Simberico
ActiveSummary
The computed 12-month bankruptcy probability of Simberico is 4.7% (elevated). The 2025 annual accounts show equity of €8,600 and a net result of €3,600. Its solvency ranks better than 21% of 9,309 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
- Equity
- €8,600
- Profit
- €3,600
Why 37raises riskFounded in 2024Sector: Construction of residential and non-residential buildings (NACE 41)Size: total assets €65,774Liquidity: current ratio 0.76, cash €1,100Show the evidence
Checked score
About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 20% on solvency, 17% on liquidity and 53% on profitability.
The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · micro…
- IncorporationAppointment: BERTA Simone (director) ·…
Financials · financial year 2025, micro format
Turnover and EBIT margin not published: the micro format does not require them.
Peer companies
Historical observationOf the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.3% are still going.
- Micro
- 2 to 5 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a higher bankruptcy probability: 4.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,475 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €6,877 |
| Other operating charges640/8 | €387 |
| Gross operating margin9900 | €11,672 |
| Operating profit (loss)9901 | €4,407 |
| Financial income75/76B | €1 |
| Recurring financial income75 | €1 |
| Financial charges65/66B | €754 |
| Recurring financial charges65 | €754 |
| Profit (loss) for the period before taxes9903 | €3,654 |
| Income taxes67/77 | €54 |
| Profit (loss) for the period9904 | €3,600 |
| Profit (loss) for the period to be appropriated9905 | €3,600 |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €65,774 | |
| Fixed assets21/28 | €35,431 | |
| Tangible fixed assets22/27 | €35,431 | |
| Plant, machinery and equipment23 | €21,742 | |
| Furniture and vehicles24 | €13,688 | |
| Current assets29/58 | €30,344 | |
| Amounts receivable within one year40/41 | €28,700 | |
| Trade receivables40 | €28,700 | |
| Cash at bank and in hand54/58 | €1,100 | |
| Deferred charges and accrued income490/1 | €543 | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €65,774 | |
| Equity10/15 | €8,600 | |
| Contributions10/11 | €5,000 | |
| Profit (loss) carried forward14 | €3,600 | |
| Amounts payable17/49 | €57,175 | |
| Amounts payable after more than one year17 | €16,623 | |
| Financial debts170/4 | €16,623 | |
| Amounts payable within one year42/48 | €39,824 | |
| Current portion of amounts payable after more than one year42 | €6,422 | |
| Trade debts44 | €122 | |
| Suppliers440/4 | €122 | |
| Taxes, remuneration and social security45 | €2,387 | |
| Taxes450/3 | €2,387 | |
| Other amounts payable47/48 | €30,893 | |
| Accrued charges and deferred income492/3 | €727 | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €3,600 |
| + Depreciation and write-downs630 | €6,877 |
| Operating cash flow (approximation) | €10,477 |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (1)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 30-06-2025 | micro format | 10-12-2025 | 2025-00579072 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Mandate history
- Board
| Name | Functions and periods |
|---|---|
| BERTA Simone |
|
Owners and capital
Capital and shareholders
- BERTA Simone 500 shares (100%) · €5,000
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 17-07-2024 Incorporation · €5,000 · 500 shares
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
17-07
Gazette deed
IncorporationAppointment: BERTA Simone (director) · Founder · Founding capital11 facts ▸
- Incorporation, “SIMBERICO” (deed in Dutch)
- Founder, BERTA Simone (oprichter comparant)
- Founding capital, €5,000
- Bank account, “bijzondere rekening geopend namens vennootschap in oprichting”, 5000 (deed in Dutch)
- Other provision, “statuten vaststelling, statuten luiden als volgt” (deed in Dutch)
- Capital
- Registered office clause, “1930 Zaventem,Horizon Park Leuvensesteenweg,510,gebouw 1” (deed in Dutch)
- Other provision, “website en e-mailadres” (deed in Dutch)
- Board rule, 1
- Director appointment, BERTA Simone (director (not named in the articles))
- Pre-incorporation commitments, “takeover, alle verbintenissen verplichtingen en activiteiten in naam en voor rekening vennootschap in oprichting” (deed in Dutch)
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 25 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 1011.589.145
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 23772C0379/00L000 | Flanders | 7,036 m² | 1 · 1,631 m² | 9.2 m · 2 |
How the parcels are linked
Articles of association
What the company does
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- SIMBERICO
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Vlaams Gewest, administratieve zetels, agentschappen, werkhuizen, stapelplaatsen en bijkantoren in België of buitenland bij enkel besluit…” (deed in Dutch)
Who represents it, and how
- Board ruleHow the board is made up, meets and takes decisions.
- “Artikel 10, benoemd met of zonder beperking van duur” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- One provision in the deed
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Helft overdrager,helft koper(s), geen beroep op rechter tegen weigering” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- Second Monday of December at 18:00
Oversight and winding up
- Statutory auditorA statutory auditor is a registered auditor who checks the accounts; small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Statutenwijziging, 23” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed