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Simberico

Active
Private limited companyfounded 2024active for 2 yearsLeuvensesteenweg 510, 1930 Zaventem, Belgium114 active companies are registered at this addressKBO/BCE: BE 1011.589.145
Summary

The computed 12-month bankruptcy probability of Simberico is 4.8% (elevated). The 2025 annual accounts show equity of €8,600 and a net result of €3,600. Its solvency ranks better than 20% of 9,154 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals.

Financials · financial year 2025, micro format

Equity
€8,600
Total assets
€65,774
Net result
€3,600
Working capital
-€9,480

Turnover and EBIT margin not published: the micro format does not require them.

Balance-sheet composition
Assets €65,774
Fixed assets €35,431
Current assets €30,344
Equity and liabilities €65,774
Equity €8,600
Debt €57,175
Debt finances 86.9% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€11,284
Cash flow
€10,477
Current ratio
0.76
Debt to equity
6.65
ROE
41.9%
ROA
5.5%
Interest coverage
14.96
Debt ≤ 1 year
€39,824
Debt > 1 year
€16,623
Income taxes
€54

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.3% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94.3% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 4.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,473 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet Code2025
Assets
Total assets20/58€65,774
Fixed assets21/28€35,431
Tangible fixed assets22/27€35,431
Plant, machinery and equipment23€21,742
Furniture and vehicles24€13,688
Current assets29/58€30,344
Amounts receivable within one year40/41€28,700
Trade receivables40€28,700
Cash at bank and in hand54/58€1,100
Deferred charges and accrued income490/1€543
Equity and liabilities
Total equity and liabilities10/49€65,774
Equity10/15€8,600
Contributions10/11€5,000
Profit (loss) carried forward14€3,600
Amounts payable17/49€57,175
Amounts payable after more than one year17€16,623
Financial debts170/4€16,623
Amounts payable within one year42/48€39,824
Current portion of amounts payable after more than one year42€6,422
Trade debts44€122
Suppliers440/4€122
Taxes, remuneration and social security45€2,387
Taxes450/3€2,387
Other amounts payable47/48€30,893
Accrued charges and deferred income492/3€727
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,877
Other operating charges640/8€387
Gross operating margin9900€11,672
Operating profit (loss)9901€4,407
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€754
Recurring financial charges65€754
Profit (loss) for the period before taxes9903€3,654
Income taxes67/77€54
Profit (loss) for the period9904€3,600
Profit (loss) for the period to be appropriated9905€3,600
Appropriation of the result
Profit (loss) to be appropriated9906€3,600

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6,877
Other operating charges640/8€387
Gross operating margin9900€11,672
Operating profit (loss)9901€4,407
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€754
Recurring financial charges65€754
Profit (loss) for the period before taxes9903€3,654
Income taxes67/77€54
Profit (loss) for the period9904€3,600
Profit (loss) for the period to be appropriated9905€3,600
Line2025
Assets
Total assets20/58€65,774
Fixed assets21/28€35,431
Tangible fixed assets22/27€35,431
Plant, machinery and equipment23€21,742
Furniture and vehicles24€13,688
Current assets29/58€30,344
Amounts receivable within one year40/41€28,700
Trade receivables40€28,700
Cash at bank and in hand54/58€1,100
Deferred charges and accrued income490/1€543
Equity and liabilities
Total equity and liabilities10/49€65,774
Equity10/15€8,600
Contributions10/11€5,000
Profit (loss) carried forward14€3,600
Amounts payable17/49€57,175
Amounts payable after more than one year17€16,623
Financial debts170/4€16,623
Amounts payable within one year42/48€39,824
Current portion of amounts payable after more than one year42€6,422
Trade debts44€122
Suppliers440/4€122
Taxes, remuneration and social security45€2,387
Taxes450/3€2,387
Other amounts payable47/48€30,893
Accrued charges and deferred income492/3€727
Line2025
Profit (loss) for the period9904€3,600
+ Depreciation and write-downs630€6,877
Operating cash flow (approximation)€10,477

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
30-06-2025 micro format 10-12-2025 2025-00579072

Similar companies · same sector, comparable size

Of the 29,196 active companies whose main activity is general construction of residential buildings (NACE 41001), figures are known for 16,154. 8,766 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.