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O'BEL

Active
Private limited companyfounded 199927 years activeRue de Valenciennes(H) 7, 7301 Boussu, BelgiumKBO/BCE: BE 0465.642.362
Summary

O'BEL has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,849 and a net result of €9,457. Equity is shrinking by about 9.3% per year across the filed fiscal years. Its solvency ranks better than 41% of 5,570 sector peers (NACE 96, fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Overview

Activity
Hairdressing and barber services
NACE 96210Other building cleaning and industrial cleaning NACE 81220
1 site
Size
€162,223total assets 2025
Equity
€24,849
Profit
€9,457
Turnover not published (micro schema)
Financial health
86 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.3%
Structure
Accounts 1 day early0 of 4 deeds read
Why 86raises riskLiquidity: current ratio 0.19, cash €3,928Equity €24,849 (15.3% of total assets)lowers riskFounded in 1999Size: total assets €162,223Show the evidence

Checked score

Score 2025
86 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 52% of its sector peers (NACE 96, micro)
Financial strength · tick = 2024
Average
Solvency 40+6
equity 15.3% of total assets
Liquidity 48+7
short-term debt 17.3% · cash 2.4%
Profitability 58+7
return on assets 5.8%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (7,595 companies, NACE 96, micro)
Last 24 months 11-2024: 0.2%lowest value 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.3%▲ +0.1 percentage points vs 12-2024 02-2025: 0.4%▲ +0.1 percentage points vs 01-2025 03-2025: 0.4%● unchanged vs 02-2025 04-2025: 0.4%● unchanged vs 03-2025 05-2025: 0.4%● unchanged vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.3%▼ -0.1 percentage points vs 06-2025 08-2025: 0.3%● unchanged vs 07-2025 09-2025: 0.3%● unchanged vs 08-2025 10-2025: 0.4%▲ +0.1 percentage points vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.3%▼ -0.1 percentage points vs 11-2025 01-2026: 0.5%▲ +0.2 percentage points vs 12-2025 02-2026: 0.9%▲ +0.4 percentage points vs 01-2026highest value 03-2026: 0.3%▼ -0.6 percentage points vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.3%● unchanged vs 05-2026 07-2026: 0.3%● unchanged vs 06-2026 08-2026: 0.3%● unchanged vs 07-2026 09-2026: 0.3%● unchanged vs 08-2026 10-2026: 0.3%● unchanged vs 09-2026
Credit up to €2,000 at 30 days acceptable
Liquidity short (current ratio 0.19 against 0.56 in 2024; short-term debt: 17.3% and cash: 2.4% of total assets), and 84.7% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro): better than 41% on solvency, 41% on liquidity, 40% on profitability and 84% on growth.

The bankruptcy probability was computed on 08-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
−lowers risk+raises risk○neutral
lowers risk · Founded in 1999
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Size: total assets €162,223
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.19, cash €3,928
NBB · annual accounts
raises risk · Equity €24,849 (15.3% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year €24,849
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 day early
2024
24 days late
2023
16 days late
2022
22 days late
2021
on the day
2020
10 days early
2019
42 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 1 day after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 16 February (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
30-06-2026 year end09-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Highest result from 2019 to 2025net €9,457 ▲188%
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Active since 1999founded 15-03-1999 27 years View
  • Total assets 20256 fiscal years filed €162,223 View

By topic

Financials

Fiscal year
2025
Total assets
€162,223
Profit
€9,457
Solvency
15.3%
Total assets▼ 6.4%
Net result
20192025
Go to Financials

Timeline

Events
28
Since
2001
Next accounts
by 31-01-2027
  1. 30-06-2024Back to profit
  2. 16-02-2024Annual accounts filed
  3. 22-02-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Hairdressing and barber servicesNACE 96210
Founded
15-03-1999
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

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