial
Equity above €100kEq €106k ▲17%
Equity rises from €91k to €106k.
03-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
28-03
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lebbeke · 1 establishment unit since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Opwijksestraat 2949280 LebbekeGround area
887 m²
Building footprint
168 m²
Volume, LiDAR
1,067 m³
Parcel 42322C1100/00A000, Flanders · tallest building 9.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SIMMO
since 19902.050.083.320
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42322C1100/00A000 | Flanders | 887 m² | 1 · 168 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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METALEASE
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Drivalia Lease Belgium S.A.
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Of 186 companies in sector 64910 we hold annual accounts for 133. 65 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded05-10-1990
Fiscal year end30-09
Activities, NACEBEL
64910Financial service activities, except insurance and pension funding
65210
41001General construction of residential buildings
68121Development of residential building projects
68122Development of non-residential building projects
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.