REALTY TEAM
ActiveSummary
The computed 12-month bankruptcy probability of REALTY TEAM is 2.1% (moderate). For REALTY TEAM, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €8,592 and a net result of -€20,208. Equity remains stable across the filed fiscal years (±2.3% per year). Its solvency ranks better than 21% of 8997 sector peers (fiscal year 2023). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
No current score
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Filing: At least two filing cycles are missing
Axes, FY 2023 · tick = 2022
Profitability0▼-70
Solvency37▼-20
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
2.1%
Moderate
0%0.5%1.5%4%10%≥ 25%
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2023Solvency, return and age of the figures
Solvency
12.1%
Return on assets
-28.6%
Age of the figures
33 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 8 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline30-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 14-11-2024, 106 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
106 d late
2022
67 d late
2021
31 d late
2020
26 d late
2019
50 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 56 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
€8,592▼ 70.2%
2022 · €28,800
Total assets
€70,762▼ 20.3%
2022 · €88,756
Net result
-€20,208
2022 · €664
Working capital
-€13,894
2022 · €1,933
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result-€7,838€5,850€6,752▲ 15.4%€7,731▲ 14.5%-€19,202
Net result-€7,472€5,199within the sector's middle half€4,015within the sector's middle half▼ 22.8%€664within the sector's middle half▼ 83.5%-€20,208below the sector's middle half
Equity€18,922▼ 28.3%€24,121within the sector's middle half▲ 27.5%€28,136within the sector's middle half▲ 16.6%€28,800within the sector's middle half▲ 2.4%€8,592below the sector's middle half▼ 70.2%
Total assets€46,445▼ 26.8%€25,601below the sector's middle half▼ 44.9%€60,724within the sector's middle half▲ 137%€88,756within the sector's middle half▲ 46.2%€70,762within the sector's middle half▼ 20.3%
Debt€27,523▼ 25.6%€1,480▼ 94.6%€32,588▲ 2,102%€59,956▲ 84.0%€62,170▲ 3.7%
Working capital€12,097▼ 37.6%€22,371within the sector's middle half▲ 84.9%-€739below the sector's middle half€1,933below the sector's middle half-€13,894below the sector's middle half
Solvency40.7%▼ 0.9pp94.2%above the sector's middle half▲ 53.5pp46.3%within the sector's middle half▼ 47.9pp32.4%within the sector's middle half▼ 13.9pp12.1%below the sector's middle half▼ 20.3pp
Current ratio2.48▼ 0.0616.12above the sector's middle half▲ 13.630.98below the sector's middle half▼ 15.141.03below the sector's middle half▲ 0.050.78below the sector's middle half▼ 0.26
Return on assets (ROA)-16.1%▼ 31.5pp20.3%above the sector's middle half▲ 36.4pp6.6%within the sector's middle half▼ 13.7pp0.7%within the sector's middle half▼ 5.9pp-28.6%below the sector's middle half▼ 29.3pp
above
within
below
the middle half (P25 to P75) of NACE 41, Construction of residential and non-residential buildings, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2023: a loss of €19,202 after €7,731 in 2022, the lowest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €70,762
Fixed assets
€22,870 ▼ 15.0%
Current assets
€47,891 ▼ 22.6%
Equity and liabilities €70,762
Equity
€8,592 ▼ 70.2%
Debt
€62,170 ▲ 3.7%
Debt's share of the balance-sheet total rises from 67.6% to 87.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
-€4,203▼
2022 · €19,203
Cash flow
-€5,209▼
2022 · €12,136
Debt to equity
7.24▲
2022 · 2.08
ROE
-235.2%▼
2022 · 2.3%
Interest coverage
-3.95▼
2022 · 59.04
Debt ≤ 1 year
€61,786▲
2022 · €59,920
Income taxes
-€55▼
2022 · €6,750
Staff costs
€188
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | - | €1 | - | €188 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €8,070 | €555 | €2,431 | €11,472 | €14,999 | ▲ 30.7% |
| Other operating charges640/8 | - | - | €400 | €1,082 | €1,416 | ▲ 30.8% |
| Gross operating margin9900 | €707 | €6,838 | €9,583 | €20,285 | -€2,599 | ▼ 113% |
| Operating profit (loss)9901 | -€7,838 | €5,850 | €6,752 | €7,731 | -€19,202 | ▼ 348% |
| Financial income75/76B | - | - | - | €9 | €3 | ▼ 61.2% |
| Recurring financial income75 | €947 | - | - | €9 | €3 | ▼ 61.2% |
| Financial charges65/66B | - | - | €72 | €325 | €1,065 | ▲ 227% |
| Recurring financial charges65 | €571 | €576 | €72 | €325 | €1,065 | ▲ 227% |
| Profit (loss) for the period before taxes9903 | -€7,462 | €5,274 | €6,679 | €7,414 | -€20,263 | ▼ 373% |
| Income taxes67/77 | €10 | €75 | €2,664 | €6,750 | -€55 | ▼ 101% |
| Profit (loss) for the period9904 | -€7,472 | €5,199 | €4,015 | €664 | -€20,208 | ▼ 3,145% |
| Profit (loss) for the period to be appropriated9905 | -€7,472 | €5,199 | €4,015 | €664 | -€20,208 | ▼ 3,145% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €46,445 | €25,601 | €60,724 | €88,756 | €70,762 | ▼ 20.3% |
