METALEASE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €169k and a net result of €10k. Equity is growing by ~9.2% per year across the filed fiscal years. Its solvency ranks better than 53% of 8018 sector peers (fiscal year 2025). The company has been active since 1995 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
1 d late
2023
9 d late
2022
6 d early
2021
9 d late
2020
8 d early
2019
66 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€169k▲ 6.0%
2024 · €160k
2018: €78k
2019: €89k
2020: €118k
2021: €126k
2022: €140k
2023: €147k
2024: €160k
2018 → 2025
Net result
€10k▼ 26.6%
2024 · €13k
2018: €21k
2019: €11k
2020: €29k
2021: €9k
2022: €14k
2023: €6k
2024: €13k
2018 → 2025
Total assets
€305k▼ 2.0%
2024 · €311k
2018: €277k
2019: €280k
2020: €284k
2021: €291k
2022: €305k
2023: €313k
2024: €311k
2018 → 2025
Solvency
55.4%▲ 4.1pp
2024 · 51.3%
2018: 28.0%
2019: 31.8%
2020: 41.5%
2021: 43.5%
2022: 46.0%
2023: 46.8%
2024: 51.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€126k-€140k▲ 10.8%€147k▲ 4.6%€160k▲ 8.8%€169k▲ 6.0%
Operating result€-3k-€2k€-4k€3k€-642
Net result€9k-€14k▲ 58.2%€6k▼ 52.9%€13k▲ 102%€10k▼ 26.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €642 after €3k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €305k
Fixed assets
€7k=
Current assets
€298k▼ 2.0%
Equity and liabilities €305k
Equity
€169k▲ 6.0%
Debt
€136k▼ 10.3%
The debt ratio falls from 48.7% to 44.6%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
55.4%▲
2024 · 51.3%
ROE
5.6%▼
2024 · 8.1%
ROA
3.1%▼
2024 · 4.2%
Debt
€136k▼
2024 · €151k
Debt ≤ 1 year
€136k▼
2024 · €151k
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€311k€305k▼
Fixed assets21/28€7k€7k=
Financial fixed assets28€7k€7k=
Current assets29/58€304k€298k▼
Amounts receivable within one year40/41€304k€297k▼
Trade receivables40€45k€45k=
Other amounts receivable41€258k€252k▼
Cash at bank and in hand54/58€319€526▲
Equity and liabilities
Total equity and liabilities10/49€311k€305k▼
Equity10/15€160k€169k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€151k€161k▲
Amounts payable17/49€151k€136k▼
Amounts payable within one year42/48€151k€136k▼
Trade debts44€13k€5k▼
Suppliers440/4€13k€5k▼
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€5k€3k▼
Other amounts payable47/48€134k€127k▼
Income statement
Code20242025
Other operating charges640/8€2k€1k▼
Gross operating margin9900€5k€513▼
Operating profit (loss)9901€3k€-642▼
Financial income75/76B€15k€14k▼
Recurring financial income75€15k€14k▼
Financial charges65/66B€67€72▲
Recurring financial charges65€67€72▲
Profit (loss) for the period before taxes9903€18k€13k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€13k€10k▼
Profit (loss) for the period to be appropriated9905€13k€10k▼
Appropriation of the result
Profit (loss) to be appropriated9906€151k€161k▲
Profit (loss) brought forward from the previous period14P€139k€151k▲
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
01-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 1 day late
2024
31-12
Financial
Equity above €150kEq €160k ▲8.8%
7 profitable years in a row build equity to €160k.
09-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 9 days late
2023
31-12
Financial
Weakest financial yearnet €6k ▼52.9%
Net result drops to €6k, the lowest in the series; recovery starts the following year.
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
09-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 9 days late
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €29k ▲149%
Operating result €17k, net result €29k, both a record.
31-12
Financial
Equity above €100kEq €118k ▲32%
3 profitable years in a row build equity to €118k.
05-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 66 days late
2019
15-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 76 days late
2018
21-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 21 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Krynlaan 42950 KapellenGround area
4,979 m²
Building footprint
198 m²
Parcel 11023K0002/00T003, Flanders. Linked by address, not a title deed.
1 establishment unit
Krijnlaan 4, 2950 KAPELLEN
since 19952.071.842.992
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11023K0002/00T003 | Flanders | 4,979 m² | 1 · 198 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 186 companies in sector 64910 we hold annual accounts for 133. 66 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-1995
Fiscal year end31-12
Activities, NACEBEL
64910Financial service activities, except insurance and pension funding
65210
Sources
Crossroads Bank for EnterprisesNational Bank · 30 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.