SILEX GROUP is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €38.20M and a net result of €3.22M. Equity is growing by ~11% per year across the filed fiscal years. Its solvency ranks better than 95% of 5521 sector peers (fiscal year 2025). The company has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
26 d late
2024
11 d late
2023
27 d early
2022
17 d late
2021
18 d late
2020
26 d late
2019
24 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
20-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€38.20M▲ 9.2%
2024 · €34.99M
2018: €12.03M
2019: €15.24M
2020: €18.20M
2021: €34.00M
2022: €34.76M
2023: €35.11M
2024: €34.99M
2018 → 2025
Net result
€3.22M
2024 · €-126k
2018: €9.61M
2019: €3.21M
2020: €2.96M
2021: €15.80M
2022: €761k
2023: €352k
2024: €-126k
2018 → 2025
Total assets
€38.22M▼ 9.1%
2024 · €42.07M
2018: €12.31M
2019: €15.43M
2020: €18.39M
2021: €34.02M
2022: €34.91M
2023: €35.11M
2024: €42.07M
2018 → 2025
Solvency
100.0%▲ 16.8pp
2024 · 83.2%
2018: 97.7%
2019: 98.8%
2020: 99.0%
2021: 99.9%
2022: 99.6%
2023: 100.0%
2024: 83.2%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€34.00M-€34.76M▲ 2.2%€35.11M▲ 1.0%€34.99M▼ 0.4%€38.20M▲ 9.2%
Operating result€378k-€-66k€12k€741k▲ 6,253%€-115k
Net result€15.80M-€761k▼ 95.2%€352k▼ 53.8%€-126k€3.22M
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €115k after €741k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €38.22M
Fixed assets
€22.87M▼ 16.4%
Current assets
€15.35M▲ 4.4%
Equity and liabilities €38.22M
Equity
€38.20M▲ 9.2%
Debt
€17k▼ 99.8%
The debt ratio falls from 16.8% to 0.0%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
100.0%▲
2024 · 83.2%
ROE
8.4%▲
2024 · -0.4%
ROA
8.4%▲
2024 · -0.3%
Debt
€17k▼
2024 · €7.08M
Debt ≤ 1 year
€17k▼
2024 · €7.08M
Income taxes
€18k▼
2024 · €136k
A ratio outside any meaningful range has been withheld (balance sheet total €38.22M, equity €38.20M).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42.07M€38.22M▼
Fixed assets21/28€27.36M€22.87M▼
Financial fixed assets28€27.36M€22.87M▼
Current assets29/58€14.70M€15.35M▲
Amounts receivable within one year40/41€13k€892k▲
Trade receivables40-€809k
Other amounts receivable41€13k€83k▲
Current investments50/53€13.59M€13.59M=
Cash at bank and in hand54/58€153k€875k▲
Deferred charges and accrued income490/1€953k-
Equity and liabilities
Total equity and liabilities10/49€42.07M€38.22M▼
Equity10/15€34.99M€38.20M▲
Contributions10/11€500k€500k=
Reserves13€13.64M€13.64M=
Non-distributable reserves130/1€13.64M€13.64M=
Reserves not available under the articles1311€50k€50k=
Own shares acquired1312€13.59M€13.59M=
Profit (loss) carried forward14€20.85M€24.07M▲
Amounts payable17/49€7.08M€17k▼
Amounts payable within one year42/48€7.08M€17k▼
Trade debts44€6.98M€17k▼
Suppliers440/4€6.98M€17k▼
Taxes, remuneration and social security45€98k-
Taxes450/3€98k-
Income statement
Code20242025
Other operating charges640/8€968€998▲
Gross operating margin9900€742k€-114k▼
Operating profit (loss)9901€741k€-115k▼
Financial income75/76B€532k€7.31M▲
Recurring financial income75€532k€7.31M▲
Financial charges65/66B€1.26M€3.96M▲
Recurring financial charges65€1.26M€18k▼
Non-recurring financial charges66B-€3.94M
Profit (loss) for the period before taxes9903€10k€3.24M▲
Income taxes67/77€136k€18k▼
Profit (loss) for the period9904€-126k€3.22M▲
Profit (loss) for the period to be appropriated9905€-126k€3.22M▲
Appropriation of the result
Profit (loss) to be appropriated9906€34.44M€24.07M▼
Profit (loss) brought forward from the previous period14P€34.56M€20.85M▼
Transfer to equity691/2€13.59M-
To other reserves6921€13.59M-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Back to profitnet €3.22M
Net result €3.22M after one loss-making year.
31-12
Financial
Liquidity times 436current ratio 904.74
Current ratio from 2.08 to 904.74; short-term debt falls from €7.08M to €17k.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 11 days late
11-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 11 days late
2024
31-12
Financial
Weakest financial yearnet €-126k ▼136%
Net result drops to €-126k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
17-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 17 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · full schema · 18 days late
2021
31-12
Financial
Highest result since 2018net €15.80M ▲434%
Net result €15.80M, the highest in the series.
31-12
Financial
Liquidity times 12current ratio 697.04
Current ratio from 59.51 to 697.04; short-term debt falls from €191k to €27k.
31-12
Financial
Equity above €25MEq €34.00M ▲86.8%
4 profitable years in a row build equity to €34.00M.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema · 26 days late
2020
24-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 24 days late
2019
31-12
Financial
Liquidity triplescurrent ratio 36.49
Current ratio from 12.14 to 36.49; short-term debt falls from €283k to €188k.
23-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 23 days late
2018
11-07
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Floréallaan 1561180 UkkelGround area
370 m²
Building footprint
252 m²
Volume, LiDAR
4,517 m³
Parcel 21016B0215/00Y002, Brussels · tallest building 20.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
SILEX GROUP
since 20162.257.413.989
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21016B0215/00Y002 | Brussels | 370 m² | 1 · 252 m² | 20.5 m · 6 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
2549006SU8I8JXH86113
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 3,104 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded18-08-2016
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
77400Rental and leasing activities
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.