Equity
€103,216 ▲ 30.0%
SIL has made a profit in every financial year since 2022.
SIL
Lifetime
4 annual accounts with figures on one time axispeak €69,127 (2024)
€46,025▼ 33.4%
peak €42,516 (2024)
€29,844▼ 29.8%
peak €103,216 (2025)
€103,216▲ 30.0%
€20,643▼ 45.1%
Board1 name since 2021
1 directorMATTENS Sil
Documentsfilings and deeds
13-01-202618 days before the deadline
2025abbreviated format
Gross margin from €69,127 to €46,025Result from €42,516 to €29,844Equity from €79,371 to €103,216Debts from €37,617 to €20,643
Key points
from the 2025 annual accountsTurnover
≈ €130,000 estimated
The abbreviated format states no turnover.
Investments
€13,642 1.8 × depreciation
Green is investment, beige is depreciation. Machinery stands 5177.5% higher than in 2024.
Liquidity
4.74 was 2.57 in 2024
Short-term debts fell from €37,617 to €20,643.
Filings
4 annual accounts since 2022
The last four annual accounts were filed 1 to 18 days before the end of the period.
Position in the sector
83.3%
Higher solvency than 86% of companies in real estate. Sector median 30.7% · 11,297 companies.
Checked score
94
Excellent
Financially stronger than 84% of micro companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 26,627 companies (NACE 68, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.6%
01-2025: 0.6%● unchanged vs 12-2024highest value
02-2025: 0.2%▼ -0.4 percentage points vs 01-2025
03-2025: 0.2%● unchanged vs 02-2025
04-2025: 0.2%● unchanged vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.1%▼ -0.1 percentage points vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026lowest value
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.2%▲ +0.1 percentage points vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Size: total assets €123,859
Founded in 2021
lowers risk
Sector: Real estate activities (NACE 68)
Liquidity: current ratio 4.74, cash €19,478
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro). It does better than 91% of them on solvency, 77% on liquidity, 90% on profitability and 80% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 26,972 companies had the same profile as SIL has now. Each dot stands for 68 companies, two years later.
94.9%
were still trading
3.4%
stopped another way
1.6%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of SIL itself is lower: 0.2% within 12 months. It rests on far more data about SIL than the profile alone.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 26,972 companies, not a prediction for SIL. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €9,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.74 (2.57 in 2024), above the usual 1.5. Short-term debt is 16.7% and cash 15.7% of total assets. 16.7% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-01-2026, 18 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
18 days early
2024
1 day early
2023
2 days early
2022
7 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 7 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 27 January (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end11-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0765316835
First establishment
Kokerijstraat 6, Aalst
Incorporation
Founder: MATTENS Sil · 100 shares · Appointment: MATTENS Sil (director) · published on 19-03-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SIL Aalst | €123,859 | €46,025 | 83.3% | - |
| BEAU HOUSE COMPANY Nazareth | €125,576 | €60,629 | 59.5% | - |
| Statera Consulting Merelbeke-Melle | €106,442 | €52,186 | 30.3% | - |
| OSCARR Aalter | €150,062 | €34,798 | 10.2% | - |
| Topo Consulting Lierde | €105,647 | €51,907 | 86.8% | - |
| T&T Constructions Eeklo | €114,709 | €32,506 | 65.5% | - |
| Van Hee-Spaerkeer Berlare | €102,782 | €30,306 | 43.4% | - |
These companies have the same main activity as SIL: development of residential building projects (NACE 68121). They are comparable in size and age: total assets between €103,000 and €150,000, founded between 2020 and 2021.
Official details
Source: KBO- Status
- Active since 17-03-2021Normal situation
- Activity
- Development of residential building projectsNACE 68121
- Establishment unit
- 2.316.341.3909310 Aalst, since 01-04-2021
- Financial year end
- 30 June
- Peppol
- Reachable since 02-12-2025
Annual accounts to 30-06-2025
- €123,859▲ 5.9%
- Filing
- Filed on 13-01-2026, 18 days before the end of the filing period
Insights on SIL
SIL files the abbreviated format. That format states no turnover. The gross margin rose from €21,469 in 2022 to €46,025 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SIL
- What is the company number of SIL?
- The company number of SIL is 0765.316.835. The VAT number is the same number with BE in front: BE 0765.316.835.
- Where is SIL based?
- The registered office is at Kokerijstraat 6, 9310 Aalst.Company details
- What does SIL do?
- According to the KBO register, the main activity is development of residential building projects (NACE 68121).
- What is the legal form of SIL?
- SIL is a private limited company (BV).
- When was SIL founded?
- SIL was founded on 17-03-2021.
- Is SIL still active?
- Yes, SIL is an active enterprise in the KBO register.
- What is the turnover of SIL?
- The turnover in financial year 2025 is ≈ €130,000. This figure is estimated from the gross margin of €46,025 and 32 comparable companies (NACE 681). It probably lies between €69,000 and €260,000.Financials
- Is SIL profitable?
- In financial year 2025, SIL made a profit of €29,844.
- Where can I find the annual accounts of SIL?
- SIL filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SIL due?
- SIL must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
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