Result
-€484,127 -€484,127
From profit to loss in 2025, after a profit of €2.3m in 2024.
LUCIMO
Lifetime
10 annual accounts with figures on one time axispeak €102,520 (2024)
-€117,589▼ €220,109
lowest -€3.6m (2020)
-€484,127▼ €2.8m
peak €7.3m (2024)
€6.9m▼ 6.6%
€34.1m▲ 20.4%
peak 1 FTE (2020)
0 FTE▼ 100%
Board3 names since 2016
3 directorsBONTOUX Héloïse and 2 others
Documentsfilings and deeds
12-06-202649 days before the deadline
2025abbreviated format
Gross margin from €102,520 to -€117,589Loss of €484,127Staff from 1 FTE to 0 FTEDebts from €28.3m to €34.1mInvestments €1.6mCash from €928,856 to €1.3m
Key points
from the 2025 annual accountsDebts
€34.1m 83% of the balance sheet
Financial debts 5%Suppliers 0%Taxes and wages 0%Other 95%
Of this, €21.5m falls due within a year.
Filings
10 annual accounts since 2016
The last five annual accounts were filed 24 to 49 days before the end of the period.
At the same address
76 companies
Group
5 companies controlled
Heads a group.
Position in the sector
-€484,127
Lower net result than 95% of companies in head offices and management consultancy. Sector median €37,500 · 10,856 companies.
Checked score
89
Excellent
Financially stronger than 13% of medium-sized companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 802 companies (NACE 70, medium-sized).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.2%▲ +0.1 percentage points vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026
09-2026: 0.5%▲ +0.2 percentage points vs 08-2026highest value
10-2026: < 0.1%▼ -0.5 percentage points vs 09-2026lowest value
11-2026: < 0.1%● unchanged vs 10-2026lowest value
Financial strengthWeak
Score breakdown
raises risk
Liquidity: current ratio 1.22, cash €1.3m
lowers risk
Size: total assets €41.0m
Sector: Activities of head offices; management consultancy activities (NACE 70)
Figures for financial year 2025 (filed on 12-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, medium-sized). It does better than 15% of them on solvency, 13% on liquidity, 7% on profitability and 16% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 137 companies had the same profile as LUCIMO has now. Each dot is one company, two years later.
95.6%
were still trading
2.2%
stopped another way
2.2%
went bankrupt
The bankruptcy probability of LUCIMO itself is lower: < 0.1% within 12 months. It rests on far more data about LUCIMO than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 137 companies, not a prediction for LUCIMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €600,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.22 (1.43 in 2024), below the usual 1.5. Short-term debt is 52.6% and cash 3.2% of total assets. 83.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 10856 sector peers (2025).
NBB · sector comparisonPosition among 10856 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
49 days early
2024
24 days early
2023
49 days early
2022
41 days early
2021
32 days early
2020
57 days early
2019
77 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 47 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 20 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0659787367
Changes of role: BONTOUX Héloïse (class A director), MONCELET Olivier (class B director) and GRIGNARD Michel (class B director)
General meeting of 30-11-2023 · Gazette deed
Registered-office move
Board meeting of 10-04-2019 · Gazette deed
First establishment
Louizalaan 222, Ixelles
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| LUCIMO Ixelles | €41.0m | -€117,589 | 16.7% | 0 |
| PNDB Sint-Gillis (bij-Brussel) | €55.8m | -€102,832 | 99.5% | 0 |
| PGHB Sint-Gillis (bij-Brussel) | €57.0m | -€112,718 | 99.4% | 0 |
| RE-tail Return Partners II Merchtem | €39.4m | -€114,675 | 27.6% | 0 |
| ARANVISE Tournai | €30.1m | -€44,177 | 99.1% | 0 |
| CMG INVEST Boortmeerbeek | €36.7m | -€308,426 | 64.8% | 0.5 |
| IM'HO Profondeville | €32.5m | -€40,903 | 99.8% | 0 |
These companies have the same main activity as LUCIMO: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €30m and €57m, founded between 2012 and 2019.
Official details
Source: KBO- Status
- Active since 19-07-2016Normal situation
- Registered office
- 77 active companies are registered at this address3 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Business and other management consultancyNACE 70200and 2 others
- Establishment unit
- 2.256.986.5951050 Ixelles, since 05-10-2016
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €41.0m▲ 14.8%
- Filing
- Filed on 12-06-2026, 49 days before the end of the filing period
Companies linked to LUCIMO
Subsidiaries and holdings
- LE CLOS DE L'ABBAYE100%
- RAMNIX100%
- Ruwet Immobilier100%
Insights on LUCIMO
LUCIMO files the abbreviated format. That format states no turnover. The gross margin fell from -€105,456 in 2016 to -€117,589 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about LUCIMO
- What is the company number of LUCIMO?
- The company number of LUCIMO is 0659.787.367. The VAT number is the same number with BE in front: BE 0659.787.367.
- Where is LUCIMO based?
- The registered office is at Louizalaan 222, 1050 Ixelles.Company details
- What does LUCIMO do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of LUCIMO?
- LUCIMO is a private limited company (BV).
- When was LUCIMO founded?
- LUCIMO was founded on 19-07-2016.
- Is LUCIMO still active?
- Yes, LUCIMO is an active enterprise in the KBO register.
- How many employees does LUCIMO have?
- LUCIMO had an average of 1 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
- What is the turnover of LUCIMO?
- The annual accounts for financial year 2025 state no turnover.
- Is LUCIMO profitable?
- In financial year 2025, LUCIMO made a loss of €484,127.
- Where can I find the annual accounts of LUCIMO?
- LUCIMO filed 10 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of LUCIMO due?
- LUCIMO must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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