| Fixed assets21/28 | €26,185 | €1,750 | €28,875 | €26,903 | €22,870 | ▼ 15.0% |
| Tangible fixed assets22/27 | €26,185 | €1,750 | €28,875 | €26,903 | €22,870 | ▼ 15.0% |
| Plant, machinery and equipment23 | - | - | €2,855 | €2,218 | €1,581 | ▼ 28.7% |
| Furniture and vehicles24 | - | - | €26,020 | €24,685 | €21,290 | ▼ 13.8% |
| Current assets29/58 | €20,260 | €23,851 | €31,849 | €61,853 | €47,891 | ▼ 22.6% |
| Amounts receivable within one year40/41 | €14,391 | €98 | €24,253 | €57,152 | €12,740 | ▼ 77.7% |
| Trade receivables40 | - | - | €24,253 | €48,891 | €8,873 | ▼ 81.9% |
| Other amounts receivable41 | - | - | - | €8,261 | €3,867 | ▼ 53.2% |
| Cash at bank and in hand54/58 | €5,738 | €23,753 | €3,763 | €1,100 | €33,305 | ▲ 2,928% |
| Deferred charges and accrued income490/1 | - | - | €3,834 | €3,601 | €1,846 | ▼ 48.7% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €46,445 | €25,601 | €60,724 | €88,756 | €70,762 | ▼ 20.3% |
| Equity10/15 | €18,922 | €24,121 | €28,136 | €28,800 | €8,592 | ▼ 70.2% |
| Contributions10/11 | €20,000 | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Capital10 | - | - | €20,000 | - | - | - |
| Issued capital100 | - | - | €20,000 | - | - | - |
| Reserves13 | €6,000 | €6,000 | €6,000 | €6,000 | €6,000 | = |
| Non-distributable reserves130/1 | - | - | €2,000 | €2,000 | €2,000 | = |
| Legal reserve130 | - | - | €2,000 | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €2,000 | €2,000 | = |
| Distributable reserves133 | - | - | €4,000 | €4,000 | €4,000 | = |
| Profit (loss) carried forward14 | -€7,078 | -€1,879 | €2,136 | €2,800 | -€17,408 | ▼ 722% |
| Amounts payable17/49 | €27,523 | €1,480 | €32,588 | €59,956 | €62,170 | ▲ 3.7% |
| Amounts payable after more than one year17 | €16,900 | - | - | - | - | - |
| Amounts payable within one year42/48 | €8,163 | €1,480 | €32,588 | €59,920 | €61,786 | ▲ 3.1% |
| Trade debts44 | €589 | - | €19,178 | €17,357 | €753 | ▼ 95.7% |
| Suppliers440/4 | - | - | €19,178 | €17,357 | €753 | ▼ 95.7% |
| Taxes, remuneration and social security45 | - | - | €6,008 | €8,185 | €5,520 | ▼ 32.6% |
| Taxes450/3 | - | - | €6,008 | €8,185 | €5,520 | ▼ 32.6% |
| Other amounts payable47/48 | - | - | €7,401 | €34,378 | €55,512 | ▲ 61.5% |
| Accrued charges and deferred income492/3 | - | - | - | €36 | €384 | ▲ 981% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€7,472 | €5,199 | €4,015 | €664 | -€20,208 | ▼ 3,145% |
| + Depreciation and write-downs630 | €8,070 | €555 | €2,431 | €11,472 | €14,999 | ▲ 30.7% |
| Operating cash flow (approximation) | €598 | €5,754 | €6,446 | €12,136 | -€5,209 | ▼ 143% |
| Investment in fixed assets (approximation) | - | €23,880 | -€29,556 | -€9,500 | -€10,967 | ▼ 15.4% |
| Change in cash | - | €18,015 | -€19,990 | -€2,663 | €32,206 | ▲ 1,309% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2024
14-11
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 106 days late
2023
31-12
Financial
Weakest financial yearnet -€20,208
Net result drops to -€20,208, the lowest in the series.
06-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 67 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Back to profitnet €5,199
Net result €5,199 after one loss-making year.
31-12
Financial
Liquidity times 6current ratio 16.12
Current ratio from 2.48 to 16.12; short-term debt falls from €8,163 to €1,480.
19-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 50 days late
2019
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
18-01
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 171 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
No directors read yet: 0 of 4 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Lobbes · 1 establishment unit since 2016
Ground area
1.2 ha
Building footprint
98 m²
Volume, LiDAR
477 m³
2 parcels, Wallonia · tallest building 10.9 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Realty Team
since 20162.249.586.980
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56044B0947/02K000 | Wallonia | 7,948 m² | - | - |
| 56038A0049/00B002 | Wallonia | 3,717 m² | 1 · 98 m² | 10.9 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
5 categoriesREALTY TEAM SRL42092
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Of 29,766 companies in this sector we hold annual accounts for 16,055. 8,660 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company details
Identification
Legal formPrivate limited company
Founded12-01-2016
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
52249Warehousing and support activities for transportation
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID
0208:0645869847
Also
9925:BE0645869847
Registered
26-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.