SilCo
ActiveSilCo has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €108k and a net result of €7k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 62% of 3446 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +24 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability32▲+32
Solvency99▲+1
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 2.99 against 2.22 in 2024), and 36.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 74
Relative position
BE, all sectors
reference
Sector 74
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
63.1%
Return on assets
4%
Age of the figures
11 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 02-04-2026, 28 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
28 d early
2024
2 d early
2023
1 d early
2022
24 d early
2021
30 d early
2020
32 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€108k▲ 6.8%
2024 · €102k
2018: €116k
2019: €106k
2020: €105k
2021: €106k
2022: €100k
2023: €107k
2024: €102k
2018 → 2025
Total assets
€172k▼ 3.5%
2024 · €178k
2018: €273k
2019: €246k
2020: €230k
2021: €220k
2022: €199k
2023: €198k
2024: €178k
2018 → 2025
Net result
€7k
2024 · €-12k
2018: €-20k
2019: €-10k
2020: €-566
2021: €636
2022: €-6k
2023: €7k
2024: €-12k
2018 → 2025
Working capital
€30k▲ 44.8%
2024 · €21k
2018: €34k
2019: €29k
2020: €34k
2021: €29k
2022: €16k
2023: €20k
2024: €21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€106k-€100k▼ 5.7%€107k▲ 7.4%€102k▼ 5.4%€108k▲ 6.8%
Operating result€5k-€-4k€12k€-10k€9k
Net result€636-€-6k€7k€-12k€7k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €9k after a loss of €10k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€127k▼ 9.7%
Current assets
€45k▲ 19.6%
Equity and liabilities €172k
Equity
€108k▲ 6.8%
Debt
€63k▼ 17.2%
The debt ratio falls from 43.0% to 36.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€24k▲
2024 · €10k
Cash flow
€22k▲
2024 · €8k
Solvency
63.1%▲
2024 · 57.0%
Current ratio
2.99▲
2024 · 2.22
Quick ratio
2.99▲
2024 · 2.22
Debt / equity
0.58▼
2024 · 0.75
ROE
6.3%▲
2024 · -11.8%
ROA
4.0%▲
2024 · -6.7%
Interest coverage
16.21▲
2024 · 5.69
Debt
€63k▼
2024 · €77k
Debt ≤ 1 year
€15k▼
2024 · €17k
Debt > 1 year
€48k▼
2024 · €60k
Income taxes
€1k▲
2024 · €381
Staff costs
€81
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€178k€172k▼
Fixed assets21/28€141k€127k▼
Tangible fixed assets22/27€141k€127k▼
Land and buildings22€132k€124k▼
Furniture and vehicles24€9k€3k▼
Current assets29/58€37k€45k▲
Amounts receivable within one year40/41€21k€22k▲
Trade receivables40€17k€18k▲
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€15k€22k▲
Deferred charges and accrued income490/1€708€733▲
Equity and liabilities
Total equity and liabilities10/49€178k€172k▼
Equity10/15€102k€108k▲
Contributions10/11€19k€19k=
Reserves13€83k€90k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€81k€88k▲
Amounts payable17/49€77k€63k▼
Amounts payable after more than one year17€60k€48k▼
Financial debts170/4€60k€48k▼
Amounts payable within one year42/48€17k€15k▼
Current portion of amounts payable after more than one year42€11k€11k▲
Trade debts44€3k€851▼
Suppliers440/4€3k€851▼
Taxes, remuneration and social security45€2k€3k▲
Taxes450/3€381€3k▲
Remuneration and social security454/9€2k-
Income statement
Code20242025
Remuneration, social security and pensions62-€81
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k€15k▼
Other operating charges640/8€786€3k▲
Gross operating margin9900€10k€28k▲
Operating profit (loss)9901€-10k€9k▲
Financial income75/76B€209-
Recurring financial income75€209-
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€-12k€8k▲
Income taxes67/77€381€1k▲
Profit (loss) for the period9904€-12k€7k▲
Profit (loss) for the period to be appropriated9905€-12k€7k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-12k€7k▲
Transfer from equity791/2€12k-
Transfer to equity691/2-€7k
To other reserves6921-€7k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
28-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
29-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
30-09
Financial
Equity above €100kEq €107k ▲7.4%
Equity rises from €100k to €107k.
06-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-09
Financial
Back to profitnet €636
Net result €636 after 3 loss-making years.
29-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
21-02
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
12-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-02
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Klakvijverstraat(Gri) 779506 GeraardsbergenGround area
2,509 m²
Building footprint
150 m²
Volume, LiDAR
620 m³
Parcel 41022A0404/00D000, Flanders · tallest building 5.4 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Klakvijverstraat(Gri) 77, 9506 Geraardsbergen
since 20112.198.862.019
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41022A0404/00D000 | Flanders | 2,508 m² | 1 · 150 m² | 5.4 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BIZ Services
BE 0884.689.191
Gent · Eq €108k
Oditrans
BE 1013.432.640
Zoersel · Eq €109k
Avangard International
BE 0800.338.585
Elsene · Eq €109k
POR FIN
BE 0788.459.055
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ELLE TRANSLATION
BE 0555.682.514
Merchtem · Eq €107k
Of 4,526 companies in sector 74301 we hold annual accounts for 716. 597 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-05-2011
Fiscal year end30-09
Activities, NACEBEL
74300Other professional, scientific and technical activities
74301Translation services
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.