SIL
ActiveSummary
SIL has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €30k. Equity is growing by ~51.3% per year across the filed fiscal years. Its solvency ranks better than 87% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
86
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability99▼-1
Solvency100▲+7
Growth78=
Track record94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €8k at 30 days acceptable
Liquidity ample (current ratio 4.74 against 2.57 in 2024; short-term debt: 16.7% and cash: 15.7% of total assets), and 16.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
83.3%
Return on assets
24.1%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
18 d early
2024
1 d early
2023
2 d early
2022
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€103k▲ 30.0%
2024 · €79k
2022: €17k
2023: €37k
2024: €79k
2022 → 2025
Total assets
€124k▲ 5.9%
2024 · €117k
2022: €35k
2023: €61k
2024: €117k
2022 → 2025
Net result
€30k▼ 29.8%
2024 · €43k
2022: €12k
2023: €19k
2024: €43k
2022 → 2025
Working capital
€77k▲ 30.4%
2024 · €59k
2022: €10k
2023: €30k
2024: €59k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€17k-€37k▲ 112%€79k▲ 115%€103k▲ 30.0%
Operating result€18k-€27k▲ 48.8%€63k▲ 135%€35k▼ 43.9%
Net result€12k-€19k▲ 57.6%€43k▲ 118%€30k▼ 29.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 44% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €124k
Fixed assets
€26k ▲ 29.0%
Current assets
€98k ▲ 1.1%
Equity and liabilities €124k
Equity
€103k ▲ 30.0%
Debt
€21k ▼ 45.1%
Debt's share of the balance-sheet total falls from 32.2% to 16.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€43k▼
2024 · €68k
Cash flow
€38k▼
2024 · €48k
Current ratio
4.74▲
2024 · 2.57
Debt to equity
0.20▼
2024 · 0.47
ROE
28.9%▼
2024 · 53.6%
ROA
24.1%▼
2024 · 36.3%
Interest coverage
179.91▲
2024 · 133.93
Debt ≤ 1 year
€21k▼
2024 · €38k
Income taxes
€6k▼
2024 · €21k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 45 lines
Balance sheet
Code20242025
Assets
Total assets20/58€117k€124k▲
Fixed assets21/28€20k€26k▲
Tangible fixed assets22/27€20k€26k▲
Plant, machinery and equipment23€80€4k▲
Furniture and vehicles24€20k€22k▲
Other tangible fixed assets26€286€0▼
Current assets29/58€97k€98k▲
Amounts receivable within one year40/41€76k€76k▼
Trade receivables40€35k€18k▼
Other amounts receivable41€42k€57k▲
Cash at bank and in hand54/58€18k€19k▲
Deferred charges and accrued income490/1€2k€3k▲
Equity and liabilities
Total equity and liabilities10/49€117k€124k▲
Equity10/15€79k€103k▲
Contributions10/11€5k€5k=
Reserves13€74k€98k▲
Distributable reserves133€74k€98k▲
Amounts payable17/49€38k€21k▼
Amounts payable within one year42/48€38k€21k▼
Current portion of amounts payable after more than one year42€540€0▼
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€20k€10k▼
Suppliers440/4€20k€10k▼
Taxes, remuneration and social security45€17k€8k▼
Taxes450/3€17k€7k▼
Remuneration and social security454/9-€862
Other amounts payable47/48-€3k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€8k▲
Other operating charges640/8€893€3k▲
Gross operating margin9900€69k€46k▼
Operating profit (loss)9901€63k€35k▼
Financial income75/76B€1k€1k▲
Recurring financial income75€1k€1k▲
Financial charges65/66B€509€238▼
Recurring financial charges65€509€238▼
Profit (loss) for the period before taxes9903€63k€36k▼
Income taxes67/77€21k€6k▼
Profit (loss) for the period9904€43k€30k▼
Profit (loss) for the period to be appropriated9905€43k€30k▼
Appropriation of the result
Profit (loss) to be appropriated9906€43k€30k▼
Transfer to equity691/2€43k€24k▼
To other reserves6921€43k€24k▼
Profit to be distributed694/7-€6k
Directors or managers695-€6k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-06
Financial
Equity above €100kEq €103k ▲30%
4 profitable years in a row build equity to €103k.
30-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-06
Financial
Highest result since 2022net €43k ▲118%
Operating result €63k, net result €43k, both a record.
29-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
24-01
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2021
Ground area
1,307 m²
Building footprint
122 m²
Volume, LiDAR
748 m³
Parcel 41039D0170/00K000, Flanders · tallest building 7.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SIL
since 20212.316.341.390
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41039D0170/00K000 | Flanders | 1,307 m² | 1 · 122 m² | 7.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CADRY IMMO
BE 0657.923.680
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ANTEA
BE 0419.860.639
Evergem · Eq €103,268
BENJAMIN DE GEYTER Immobilier
BE 0538.629.023
Jurbise · Eq €103,152
EmmA
BE 0681.979.977
Ardooie · Eq €103,286
PDC PROJECTS
BE 0837.903.024
Gistel · Eq €103,291
Of 9,694 companies in sector 68121 we hold annual accounts for 7,383. 5,307 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-03-2021
Fiscal year end30-06
Activities, NACEBEL 2025
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.