SILVER CLEAN
ActiveSILVER CLEAN has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €54k and a net result of €26k. Equity is growing by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 41% of 4422 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▼-12
Solvency58▼-8
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity tight (current ratio 1.12 against 1.22 in 2024; short-term debt: 57.4% and cash: 49.8% of total assets), and 67.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 81
Relative position
BE, all sectors
reference
Sector 81
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
32.5%
Return on assets
15.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
3 d early
2024
38 d early
2023
13 d early
2022
39 d early
2021
33 d early
2020
4 d early
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€54k▼ 26.1%
2024 · €74k
2018: €24k
2019: €41k
2020: €27k
2021: €43k
2022: €52k
2023: €55k
2024: €74k
2018 → 2025
Total assets
€168k▼ 7.2%
2024 · €181k
2018: €165k
2019: €206k
2020: €156k
2021: €247k
2022: €169k
2023: €174k
2024: €181k
2018 → 2025
Net result
€26k▼ 53.8%
2024 · €56k
2018: €4k
2019: €17k
2020: €-14k
2021: €17k
2022: €9k
2023: €7k
2024: €56k
2018 → 2025
Working capital
€12k▼ 37.1%
2024 · €18k
2018: €-12k
2019: €-543
2020: €-4k
2021: €24k
2022: €38k
2023: €84k
2024: €18k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€43k-€52k▲ 19.7%€55k▲ 6.5%€74k▲ 33.4%€54k▼ 26.1%
Operating result€31k-€17k▼ 43.7%€17k▼ 2.8%€72k▲ 332%€44k▼ 39.5%
Net result€17k-€9k▼ 48.7%€7k▼ 23.3%€56k▲ 752%€26k▼ 53.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €168k
Fixed assets
€60k▼ 25.4%
Current assets
€108k▲ 7.4%
Equity and liabilities €168k
Equity
€54k▼ 26.1%
Debt
€113k▲ 5.9%
The debt ratio rises from 59.2% to 67.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€64k▼
2024 · €91k
Cash flow
€46k▼
2024 · €75k
Solvency
32.5%▼
2024 · 40.8%
Current ratio
1.12▼
2024 · 1.22
Quick ratio
1.12▼
2024 · 1.22
Debt / equity
2.08▲
2024 · 1.45
ROE
47.2%▼
2024 · 75.6%
ROA
15.4%▼
2024 · 30.9%
Interest coverage
44.67▲
2024 · 43.20
Debt
€113k▲
2024 · €107k
Debt ≤ 1 year
€96k▲
2024 · €82k
Debt > 1 year
€17k▼
2024 · €25k
Income taxes
€17k▲
2024 · €14k
Staff costs
€2k▼
2024 · €47k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€181k€168k▼
Fixed assets21/28€80k€60k▼
Tangible fixed assets22/27€80k€59k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€78k€58k▼
Financial fixed assets28€363€363=
Current assets29/58€100k€108k▲
Amounts receivable within one year40/41€23k€24k▲
Trade receivables40€23k€23k▲
Other amounts receivable41€712€700▼
Cash at bank and in hand54/58€77k€83k▲
Deferred charges and accrued income490/1€181€187▲
Equity and liabilities
Total equity and liabilities10/49€181k€168k▼
Equity10/15€74k€54k▼
Contributions10/11€20k€20k=
Reserves13€13k€33k▲
Distributable reserves133€13k€33k▲
Profit (loss) carried forward14€40k€1k▼
Amounts payable17/49€107k€113k▲
Amounts payable after more than one year17€25k€17k▼
Financial debts170/4€25k€17k▼
Amounts payable within one year42/48€82k€96k▲
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€6k€22k▲
Suppliers440/4€6k€22k▲
Taxes, remuneration and social security45€38k€33k▼
Taxes450/3€34k€33k▼
Remuneration and social security454/9€4k-
Other amounts payable47/48€30k€34k▲
Income statement
Code20242025
Remuneration, social security and pensions62€47k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€20k▲
Other operating charges640/8€378€2k▲
Gross operating margin9900€139k€67k▼
Operating profit (loss)9901€72k€44k▼
Financial income75/76B€60€1▼
Recurring financial income75€60€1▼
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€70k€42k▼
Income taxes67/77€14k€17k▲
Profit (loss) for the period9904€56k€26k▼
Profit (loss) for the period to be appropriated9905€56k€26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€68k€66k▼
Profit (loss) brought forward from the previous period14P€13k€40k▲
Transfer from equity791/2€17k€5k▼
Transfer to equity691/2€8k€25k▲
To other reserves6921€8k€25k▲
Profit to be distributed694/7€37k€45k▲
Return on contributions (dividend)694€37k€45k▲
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €56k ▲752%
Operating result €72k, net result €56k, both a record.
18-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
22-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
27-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-14k ▼182%
Net result drops to €-14k, the lowest in the series; recovery starts the following year.
31-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
26-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 26 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Frameries · 1 establishment unit since 2005
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue des Alliés 83-857080 FrameriesGround area
866 m²
Building footprint
249 m²
Volume, LiDAR
1,102 m³
2 parcels, Flanders, Wallonia · tallest building 11.1 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Leuvensesteenweg 139, 1932 Zaventem
since 20052.151.083.975
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53028C0988/00X000 | Wallonia | 578 m² | 1 · 42 m² | - |
| 23078B0333/00C005 | Flanders | 288 m² | 1 · 207 m² | 11.1 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 7,356 companies in sector 81210 we hold annual accounts for 2,731. 2,247 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-01-2006
Fiscal year end31-12
Activities, NACEBEL
74700
81210General cleaning of buildings
81220Other building cleaning and industrial cleaning
Sources
Crossroads Bank for EnterprisesNational Bank · 20 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.