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Zefier

Active Risk: not assessed
Cooperative companyfounded 2017active for 9 yearsKoning AlbertII laan 37, 1030 Schaarbeek, Belgium22 active companies are registered at this addressKBO/BCE: BE 0680.832.904
Summary

Zefier is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €20.3m and a net result of €2.2m. Equity remains stable across the filed financial years (±2% per year). Its solvency ranks better than 50% of 6,651 sector peers (NACE 64, financial year 2025). The company has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals.

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ZefierActive
Risk analysis ReportCompare

Overview

Activity
Activities of holding companies
NACE 64210
Largest company by total assets in Schaarbeek, Finance and insurance sector1 site
Size
€39.9mtotal assets 2025
Staff
1.8 FTE
Equity
€20.3m
Profit
€2.2m
Turnover not published (abbreviated format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Board
12 members
Holdings
8
Auditor: Grant Thornton Bedrijfsrevisoren BV2025 accounts 49 days early3 of 18 deeds summarised
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
49 days early
2024
48 days early
2023
47 days early
2022
52 days early
2021
47 days early
2020
50 days early
2019
49 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 49 days before the deadline; the sector median (NACE 64) for financial year 2024 is 14 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 13 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
24-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Weakest financial yearnet €2.2m ▼29.8%
  3. Appointments: LauraCasagrande, ChristopheDeWaele and 9 othersGazette deed

Key points

  • Positive: Largest company by total assets in Schaarbeek, Finance and insurance sectorin the Checked rankings No. 1 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €2.2m 7 years View
  • Caution: Result fell in 2025from €3.2m to €2.2m ▼ 29.8% View

By topic

Financials

Financial year
2025
Total assets
€39.9m
Profit
€2.2m
Solvency
50.8%
Total assets▼ 0.1%
Net result
20192025
Go to Financials

Board & ownership

Board
12 members
Auditor
Grant Thornton Bedrijfsrevisoren BV
  • Caroline FREDRICKDirector
  • BrunoHeirmanDirector
  • CarolineFredrickDirector
  • ChloëVanWeynsbergheDirector
  • ChristopheDeWaeleDirector

and 7 other directors

Go to Board & ownership

Timeline

Events
13
Since
2019
Next accounts
by 31-07-2027
  1. 13-06-2025Annual accounts filed
  2. 29-08-2024Resignation: Herman VIJT (director)
  3. 14-06-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Cooperative company
Activity
Activities of holding companiesNACE 64210
Founded
08-09-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
48
Annual meeting
Second Thursday of June at 14:00
Purpose
“Het, in eigen naam maar voor rekening van de Vennoten, financieren, verwerven en beheren…” (deed in Dutch)
Go to Articles of association

Key facts about Zefier

What is the company number of Zefier?
0680.832.904. In Belgium the VAT number is the company number with BE in front: BE 0680.832.904.
Where is Zefier based?
The registered office is at Koning AlbertII laan 37, 1030 Schaarbeek.Company details
What does Zefier do?
According to the KBO register, the main activity is activities of holding companies (NACE 64210).
What is the legal form of Zefier?
Cooperative company (CV).
When was Zefier founded?
On 08-09-2017.
Is Zefier still active?
Yes, Zefier is an active enterprise in the KBO register.
How many employees does Zefier have?
On average 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of Zefier?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is Zefier profitable?
In financial year 2025, Zefier made a profit of €2.2m.
Where can I find the annual accounts of Zefier?
Zefier filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Zefier due?
By 31-07-2027, for financial year 2026.Timeline

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